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<url><loc>https://mstrcat.com/burn/</loc><lastmod>2026-10-21</lastmod></url>
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<url><loc>https://mstrcat.com/academy/lesson/l5-3-6-client-side-validation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l5-3-7-contracts-on-bitcoin-dlcs-and-keyless-custody-le/</loc><lastmod>2026-10-21</lastmod></url>
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<url><loc>https://mstrcat.com/academy/lesson/l6-1-3-blockchain-not-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
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<url><loc>https://mstrcat.com/academy/lesson/l6-1-5-who-can-change-the-rules/</loc><lastmod>2026-10-21</lastmod></url>
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<url><loc>https://mstrcat.com/academy/lesson/l6-1-7-reading-a-tokenomics-page/</loc><lastmod>2026-10-21</lastmod></url>
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<url><loc>https://mstrcat.com/academy/lesson/l6-2-2-dogecoin-the-first-memecoin/</loc><lastmod>2026-10-21</lastmod></url>
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<url><loc>https://mstrcat.com/academy/lesson/l7-1-7-mev-builders-and-censorship/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l7-2-1-bnb-chain-an-exchange-s-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l7-2-2-stablecoins-dollars-on-rails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l7-2-3-tron-and-the-dollar-rails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l7-2-4-the-ethereum-killers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l7-2-5-the-2022-contagion/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l7-2-6-ftx-and-the-exchange-token-loop/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l7-2-7-altcoins-what-scarcity-and-survival-require/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l7-3-1-market-cycles-and-the-halving/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l7-3-2-exchange-failures-mt-gox-to-ftx/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l7-3-3-regulation-and-enforcement/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l7-3-4-spot-bitcoin-etfs-2024/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l7-3-5-strategy-and-the-claims-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l7-3-6-nation-state-adoption-el-salvador/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l7-3-7-tokenised-stocks-and-real-world-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l8-1-1-origins-proof-of-history/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l8-1-2-who-owned-sol/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l8-1-3-wormhole-and-the-bridge-hacks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l8-1-4-ftx-and-solana-s-near-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l8-1-5-the-memecoin-resurrection/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l8-1-6-validators-and-who-runs-the-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l8-1-7-solana-goes-institutional/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l8-2-1-spl-tokens-and-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l8-2-2-wallets-and-signing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l8-2-3-dexes-and-aggregators-raydium-and-jupiter/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l8-2-4-priority-fees-mev-and-jito/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l8-2-5-outages-resilience-and-the-cost-of-speed/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l8-2-6-reading-the-chain-explorers-and-holder-analysis/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l8-2-7-solana-and-memecoins-speed-attention-and-abuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l8-3-1-from-dogecoin-to-shiba-pepe-bonk-and-wif/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l8-3-2-pump-fun-the-bonding-curve-and-graduation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l8-3-3-launchpads-and-reward-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l8-3-4-community-culture-and-the-social-attack/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l8-3-5-token-anatomy-rug-pulls-and-honeypots/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l8-3-6-market-cap-math-and-position-sizing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l8-3-7-pairing-assets-and-the-launchpad-ecosystem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l9-1-1-low-float-high-fdv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l9-1-2-points-airdrops-and-farming/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l9-1-3-celebrity-and-political-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l9-1-4-paid-promotion-and-disclosure/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l9-1-5-pump-fun-by-the-numbers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l9-1-6-bots-snipers-and-who-actually-wins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l9-1-7-10-october-2025-the-liquidation-day/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l9-2-1-a-taxonomy-of-market-abuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l9-2-2-admin-keys-and-immutability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l9-2-3-ordering-attacks-and-their-cures/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l9-2-4-launch-attacks-and-sybil-neutral-design/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l9-2-5-fake-activity-transparency-and-wallet-tracking/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l9-2-6-perpetual-curves-and-self-pricing-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l9-2-7-fair-launches-on-bitcoin-from-blueprint-to-pract/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l9-3-1-what-stonkfun-set-out-to-do/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l9-3-2-what-a-tokenized-stock-is/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l9-3-3-the-launch-math/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l9-3-4-reward-launches-the-flywheel-math/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l9-3-5-stonk-revenue-buyback-and-burn/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l9-3-6-the-september-spike-and-the-audit-trail/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l9-3-7-how-to-read-any-reward-launchpad/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l10-1-1-what-the-experiments-proved/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l10-1-2-what-the-experiments-disproved/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l10-1-3-a-fair-scorecard/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l10-1-4-dollars-come-home-to-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l10-1-5-bitcoin-native-finance-without-bridges/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l10-1-6-tokens-and-memes-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l10-1-7-why-bitcoin-is-different/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l10-2-1-step-1-take-inventory/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l10-2-2-step-2-records-before-moves/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l10-2-3-step-3-exiting-thin-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l10-2-4-step-4-real-bitcoin-not-a-claim/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l10-2-5-step-5-self-custody-verified/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l10-2-6-step-6-your-own-node/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l10-2-7-step-7-recovery-and-inheritance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l10-3-1-spending-lightning-in-practice/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l10-3-2-saving-cold-storage-that-lasts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l10-3-3-privacy-on-the-way-back/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l10-3-4-earning-and-circular-economies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l10-3-5-building-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l10-3-6-a-field-guide-to-the-next-pitch/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/l10-3-7-full-circle/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c1-1-1-code-is-not-outside-the-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c1-1-2-who-makes-crypto-law-legislators-regulators-cour/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c1-1-3-rules-guidance-and-enforcement-are-not-the-same-/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c1-1-4-jurisdiction-whose-law-applies-to-a-borderless-c/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c1-1-5-pseudonymous-is-not-anonymous/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c1-1-6-irreversible-transfers-and-why-the-law-cares/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c1-1-7-reading-a-crypto-law-headline/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c1-2-1-property-what-you-can-own/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c1-2-2-money-and-legal-tender/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c1-2-3-securities-the-investment-contract/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c1-2-4-commodities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c1-2-5-stablecoins-a-category-of-their-own/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c1-2-6-nfts-what-you-actually-buy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c1-2-7-one-token-several-labels/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c1-3-1-the-sec/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c1-3-2-the-cftc/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c1-3-3-the-irs-and-tax-authorities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c1-3-4-fincen-and-anti-money-laundering/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c1-3-5-ofac-and-sanctions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c1-3-6-state-regulators-and-the-bitlicense/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c1-3-7-international-bodies-fatf-iosco-and-the-fsb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c2-1-1-crypto-is-property-for-us-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c2-1-2-selling-for-cash/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c2-1-3-swapping-one-coin-for-another/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c2-1-4-spending-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c2-1-5-gifts-and-inheritances/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c2-1-6-moving-between-your-own-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c2-1-7-what-is-not-a-taxable-event/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c2-2-1-mining-income/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c2-2-2-staking-rewards/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c2-2-3-airdrops-and-hard-forks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c2-2-4-getting-paid-in-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c2-2-5-lending-and-defi-yield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c2-2-6-liquidity-pools-and-lp-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c2-2-7-reward-tokens-and-fee-sharing-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c2-3-1-cost-basis-and-lot-selection/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c2-3-2-short-term-and-long-term-gains/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c2-3-3-losses-worthless-tokens-and-the-wash-sale-questi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c2-3-4-the-digital-asset-question-on-form-1040/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c2-3-5-form-1099-da-and-broker-reporting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c2-3-6-foreign-accounts-fbar-and-fatca/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c2-3-7-records-that-survive-an-audit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c3-1-1-sec-v-w-j-howey-co-1946/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c3-1-2-an-investment-of-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c3-1-3-a-common-enterprise/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c3-1-4-profit-from-the-efforts-of-others/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c3-1-5-the-dao-report-2017/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c3-1-6-telegram-kik-and-lbry/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c3-1-7-ripple-institutional-sales-and-exchange-sales/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c3-2-1-regulation-by-enforcement-and-its-critics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c3-2-2-the-sec-s-2025-change-of-course/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c3-2-3-the-sec-staff-statement-on-memecoins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c3-2-4-the-genius-act-a-federal-stablecoin-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c3-2-5-market-structure-legislation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c3-2-6-exemptions-regulation-d-a-and-s/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c3-2-7-spot-bitcoin-and-ether-etfs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c3-3-1-mica-the-eu-s-crypto-regulation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c3-3-2-service-providers-under-mica/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c3-3-3-stablecoins-under-mica-emts-and-arts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c3-3-4-the-united-kingdom-s-regime/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c3-3-5-japan-s-payment-services-act/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c3-3-6-singapore-hong-kong-and-the-uae/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c3-3-7-licences-passporting-and-the-reverse-solicitatio/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c4-1-1-not-your-keys-what-an-exchange-account-really-is/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c4-1-2-exchange-collapse-mt-gox/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c4-1-3-ftx-commingling-and-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c4-1-4-celsius-when-the-terms-of-use-decided-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c4-1-5-self-custody-and-its-risks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c4-1-6-proof-of-reserves-and-its-limits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c4-1-7-choosing-where-to-hold/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c4-2-1-pig-butchering-and-romance-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c4-2-2-fake-exchanges-and-fake-apps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c4-2-3-wallet-drainers-and-approval-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c4-2-4-impersonation-and-fake-support/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c4-2-5-recovery-scams-the-second-theft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c4-2-6-ponzi-schemes-and-guaranteed-yield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c4-2-7-reporting-fraud-and-what-happens-next/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c4-3-1-account-freezes-and-kyc-demands/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c4-3-2-seizure-and-civil-forfeiture/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c4-3-3-summonses-and-exchange-data/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c4-3-4-crossing-borders-with-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c4-3-5-no-chargebacks-irreversibility-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c4-3-6-clawbacks-when-a-bankrupt-platform-sues-customer/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c4-3-7-delistings-and-frozen-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c5-1-1-fair-launch-or-presale/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c5-1-2-team-allocations-vesting-and-disclosure/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c5-1-3-promising-returns-the-words-that-make-a-security/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c5-1-4-launchpads-and-bonding-curves/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c5-1-5-liquidity-locks-and-revoked-authorities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c5-1-6-transfer-fees-and-reward-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c5-1-7-marketing-claims-and-consumer-protection-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c5-2-1-money-transmission-and-fincen-s-2019-guidance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c5-2-2-state-money-transmitter-licences/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c5-2-3-kyc-aml-and-the-bank-secrecy-act/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c5-2-4-the-travel-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c5-2-5-sanctions-screening-and-the-sdn-list/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c5-2-6-tornado-cash-sanctions-on-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c5-2-7-developers-in-court-tornado-cash-and-samourai/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c5-3-1-paid-promotion-and-the-disclosure-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c5-3-2-celebrity-promoters-and-class-actions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c5-3-3-kol-rounds-and-undisclosed-allocations/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c5-3-4-daos-partnerships-and-personal-liability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c5-3-5-smart-contract-audits-and-what-they-promise/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c5-3-6-terms-of-service-and-disclaimers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c5-3-7-entity-choice-foundations-companies-and-dao-wrap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c6-1-1-pump-and-dump/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c6-1-2-wash-trading/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c6-1-3-spoofing-and-layering/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c6-1-4-front-running-and-mev/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c6-1-5-the-mango-markets-case/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c6-1-6-market-makers-and-manufactured-volume/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c6-1-7-signal-groups-and-coordinated-buying/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c6-2-1-rug-pulls-in-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c6-2-2-insider-trading-on-tokens-the-coinbase-listing-c/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c6-2-3-the-opensea-case/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c6-2-4-snipers-bundles-and-hidden-supply/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c6-2-5-exit-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c6-2-6-hacks-and-exploits-as-theft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c6-2-7-bounties-white-hats-and-negotiated-returns/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c6-3-1-what-honest-disclosure-looks-like/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c6-3-2-locked-liquidity-and-renounced-control/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c6-3-3-on-chain-transparency-show-people-where-to-look/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c6-3-4-treasury-and-team-wallets-in-public/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c6-3-5-burns-what-they-do-and-do-not-change/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c6-3-6-talking-to-holders/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c6-3-7-a-launch-checklist/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c7-1-1-the-holding-period-advantage/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c7-1-2-tax-loss-harvesting-and-the-wash-sale-gap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c7-1-3-gifting-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c7-1-4-donating-crypto-to-charity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c7-1-5-step-up-in-basis-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c7-1-6-retirement-accounts-that-hold-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c7-1-7-specific-identification-choosing-which-coins-you/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c7-2-1-citizenship-based-taxation-the-us-exception/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c7-2-2-puerto-rico-and-act-60/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c7-2-3-zero-tax-countries-and-their-catches/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c7-2-4-exit-taxes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c7-2-5-holding-period-exemptions-germany-and-portugal/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c7-2-6-tax-residence-tests-and-treaties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c7-2-7-carf-the-end-of-quiet-offshore-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c7-3-1-tax-free-crypto-schemes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c7-3-2-offshore-trusts-and-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c7-3-3-sovereign-citizen-arguments-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c7-3-4-borrowing-against-crypto-tool-or-trap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c7-3-5-unregulated-is-not-the-same-as-legal/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c7-3-6-privacy-coins-and-mixers-what-is-actually-allowe/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c7-3-7-spotting-a-pitch-that-ends-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c8-1-1-united-states-federal-and-state-layers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c8-1-2-canada/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c8-1-3-brazil-s-crypto-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c8-1-4-mexico-and-argentina/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c8-1-5-el-salvador-s-bitcoin-law-and-its-retreat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c8-1-6-the-rest-of-latin-america/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c8-1-7-the-americas-compared/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c8-2-1-mica-across-the-member-states/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c8-2-2-dac8-eu-tax-reporting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c8-2-3-germany/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c8-2-4-france/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c8-2-5-spain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c8-2-6-united-kingdom/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c8-2-7-russia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c8-3-1-china-the-ban-and-hong-kong-s-door/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c8-3-2-japan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c8-3-3-south-korea/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c8-3-4-singapore/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c8-3-5-malaysia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c8-3-6-the-uae-and-dubai-s-vara/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c8-3-7-india-the-30-tax-and-1-tds/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c9-1-1-crypto-lost-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c9-1-2-wills-keys-and-secrecy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c9-1-3-crypto-in-a-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c9-1-4-executors-and-fiduciary-access/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c9-1-5-valuing-crypto-in-an-estate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c9-1-6-multisig-and-dead-man-switches/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c9-1-7-leaving-instructions-without-leaving-keys/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c9-2-1-crypto-in-divorce/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c9-2-2-hidden-crypto-and-how-it-is-found/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c9-2-3-bankruptcy-and-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c9-2-4-creditors-and-judgments/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c9-2-5-loans-between-friends/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c9-2-6-business-partners-and-shared-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c9-2-7-lost-or-stolen-insurance-and-police-reports/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c9-3-1-suing-over-crypto-who-and-where/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c9-3-2-arbitration-clauses-in-exchange-terms/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c9-3-3-class-actions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c9-3-4-blockchain-evidence-and-tracing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c9-3-5-freezing-orders-against-persons-unknown/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c9-3-6-serving-papers-by-nft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/c9-3-7-where-to-go-from-here/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t1-1-1-what-a-trust-is-holding-for-someone-else/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t1-1-2-the-settlor-the-one-who-gives/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t1-1-3-the-trustee-the-one-who-holds/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t1-1-4-the-beneficiary-the-one-who-benefits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t1-1-5-legal-title-and-beneficial-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t1-1-6-fiduciary-duty-loyalty-prudence-impartiality/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t1-1-7-what-a-trust-is-not-wills-contracts-companies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t1-2-1-rome-the-fideicommissum/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t1-2-2-the-waqf-endowment-held-for-a-purpose/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t1-2-3-crusaders-and-the-english-use/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t1-2-4-the-statute-of-uses-1536-and-the-use-upon-a-use/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t1-2-5-chancery-and-equity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t1-2-6-civil-law-the-fiducie-and-the-treuhand/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t1-2-7-the-hague-trusts-convention-1985/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t1-3-1-express-trusts-made-on-purpose/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t1-3-2-resulting-trusts-when-the-purpose-fails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t1-3-3-constructive-trusts-equity-s-remedy-for-wrongs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t1-3-4-the-three-certainties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t1-3-5-funding-a-trust-holds-only-what-is-put-in-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t1-3-6-revocable-and-irrevocable/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t1-3-7-living-or-at-death-inter-vivos-and-testamentary/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t2-1-1-what-happens-when-you-die-without-a-plan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t2-1-2-wills-and-what-they-cannot-do/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t2-1-3-probate-time-cost-and-publicity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t2-1-4-payable-on-death-and-transfer-on-death-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t2-1-5-the-totten-trust-the-bank-account-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t2-1-6-joint-ownership-and-its-traps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t2-1-7-when-a-trust-is-not-worth-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t2-2-1-do-it-yourself-online-forms-and-attorney-draftin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t2-2-2-what-an-estate-planning-attorney-charges-and-for/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t2-2-3-trustee-fees-family-professional-and-corporate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t2-2-4-ongoing-costs-tax-returns-accounting-administrat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t2-2-5-cheap-mistakes-that-become-expensive/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t2-2-6-questions-to-ask-before-you-hire-anyone/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t2-2-7-free-and-low-cost-help-legal-aid-and-clinics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t2-3-1-choosing-a-trustee/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t2-3-2-successor-trustees-and-what-happens-when-one-qui/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t2-3-3-protectors-and-advisers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t2-3-4-naming-beneficiaries-without-starting-a-family-w/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t2-3-5-minors-and-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t2-3-6-trustee-duties-in-plain-words/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t2-3-7-when-trustees-fail-removal-and-remedies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t3-1-1-the-revocable-living-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t3-1-2-funding-a-living-trust-deeds-accounts-and-titles/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t3-1-3-the-pour-over-will-and-pour-over-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t3-1-4-incapacity-who-takes-over-while-you-are-alive/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t3-1-5-living-trust-myths-taxes-creditors-privacy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t3-1-6-updating-amending-and-restating/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t3-1-7-when-the-settlor-dies-administration-step-by-ste/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t3-2-1-the-testamentary-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t3-2-2-trusts-for-children-until-a-set-age/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t3-2-3-incentive-trusts-conditions-and-their-limits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t3-2-4-discretionary-trusts-trustee-judgement-as-the-ru/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t3-2-5-support-trusts-health-education-maintenance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t3-2-6-spendthrift-clauses-for-family/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t3-2-7-pet-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t3-3-1-marital-and-bypass-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t3-3-2-the-qtip-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t3-3-3-blended-families-and-second-marriages/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t3-3-4-spousal-lifetime-access-trusts-slat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t3-3-5-divorce-and-existing-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t3-3-6-joint-trusts-versus-separate-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t3-3-7-community-property-states/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t4-1-1-why-an-inheritance-can-cost-someone-their-benefi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t4-1-2-special-needs-trusts-first-party-and-third-party/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t4-1-3-pooled-trusts-run-by-nonprofits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t4-1-4-able-accounts-and-how-they-compare/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t4-1-5-payback-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t4-1-6-choosing-a-trustee-for-a-vulnerable-beneficiary/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t4-1-7-government-benefit-trusts-beyond-the-us/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t4-2-1-paying-for-long-term-care/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t4-2-2-medicaid-asset-protection-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t4-2-3-look-back-periods-and-penalties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t4-2-4-income-trusts-miller-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t4-2-5-protecting-the-family-home/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t4-2-6-elder-financial-abuse-and-the-trustee-s-shield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t4-2-7-planning-conversations-with-aging-parents/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t4-3-1-protective-trusts-the-english-approach/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t4-3-2-spendthrift-trusts-and-the-creditor-wall/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t4-3-3-addiction-and-gambling-trusts-with-guardrails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t4-3-4-trusts-for-beneficiaries-who-cannot-manage-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t4-3-5-hybrid-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t4-3-6-letters-of-wishes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t4-3-7-reporting-to-beneficiaries/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t5-1-1-estate-and-gift-tax-the-basics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t5-1-2-the-annual-exclusion-and-crummey-powers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t5-1-3-irrevocable-trusts-and-getting-assets-out-of-the/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t5-1-4-life-insurance-trusts-ilit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t5-1-5-grantor-trusts-and-why-defective-can-be-useful/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t5-1-6-installment-sales-to-grantor-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t5-1-7-the-clifford-trust-and-the-history-of-income-shi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t5-2-1-grats-grantor-retained-annuity-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t5-2-2-gruts-grantor-retained-unitrusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t5-2-3-annuity-trusts-and-unitrusts-compared/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t5-2-4-qualified-personal-residence-trusts-qprt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t5-2-5-beneficiary-defective-inheritor-trusts-bdit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t5-2-6-tax-motivated-trusts-and-the-anti-abuse-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t5-2-7-when-the-tax-law-changes-under-a-plan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t5-3-1-dynasty-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t5-3-2-generation-skipping-transfer-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t5-3-3-rule-against-perpetuities-and-its-abolition/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t5-3-4-charitable-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t5-3-5-charitable-remainder-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t5-3-6-charitable-lead-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t5-3-7-foundations-donor-advised-funds-and-trusts-compa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t6-1-1-the-creditor-problem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t6-1-2-third-party-trusts-versus-self-settled-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t6-1-3-domestic-asset-protection-trusts-dapt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t6-1-4-asset-protection-trusts-in-general/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t6-1-5-exception-creditors-child-support-taxes-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t6-1-6-choosing-a-dapt-state/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t6-1-7-real-cases-when-shields-held-and-when-they-faile/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t6-2-1-international-and-offshore-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t6-2-2-cook-islands-nevis-and-the-offshore-model/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t6-2-3-duress-clauses-flight-clauses-and-contempt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t6-2-4-reporting-fbar-fatca-crs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t6-2-5-purpose-trusts-and-the-vista-and-star-regimes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t6-2-6-special-purpose-trusts-in-finance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t6-2-7-offshore-myths/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t6-3-1-fraudulent-and-voidable-transfers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t6-3-2-badges-of-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t6-3-3-timing-why-planning-must-come-before-trouble/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t6-3-4-bankruptcy-and-the-ten-year-reach-back/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t6-3-5-professional-ethics-what-advisers-must-refuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t6-3-6-blind-trusts-for-officials-and-executives/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t6-3-7-privacy-versus-secrecy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t7-1-1-land-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t7-1-2-the-illinois-land-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t7-1-3-nominee-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t7-1-4-land-trusts-and-privacy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t7-1-5-holding-rental-property-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t7-1-6-deeds-title-insurance-and-trust-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t7-1-7-farm-and-ranch-succession/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t7-2-1-business-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t7-2-2-the-massachusetts-business-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t7-2-3-delaware-statutory-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t7-2-4-real-estate-investment-trusts-reit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t7-2-5-voting-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t7-2-6-business-succession-planning/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t7-2-7-trusts-and-operating-companies-llcs-inside-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t7-3-1-rabbi-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t7-3-2-secular-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t7-3-3-retirement-accounts-and-see-through-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t7-3-4-specialty-assets-art-collections-intellectual-pr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t7-3-5-firearms-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t7-3-6-holding-a-closely-held-business-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t7-3-7-trust-administration-for-complex-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t8-1-1-united-states-the-uniform-trust-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t8-1-2-united-kingdom-trusts-after-the-trustee-act-2000/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t8-1-3-canada-and-australia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t8-1-4-ireland/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t8-1-5-trust-friendly-states-nevada-south-dakota-delawa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t8-1-6-the-channel-islands-and-the-crown-dependencies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t8-1-7-choosing-governing-law-and-situs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t8-2-1-the-french-fiducie/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t8-2-2-liechtenstein-switzerland-and-the-foundation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t8-2-3-waqf-today-the-gulf-and-malaysia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t8-2-4-china-s-trust-law-2001/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t8-2-5-japan-s-trust-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t8-2-6-latin-america-the-fideicomiso/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t8-2-7-recognising-a-foreign-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t8-3-1-the-trustee-s-first-ninety-days/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t8-3-2-investing-under-the-prudent-investor-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t8-3-3-accounts-and-records/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t8-3-4-trust-taxation-who-pays-the-income-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t8-3-5-decanting-and-modifying-an-irrevocable-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t8-3-6-disputes-litigation-and-mediation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t8-3-7-ending-a-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t9-1-1-can-a-trust-hold-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t9-1-2-keys-custody-and-the-trustee-s-duty-of-care/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t9-1-3-multisig-and-inheritance-planning/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t9-1-4-exchanges-accounts-and-access-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t9-1-5-rufadaa-fiduciary-access-to-digital-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t9-1-6-valuing-volatile-assets-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t9-1-7-directed-trusts-for-digital-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t9-2-1-tokenised-real-world-assets-and-who-owns-what/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t9-2-2-delaware-statutory-trusts-and-tokenisation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t9-2-3-spot-bitcoin-etfs-as-grantor-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t9-2-4-stablecoin-reserves-held-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t9-2-5-escrow-smart-contracts-and-the-word-trustless/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t9-2-6-daos-purpose-trusts-and-legal-wrappers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t9-2-7-proof-of-reserves-versus-a-trustee-s-accounting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t9-3-1-what-smart-contracts-cannot-replace/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t9-3-2-fiduciary-duty-in-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t9-3-3-the-three-roles-on-a-blockchain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t9-3-4-self-custody-and-the-settlor-as-trustee/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t9-3-5-building-a-plan-that-survives-you/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t9-3-6-where-to-go-from-here/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/lesson/t9-3-7-glossary-and-the-road-home/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lessons/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l1-1-1-barter-and-the-coincidence-of-wants/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l1-1-2-the-properties-of-good-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l1-1-3-commodity-money-shells-salt-and-grain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l1-1-4-gold-silver-and-coinage/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l1-1-5-representative-money-and-the-gold-standard/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l1-1-6-fiat-money-and-the-end-of-gold-convertibility-19/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l1-1-7-inflation-debasement-and-the-cantillon-effect/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l1-2-1-public-key-cryptography-diffie-hellman-and-rsa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l1-2-2-david-chaum-blind-signatures-and-digicash/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l1-2-3-the-cypherpunk-manifesto-and-the-mailing-list/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l1-2-4-hashcash-proof-of-work-before-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l1-2-5-b-money-and-bit-gold/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l1-2-6-reusable-proofs-of-work-rpow/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l1-2-7-the-double-spend-problem-and-the-byzantine-gener/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l1-3-1-the-whitepaper-31-october-2008/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l1-3-2-the-genesis-block-and-its-headline/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l1-3-3-hal-finney-and-the-first-transaction/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l1-3-4-bitcoin-pizza-day/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l1-3-5-early-exchanges-and-the-rise-of-mt-gox/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l1-3-6-satoshi-steps-away/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l1-3-7-the-first-boom-and-bust-cycles/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l2-1-1-hash-functions-and-sha-256/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l2-1-2-hash160-sha-256-then-ripemd-160/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l2-1-3-private-keys-public-keys-and-secp256k1/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l2-1-4-digital-signatures-ecdsa-and-schnorr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l2-1-5-entropy-and-randomness/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l2-1-6-addresses-and-encodings-base58check-bech32-bech3/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l2-1-7-seed-phrases-bip39/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l2-2-1-the-utxo-model/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l2-2-2-inputs-and-outputs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l2-2-3-fees-and-fee-rates-sat-vb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l2-2-4-change-outputs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l2-2-5-the-mempool/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l2-2-6-replace-by-fee-and-child-pays-for-parent/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l2-2-7-the-life-of-a-transaction/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l2-3-1-the-block-header/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l2-3-2-merkle-trees/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l2-3-3-a-chain-of-hashes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l2-3-4-proof-of-work-and-the-target/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l2-3-5-difficulty-adjustment-every-2016-blocks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l2-3-6-the-block-subsidy-and-the-halving/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l2-3-7-the-21-million-supply-schedule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l3-1-1-what-a-full-node-does/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l3-1-2-peer-to-peer-gossip/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l3-1-3-initial-block-download/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l3-1-4-pruned-nodes-and-light-clients-spv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l3-1-5-running-your-own-node/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l3-1-6-bitcoin-core-and-other-implementations/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l3-1-7-consensus-rules-and-validation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l3-2-1-from-cpus-to-gpus-fpgas-and-asics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l3-2-2-mining-pools/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l3-2-3-hashrate-and-security/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l3-2-4-mining-economics-energy-subsidy-and-fees/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l3-2-5-block-templates-and-stratum-v2/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l3-2-6-stale-blocks-and-propagation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l3-2-7-the-energy-debate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l3-3-1-nakamoto-consensus-the-most-work-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l3-3-2-51-attacks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l3-3-3-soft-forks-and-hard-forks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l3-3-4-the-bip-process/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l3-3-5-the-block-size-war/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l3-3-6-segwit-activation-and-the-uasf/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l3-3-7-taproot-activation-and-speedy-trial/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l4-1-1-script-a-stack-language/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l4-1-2-standard-scripts-p2pkh-and-p2sh/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l4-1-3-multisignature/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l4-1-4-timelocks-cltv-and-csv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l4-1-5-hashlocks-and-htlcs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l4-1-6-standardness-and-policy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l4-1-7-segregated-witness-and-transaction-malleability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l4-2-1-taproot-and-schnorr-signatures/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l4-2-2-tapscript-and-script-trees-mast/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l4-2-3-partially-signed-transactions-psbt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l4-2-4-output-descriptors/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l4-2-5-covenants-and-vaults-ctv-op-cat-and-the-2026-deb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l4-2-6-the-cryptographic-frontier-witness-encryption-an/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l4-2-7-zero-knowledge-on-bitcoin-proofs-and-shielded-tr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l4-3-1-hd-wallets-bip32-bip44-bip84-bip86/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l4-3-2-hardware-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l4-3-3-multisig-custody-and-inheritance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l4-3-4-backups-and-passphrases/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l4-3-5-operational-security-and-common-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l4-3-6-privacy-the-chain-s-leaks-coinjoin-and-payjoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l4-3-7-silent-payments-and-the-privacy-upgrades-ahead/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l5-1-1-payment-channels/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l5-1-2-routing-with-htlcs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l5-1-3-invoices-bolt11-and-bolt12/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l5-1-4-liquidity-and-channel-management/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l5-1-5-penalties-and-watchtowers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l5-1-6-lightning-wallets-and-service-providers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l5-1-7-lightning-s-limits-ark-and-the-new-payment-layer/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l5-2-1-what-bitcoin-lacks-and-who-you-trust-to-add-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l5-2-2-sidechains-liquid-and-rootstock/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l5-2-3-statechains-and-ark/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l5-2-4-ecash-cashu-and-fedimint/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l5-2-5-the-drivechain-debate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l5-2-6-bitvm-and-the-bridge-problem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l5-2-7-wrapped-bitcoin-and-bridges/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l5-3-1-colored-coins-counterparty-and-the-rare-pepes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l5-3-2-omni-tether-and-the-dollar-s-return-to-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l5-3-3-ordinal-theory-and-inscriptions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l5-3-4-brc-20-and-the-metaprotocols/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l5-3-5-runes-psbt-swaps-and-bitcoin-native-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l5-3-6-client-side-validation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l5-3-7-contracts-on-bitcoin-dlcs-and-keyless-custody-le/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l6-1-1-anyone-can-copy-the-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l6-1-2-fair-launch-premine-ico-and-venture-allocation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l6-1-3-blockchain-not-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l6-1-4-the-trilemma-sales-pitch/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l6-1-5-who-can-change-the-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l6-1-6-proof-of-work-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l6-1-7-reading-a-tokenomics-page/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l6-2-1-namecoin-and-litecoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l6-2-2-dogecoin-the-first-memecoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l6-2-3-ripple-and-xrp/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l6-2-4-peercoin-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l6-2-5-monero-and-privacy-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l6-2-6-forks-clones-and-pump-and-dumps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l6-2-7-what-survived-and-why/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l6-3-1-the-ethereum-whitepaper-and-the-evm/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l6-3-2-erc-20-and-the-2017-ico-boom/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l6-3-3-the-dao-hack-and-ethereum-classic/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l6-3-4-defi-amms-lending-and-what-broke/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l6-3-5-stablecoins-and-the-terra-collapse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l6-3-6-nfts-cryptopunks-to-the-2021-mania/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l6-3-7-the-merge-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l7-1-1-ethereum-the-power-and-price-of-programmability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l7-1-2-accounts-and-global-state/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l7-1-3-gas-the-fee-market-and-eip-1559/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l7-1-4-explicit-signing-utxos-versus-token-approvals/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l7-1-5-eth-s-monetary-policy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l7-1-6-rollups-and-fragmentation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l7-1-7-mev-builders-and-censorship/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l7-2-1-bnb-chain-an-exchange-s-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l7-2-2-stablecoins-dollars-on-rails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l7-2-3-tron-and-the-dollar-rails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l7-2-4-the-ethereum-killers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l7-2-5-the-2022-contagion/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l7-2-6-ftx-and-the-exchange-token-loop/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l7-2-7-altcoins-what-scarcity-and-survival-require/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l7-3-1-market-cycles-and-the-halving/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l7-3-2-exchange-failures-mt-gox-to-ftx/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l7-3-3-regulation-and-enforcement/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l7-3-4-spot-bitcoin-etfs-2024/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l7-3-5-strategy-and-the-claims-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l7-3-6-nation-state-adoption-el-salvador/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l7-3-7-tokenised-stocks-and-real-world-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l8-1-1-origins-proof-of-history/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l8-1-2-who-owned-sol/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l8-1-3-wormhole-and-the-bridge-hacks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l8-1-4-ftx-and-solana-s-near-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l8-1-5-the-memecoin-resurrection/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l8-1-6-validators-and-who-runs-the-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l8-1-7-solana-goes-institutional/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l8-2-1-spl-tokens-and-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l8-2-2-wallets-and-signing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l8-2-3-dexes-and-aggregators-raydium-and-jupiter/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l8-2-4-priority-fees-mev-and-jito/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l8-2-5-outages-resilience-and-the-cost-of-speed/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l8-2-6-reading-the-chain-explorers-and-holder-analysis/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l8-2-7-solana-and-memecoins-speed-attention-and-abuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l8-3-1-from-dogecoin-to-shiba-pepe-bonk-and-wif/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l8-3-2-pump-fun-the-bonding-curve-and-graduation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l8-3-3-launchpads-and-reward-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l8-3-4-community-culture-and-the-social-attack/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l8-3-5-token-anatomy-rug-pulls-and-honeypots/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l8-3-6-market-cap-math-and-position-sizing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l8-3-7-pairing-assets-and-the-launchpad-ecosystem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l9-1-1-low-float-high-fdv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l9-1-2-points-airdrops-and-farming/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l9-1-3-celebrity-and-political-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l9-1-4-paid-promotion-and-disclosure/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l9-1-5-pump-fun-by-the-numbers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l9-1-6-bots-snipers-and-who-actually-wins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l9-1-7-10-october-2025-the-liquidation-day/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l9-2-1-a-taxonomy-of-market-abuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l9-2-2-admin-keys-and-immutability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l9-2-3-ordering-attacks-and-their-cures/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l9-2-4-launch-attacks-and-sybil-neutral-design/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l9-2-5-fake-activity-transparency-and-wallet-tracking/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l9-2-6-perpetual-curves-and-self-pricing-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l9-2-7-fair-launches-on-bitcoin-from-blueprint-to-pract/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l9-3-1-what-stonkfun-set-out-to-do/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l9-3-2-what-a-tokenized-stock-is/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l9-3-3-the-launch-math/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l9-3-4-reward-launches-the-flywheel-math/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l9-3-5-stonk-revenue-buyback-and-burn/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l9-3-6-the-september-spike-and-the-audit-trail/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l9-3-7-how-to-read-any-reward-launchpad/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l10-1-1-what-the-experiments-proved/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l10-1-2-what-the-experiments-disproved/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l10-1-3-a-fair-scorecard/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l10-1-4-dollars-come-home-to-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l10-1-5-bitcoin-native-finance-without-bridges/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l10-1-6-tokens-and-memes-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l10-1-7-why-bitcoin-is-different/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l10-2-1-step-1-take-inventory/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l10-2-2-step-2-records-before-moves/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l10-2-3-step-3-exiting-thin-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l10-2-4-step-4-real-bitcoin-not-a-claim/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l10-2-5-step-5-self-custody-verified/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l10-2-6-step-6-your-own-node/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l10-2-7-step-7-recovery-and-inheritance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l10-3-1-spending-lightning-in-practice/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l10-3-2-saving-cold-storage-that-lasts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l10-3-3-privacy-on-the-way-back/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l10-3-4-earning-and-circular-economies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l10-3-5-building-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l10-3-6-a-field-guide-to-the-next-pitch/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/l10-3-7-full-circle/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c1-1-1-code-is-not-outside-the-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c1-1-2-who-makes-crypto-law-legislators-regulators-cour/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c1-1-3-rules-guidance-and-enforcement-are-not-the-same-/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c1-1-4-jurisdiction-whose-law-applies-to-a-borderless-c/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c1-1-5-pseudonymous-is-not-anonymous/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c1-1-6-irreversible-transfers-and-why-the-law-cares/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c1-1-7-reading-a-crypto-law-headline/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c1-2-1-property-what-you-can-own/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c1-2-2-money-and-legal-tender/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c1-2-3-securities-the-investment-contract/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c1-2-4-commodities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c1-2-5-stablecoins-a-category-of-their-own/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c1-2-6-nfts-what-you-actually-buy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c1-2-7-one-token-several-labels/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c1-3-1-the-sec/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c1-3-2-the-cftc/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c1-3-3-the-irs-and-tax-authorities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c1-3-4-fincen-and-anti-money-laundering/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c1-3-5-ofac-and-sanctions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c1-3-6-state-regulators-and-the-bitlicense/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c1-3-7-international-bodies-fatf-iosco-and-the-fsb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c2-1-1-crypto-is-property-for-us-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c2-1-2-selling-for-cash/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c2-1-3-swapping-one-coin-for-another/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c2-1-4-spending-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c2-1-5-gifts-and-inheritances/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c2-1-6-moving-between-your-own-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c2-1-7-what-is-not-a-taxable-event/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c2-2-1-mining-income/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c2-2-2-staking-rewards/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c2-2-3-airdrops-and-hard-forks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c2-2-4-getting-paid-in-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c2-2-5-lending-and-defi-yield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c2-2-6-liquidity-pools-and-lp-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c2-2-7-reward-tokens-and-fee-sharing-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c2-3-1-cost-basis-and-lot-selection/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c2-3-2-short-term-and-long-term-gains/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c2-3-3-losses-worthless-tokens-and-the-wash-sale-questi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c2-3-4-the-digital-asset-question-on-form-1040/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c2-3-5-form-1099-da-and-broker-reporting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c2-3-6-foreign-accounts-fbar-and-fatca/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c2-3-7-records-that-survive-an-audit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c3-1-1-sec-v-w-j-howey-co-1946/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c3-1-2-an-investment-of-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c3-1-3-a-common-enterprise/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c3-1-4-profit-from-the-efforts-of-others/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c3-1-5-the-dao-report-2017/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c3-1-6-telegram-kik-and-lbry/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c3-1-7-ripple-institutional-sales-and-exchange-sales/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c3-2-1-regulation-by-enforcement-and-its-critics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c3-2-2-the-sec-s-2025-change-of-course/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c3-2-3-the-sec-staff-statement-on-memecoins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c3-2-4-the-genius-act-a-federal-stablecoin-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c3-2-5-market-structure-legislation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c3-2-6-exemptions-regulation-d-a-and-s/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c3-2-7-spot-bitcoin-and-ether-etfs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c3-3-1-mica-the-eu-s-crypto-regulation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c3-3-2-service-providers-under-mica/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c3-3-3-stablecoins-under-mica-emts-and-arts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c3-3-4-the-united-kingdom-s-regime/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c3-3-5-japan-s-payment-services-act/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c3-3-6-singapore-hong-kong-and-the-uae/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c3-3-7-licences-passporting-and-the-reverse-solicitatio/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c4-1-1-not-your-keys-what-an-exchange-account-really-is/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c4-1-2-exchange-collapse-mt-gox/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c4-1-3-ftx-commingling-and-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c4-1-4-celsius-when-the-terms-of-use-decided-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c4-1-5-self-custody-and-its-risks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c4-1-6-proof-of-reserves-and-its-limits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c4-1-7-choosing-where-to-hold/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c4-2-1-pig-butchering-and-romance-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c4-2-2-fake-exchanges-and-fake-apps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c4-2-3-wallet-drainers-and-approval-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c4-2-4-impersonation-and-fake-support/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c4-2-5-recovery-scams-the-second-theft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c4-2-6-ponzi-schemes-and-guaranteed-yield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c4-2-7-reporting-fraud-and-what-happens-next/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c4-3-1-account-freezes-and-kyc-demands/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c4-3-2-seizure-and-civil-forfeiture/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c4-3-3-summonses-and-exchange-data/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c4-3-4-crossing-borders-with-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c4-3-5-no-chargebacks-irreversibility-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c4-3-6-clawbacks-when-a-bankrupt-platform-sues-customer/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c4-3-7-delistings-and-frozen-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c5-1-1-fair-launch-or-presale/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c5-1-2-team-allocations-vesting-and-disclosure/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c5-1-3-promising-returns-the-words-that-make-a-security/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c5-1-4-launchpads-and-bonding-curves/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c5-1-5-liquidity-locks-and-revoked-authorities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c5-1-6-transfer-fees-and-reward-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c5-1-7-marketing-claims-and-consumer-protection-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c5-2-1-money-transmission-and-fincen-s-2019-guidance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c5-2-2-state-money-transmitter-licences/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c5-2-3-kyc-aml-and-the-bank-secrecy-act/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c5-2-4-the-travel-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c5-2-5-sanctions-screening-and-the-sdn-list/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c5-2-6-tornado-cash-sanctions-on-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c5-2-7-developers-in-court-tornado-cash-and-samourai/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c5-3-1-paid-promotion-and-the-disclosure-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c5-3-2-celebrity-promoters-and-class-actions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c5-3-3-kol-rounds-and-undisclosed-allocations/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c5-3-4-daos-partnerships-and-personal-liability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c5-3-5-smart-contract-audits-and-what-they-promise/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c5-3-6-terms-of-service-and-disclaimers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c5-3-7-entity-choice-foundations-companies-and-dao-wrap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c6-1-1-pump-and-dump/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c6-1-2-wash-trading/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c6-1-3-spoofing-and-layering/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c6-1-4-front-running-and-mev/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c6-1-5-the-mango-markets-case/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c6-1-6-market-makers-and-manufactured-volume/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c6-1-7-signal-groups-and-coordinated-buying/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c6-2-1-rug-pulls-in-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c6-2-2-insider-trading-on-tokens-the-coinbase-listing-c/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c6-2-3-the-opensea-case/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c6-2-4-snipers-bundles-and-hidden-supply/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c6-2-5-exit-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c6-2-6-hacks-and-exploits-as-theft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c6-2-7-bounties-white-hats-and-negotiated-returns/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c6-3-1-what-honest-disclosure-looks-like/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c6-3-2-locked-liquidity-and-renounced-control/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c6-3-3-on-chain-transparency-show-people-where-to-look/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c6-3-4-treasury-and-team-wallets-in-public/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c6-3-5-burns-what-they-do-and-do-not-change/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c6-3-6-talking-to-holders/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c6-3-7-a-launch-checklist/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c7-1-1-the-holding-period-advantage/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c7-1-2-tax-loss-harvesting-and-the-wash-sale-gap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c7-1-3-gifting-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c7-1-4-donating-crypto-to-charity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c7-1-5-step-up-in-basis-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c7-1-6-retirement-accounts-that-hold-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c7-1-7-specific-identification-choosing-which-coins-you/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c7-2-1-citizenship-based-taxation-the-us-exception/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c7-2-2-puerto-rico-and-act-60/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c7-2-3-zero-tax-countries-and-their-catches/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c7-2-4-exit-taxes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c7-2-5-holding-period-exemptions-germany-and-portugal/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c7-2-6-tax-residence-tests-and-treaties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c7-2-7-carf-the-end-of-quiet-offshore-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c7-3-1-tax-free-crypto-schemes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c7-3-2-offshore-trusts-and-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c7-3-3-sovereign-citizen-arguments-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c7-3-4-borrowing-against-crypto-tool-or-trap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c7-3-5-unregulated-is-not-the-same-as-legal/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c7-3-6-privacy-coins-and-mixers-what-is-actually-allowe/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c7-3-7-spotting-a-pitch-that-ends-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c8-1-1-united-states-federal-and-state-layers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c8-1-2-canada/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c8-1-3-brazil-s-crypto-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c8-1-4-mexico-and-argentina/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c8-1-5-el-salvador-s-bitcoin-law-and-its-retreat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c8-1-6-the-rest-of-latin-america/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c8-1-7-the-americas-compared/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c8-2-1-mica-across-the-member-states/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c8-2-2-dac8-eu-tax-reporting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c8-2-3-germany/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c8-2-4-france/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c8-2-5-spain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c8-2-6-united-kingdom/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c8-2-7-russia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c8-3-1-china-the-ban-and-hong-kong-s-door/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c8-3-2-japan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c8-3-3-south-korea/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c8-3-4-singapore/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c8-3-5-malaysia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c8-3-6-the-uae-and-dubai-s-vara/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c8-3-7-india-the-30-tax-and-1-tds/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c9-1-1-crypto-lost-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c9-1-2-wills-keys-and-secrecy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c9-1-3-crypto-in-a-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c9-1-4-executors-and-fiduciary-access/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c9-1-5-valuing-crypto-in-an-estate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c9-1-6-multisig-and-dead-man-switches/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c9-1-7-leaving-instructions-without-leaving-keys/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c9-2-1-crypto-in-divorce/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c9-2-2-hidden-crypto-and-how-it-is-found/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c9-2-3-bankruptcy-and-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c9-2-4-creditors-and-judgments/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c9-2-5-loans-between-friends/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c9-2-6-business-partners-and-shared-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c9-2-7-lost-or-stolen-insurance-and-police-reports/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c9-3-1-suing-over-crypto-who-and-where/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c9-3-2-arbitration-clauses-in-exchange-terms/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c9-3-3-class-actions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c9-3-4-blockchain-evidence-and-tracing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c9-3-5-freezing-orders-against-persons-unknown/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c9-3-6-serving-papers-by-nft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/c9-3-7-where-to-go-from-here/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t1-1-1-what-a-trust-is-holding-for-someone-else/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t1-1-2-the-settlor-the-one-who-gives/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t1-1-3-the-trustee-the-one-who-holds/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t1-1-4-the-beneficiary-the-one-who-benefits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t1-1-5-legal-title-and-beneficial-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t1-1-6-fiduciary-duty-loyalty-prudence-impartiality/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t1-1-7-what-a-trust-is-not-wills-contracts-companies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t1-2-1-rome-the-fideicommissum/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t1-2-2-the-waqf-endowment-held-for-a-purpose/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t1-2-3-crusaders-and-the-english-use/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t1-2-4-the-statute-of-uses-1536-and-the-use-upon-a-use/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t1-2-5-chancery-and-equity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t1-2-6-civil-law-the-fiducie-and-the-treuhand/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t1-2-7-the-hague-trusts-convention-1985/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t1-3-1-express-trusts-made-on-purpose/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t1-3-2-resulting-trusts-when-the-purpose-fails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t1-3-3-constructive-trusts-equity-s-remedy-for-wrongs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t1-3-4-the-three-certainties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t1-3-5-funding-a-trust-holds-only-what-is-put-in-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t1-3-6-revocable-and-irrevocable/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t1-3-7-living-or-at-death-inter-vivos-and-testamentary/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t2-1-1-what-happens-when-you-die-without-a-plan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t2-1-2-wills-and-what-they-cannot-do/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t2-1-3-probate-time-cost-and-publicity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t2-1-4-payable-on-death-and-transfer-on-death-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t2-1-5-the-totten-trust-the-bank-account-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t2-1-6-joint-ownership-and-its-traps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t2-1-7-when-a-trust-is-not-worth-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t2-2-1-do-it-yourself-online-forms-and-attorney-draftin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t2-2-2-what-an-estate-planning-attorney-charges-and-for/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t2-2-3-trustee-fees-family-professional-and-corporate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t2-2-4-ongoing-costs-tax-returns-accounting-administrat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t2-2-5-cheap-mistakes-that-become-expensive/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t2-2-6-questions-to-ask-before-you-hire-anyone/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t2-2-7-free-and-low-cost-help-legal-aid-and-clinics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t2-3-1-choosing-a-trustee/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t2-3-2-successor-trustees-and-what-happens-when-one-qui/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t2-3-3-protectors-and-advisers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t2-3-4-naming-beneficiaries-without-starting-a-family-w/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t2-3-5-minors-and-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t2-3-6-trustee-duties-in-plain-words/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t2-3-7-when-trustees-fail-removal-and-remedies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t3-1-1-the-revocable-living-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t3-1-2-funding-a-living-trust-deeds-accounts-and-titles/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t3-1-3-the-pour-over-will-and-pour-over-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t3-1-4-incapacity-who-takes-over-while-you-are-alive/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t3-1-5-living-trust-myths-taxes-creditors-privacy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t3-1-6-updating-amending-and-restating/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t3-1-7-when-the-settlor-dies-administration-step-by-ste/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t3-2-1-the-testamentary-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t3-2-2-trusts-for-children-until-a-set-age/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t3-2-3-incentive-trusts-conditions-and-their-limits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t3-2-4-discretionary-trusts-trustee-judgement-as-the-ru/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t3-2-5-support-trusts-health-education-maintenance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t3-2-6-spendthrift-clauses-for-family/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t3-2-7-pet-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t3-3-1-marital-and-bypass-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t3-3-2-the-qtip-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t3-3-3-blended-families-and-second-marriages/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t3-3-4-spousal-lifetime-access-trusts-slat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t3-3-5-divorce-and-existing-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t3-3-6-joint-trusts-versus-separate-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t3-3-7-community-property-states/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t4-1-1-why-an-inheritance-can-cost-someone-their-benefi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t4-1-2-special-needs-trusts-first-party-and-third-party/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t4-1-3-pooled-trusts-run-by-nonprofits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t4-1-4-able-accounts-and-how-they-compare/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t4-1-5-payback-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t4-1-6-choosing-a-trustee-for-a-vulnerable-beneficiary/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t4-1-7-government-benefit-trusts-beyond-the-us/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t4-2-1-paying-for-long-term-care/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t4-2-2-medicaid-asset-protection-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t4-2-3-look-back-periods-and-penalties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t4-2-4-income-trusts-miller-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t4-2-5-protecting-the-family-home/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t4-2-6-elder-financial-abuse-and-the-trustee-s-shield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t4-2-7-planning-conversations-with-aging-parents/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t4-3-1-protective-trusts-the-english-approach/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t4-3-2-spendthrift-trusts-and-the-creditor-wall/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t4-3-3-addiction-and-gambling-trusts-with-guardrails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t4-3-4-trusts-for-beneficiaries-who-cannot-manage-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t4-3-5-hybrid-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t4-3-6-letters-of-wishes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t4-3-7-reporting-to-beneficiaries/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t5-1-1-estate-and-gift-tax-the-basics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t5-1-2-the-annual-exclusion-and-crummey-powers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t5-1-3-irrevocable-trusts-and-getting-assets-out-of-the/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t5-1-4-life-insurance-trusts-ilit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t5-1-5-grantor-trusts-and-why-defective-can-be-useful/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t5-1-6-installment-sales-to-grantor-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t5-1-7-the-clifford-trust-and-the-history-of-income-shi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t5-2-1-grats-grantor-retained-annuity-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t5-2-2-gruts-grantor-retained-unitrusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t5-2-3-annuity-trusts-and-unitrusts-compared/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t5-2-4-qualified-personal-residence-trusts-qprt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t5-2-5-beneficiary-defective-inheritor-trusts-bdit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t5-2-6-tax-motivated-trusts-and-the-anti-abuse-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t5-2-7-when-the-tax-law-changes-under-a-plan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t5-3-1-dynasty-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t5-3-2-generation-skipping-transfer-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t5-3-3-rule-against-perpetuities-and-its-abolition/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t5-3-4-charitable-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t5-3-5-charitable-remainder-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t5-3-6-charitable-lead-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t5-3-7-foundations-donor-advised-funds-and-trusts-compa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t6-1-1-the-creditor-problem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t6-1-2-third-party-trusts-versus-self-settled-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t6-1-3-domestic-asset-protection-trusts-dapt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t6-1-4-asset-protection-trusts-in-general/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t6-1-5-exception-creditors-child-support-taxes-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t6-1-6-choosing-a-dapt-state/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t6-1-7-real-cases-when-shields-held-and-when-they-faile/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t6-2-1-international-and-offshore-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t6-2-2-cook-islands-nevis-and-the-offshore-model/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t6-2-3-duress-clauses-flight-clauses-and-contempt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t6-2-4-reporting-fbar-fatca-crs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t6-2-5-purpose-trusts-and-the-vista-and-star-regimes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t6-2-6-special-purpose-trusts-in-finance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t6-2-7-offshore-myths/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t6-3-1-fraudulent-and-voidable-transfers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t6-3-2-badges-of-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t6-3-3-timing-why-planning-must-come-before-trouble/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t6-3-4-bankruptcy-and-the-ten-year-reach-back/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t6-3-5-professional-ethics-what-advisers-must-refuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t6-3-6-blind-trusts-for-officials-and-executives/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t6-3-7-privacy-versus-secrecy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t7-1-1-land-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t7-1-2-the-illinois-land-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t7-1-3-nominee-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t7-1-4-land-trusts-and-privacy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t7-1-5-holding-rental-property-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t7-1-6-deeds-title-insurance-and-trust-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t7-1-7-farm-and-ranch-succession/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t7-2-1-business-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t7-2-2-the-massachusetts-business-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t7-2-3-delaware-statutory-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t7-2-4-real-estate-investment-trusts-reit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t7-2-5-voting-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t7-2-6-business-succession-planning/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t7-2-7-trusts-and-operating-companies-llcs-inside-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t7-3-1-rabbi-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t7-3-2-secular-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t7-3-3-retirement-accounts-and-see-through-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t7-3-4-specialty-assets-art-collections-intellectual-pr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t7-3-5-firearms-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t7-3-6-holding-a-closely-held-business-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t7-3-7-trust-administration-for-complex-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t8-1-1-united-states-the-uniform-trust-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t8-1-2-united-kingdom-trusts-after-the-trustee-act-2000/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t8-1-3-canada-and-australia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t8-1-4-ireland/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t8-1-5-trust-friendly-states-nevada-south-dakota-delawa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t8-1-6-the-channel-islands-and-the-crown-dependencies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t8-1-7-choosing-governing-law-and-situs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t8-2-1-the-french-fiducie/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t8-2-2-liechtenstein-switzerland-and-the-foundation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t8-2-3-waqf-today-the-gulf-and-malaysia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t8-2-4-china-s-trust-law-2001/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t8-2-5-japan-s-trust-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t8-2-6-latin-america-the-fideicomiso/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t8-2-7-recognising-a-foreign-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t8-3-1-the-trustee-s-first-ninety-days/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t8-3-2-investing-under-the-prudent-investor-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t8-3-3-accounts-and-records/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t8-3-4-trust-taxation-who-pays-the-income-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t8-3-5-decanting-and-modifying-an-irrevocable-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t8-3-6-disputes-litigation-and-mediation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t8-3-7-ending-a-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t9-1-1-can-a-trust-hold-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t9-1-2-keys-custody-and-the-trustee-s-duty-of-care/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t9-1-3-multisig-and-inheritance-planning/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t9-1-4-exchanges-accounts-and-access-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t9-1-5-rufadaa-fiduciary-access-to-digital-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t9-1-6-valuing-volatile-assets-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t9-1-7-directed-trusts-for-digital-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t9-2-1-tokenised-real-world-assets-and-who-owns-what/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t9-2-2-delaware-statutory-trusts-and-tokenisation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t9-2-3-spot-bitcoin-etfs-as-grantor-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t9-2-4-stablecoin-reserves-held-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t9-2-5-escrow-smart-contracts-and-the-word-trustless/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t9-2-6-daos-purpose-trusts-and-legal-wrappers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t9-2-7-proof-of-reserves-versus-a-trustee-s-accounting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t9-3-1-what-smart-contracts-cannot-replace/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t9-3-2-fiduciary-duty-in-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t9-3-3-the-three-roles-on-a-blockchain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t9-3-4-self-custody-and-the-settlor-as-trustee/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t9-3-5-building-a-plan-that-survives-you/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t9-3-6-where-to-go-from-here/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/pt/lesson/t9-3-7-glossary-and-the-road-home/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lessons/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l1-1-1-barter-and-the-coincidence-of-wants/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l1-1-2-the-properties-of-good-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l1-1-3-commodity-money-shells-salt-and-grain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l1-1-4-gold-silver-and-coinage/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l1-1-5-representative-money-and-the-gold-standard/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l1-1-6-fiat-money-and-the-end-of-gold-convertibility-19/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l1-1-7-inflation-debasement-and-the-cantillon-effect/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l1-2-1-public-key-cryptography-diffie-hellman-and-rsa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l1-2-2-david-chaum-blind-signatures-and-digicash/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l1-2-3-the-cypherpunk-manifesto-and-the-mailing-list/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l1-2-4-hashcash-proof-of-work-before-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l1-2-5-b-money-and-bit-gold/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l1-2-6-reusable-proofs-of-work-rpow/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l1-2-7-the-double-spend-problem-and-the-byzantine-gener/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l1-3-1-the-whitepaper-31-october-2008/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l1-3-2-the-genesis-block-and-its-headline/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l1-3-3-hal-finney-and-the-first-transaction/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l1-3-4-bitcoin-pizza-day/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l1-3-5-early-exchanges-and-the-rise-of-mt-gox/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l1-3-6-satoshi-steps-away/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l1-3-7-the-first-boom-and-bust-cycles/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l2-1-1-hash-functions-and-sha-256/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l2-1-2-hash160-sha-256-then-ripemd-160/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l2-1-3-private-keys-public-keys-and-secp256k1/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l2-1-4-digital-signatures-ecdsa-and-schnorr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l2-1-5-entropy-and-randomness/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l2-1-6-addresses-and-encodings-base58check-bech32-bech3/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l2-1-7-seed-phrases-bip39/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l2-2-1-the-utxo-model/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l2-2-2-inputs-and-outputs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l2-2-3-fees-and-fee-rates-sat-vb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l2-2-4-change-outputs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l2-2-5-the-mempool/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l2-2-6-replace-by-fee-and-child-pays-for-parent/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l2-2-7-the-life-of-a-transaction/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l2-3-1-the-block-header/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l2-3-2-merkle-trees/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l2-3-3-a-chain-of-hashes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l2-3-4-proof-of-work-and-the-target/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l2-3-5-difficulty-adjustment-every-2016-blocks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l2-3-6-the-block-subsidy-and-the-halving/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l2-3-7-the-21-million-supply-schedule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l3-1-1-what-a-full-node-does/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l3-1-2-peer-to-peer-gossip/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l3-1-3-initial-block-download/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l3-1-4-pruned-nodes-and-light-clients-spv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l3-1-5-running-your-own-node/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l3-1-6-bitcoin-core-and-other-implementations/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l3-1-7-consensus-rules-and-validation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l3-2-1-from-cpus-to-gpus-fpgas-and-asics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l3-2-2-mining-pools/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l3-2-3-hashrate-and-security/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l3-2-4-mining-economics-energy-subsidy-and-fees/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l3-2-5-block-templates-and-stratum-v2/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l3-2-6-stale-blocks-and-propagation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l3-2-7-the-energy-debate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l3-3-1-nakamoto-consensus-the-most-work-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l3-3-2-51-attacks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l3-3-3-soft-forks-and-hard-forks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l3-3-4-the-bip-process/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l3-3-5-the-block-size-war/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l3-3-6-segwit-activation-and-the-uasf/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l3-3-7-taproot-activation-and-speedy-trial/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l4-1-1-script-a-stack-language/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l4-1-2-standard-scripts-p2pkh-and-p2sh/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l4-1-3-multisignature/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l4-1-4-timelocks-cltv-and-csv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l4-1-5-hashlocks-and-htlcs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l4-1-6-standardness-and-policy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l4-1-7-segregated-witness-and-transaction-malleability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l4-2-1-taproot-and-schnorr-signatures/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l4-2-2-tapscript-and-script-trees-mast/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l4-2-3-partially-signed-transactions-psbt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l4-2-4-output-descriptors/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l4-2-5-covenants-and-vaults-ctv-op-cat-and-the-2026-deb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l4-2-6-the-cryptographic-frontier-witness-encryption-an/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l4-2-7-zero-knowledge-on-bitcoin-proofs-and-shielded-tr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l4-3-1-hd-wallets-bip32-bip44-bip84-bip86/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l4-3-2-hardware-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l4-3-3-multisig-custody-and-inheritance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l4-3-4-backups-and-passphrases/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l4-3-5-operational-security-and-common-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l4-3-6-privacy-the-chain-s-leaks-coinjoin-and-payjoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l4-3-7-silent-payments-and-the-privacy-upgrades-ahead/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l5-1-1-payment-channels/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l5-1-2-routing-with-htlcs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l5-1-3-invoices-bolt11-and-bolt12/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l5-1-4-liquidity-and-channel-management/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l5-1-5-penalties-and-watchtowers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l5-1-6-lightning-wallets-and-service-providers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l5-1-7-lightning-s-limits-ark-and-the-new-payment-layer/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l5-2-1-what-bitcoin-lacks-and-who-you-trust-to-add-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l5-2-2-sidechains-liquid-and-rootstock/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l5-2-3-statechains-and-ark/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l5-2-4-ecash-cashu-and-fedimint/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l5-2-5-the-drivechain-debate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l5-2-6-bitvm-and-the-bridge-problem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l5-2-7-wrapped-bitcoin-and-bridges/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l5-3-1-colored-coins-counterparty-and-the-rare-pepes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l5-3-2-omni-tether-and-the-dollar-s-return-to-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l5-3-3-ordinal-theory-and-inscriptions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l5-3-4-brc-20-and-the-metaprotocols/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l5-3-5-runes-psbt-swaps-and-bitcoin-native-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l5-3-6-client-side-validation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l5-3-7-contracts-on-bitcoin-dlcs-and-keyless-custody-le/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l6-1-1-anyone-can-copy-the-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l6-1-2-fair-launch-premine-ico-and-venture-allocation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l6-1-3-blockchain-not-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l6-1-4-the-trilemma-sales-pitch/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l6-1-5-who-can-change-the-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l6-1-6-proof-of-work-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l6-1-7-reading-a-tokenomics-page/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l6-2-1-namecoin-and-litecoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l6-2-2-dogecoin-the-first-memecoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l6-2-3-ripple-and-xrp/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l6-2-4-peercoin-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l6-2-5-monero-and-privacy-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l6-2-6-forks-clones-and-pump-and-dumps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l6-2-7-what-survived-and-why/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l6-3-1-the-ethereum-whitepaper-and-the-evm/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l6-3-2-erc-20-and-the-2017-ico-boom/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l6-3-3-the-dao-hack-and-ethereum-classic/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l6-3-4-defi-amms-lending-and-what-broke/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l6-3-5-stablecoins-and-the-terra-collapse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l6-3-6-nfts-cryptopunks-to-the-2021-mania/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l6-3-7-the-merge-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l7-1-1-ethereum-the-power-and-price-of-programmability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l7-1-2-accounts-and-global-state/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l7-1-3-gas-the-fee-market-and-eip-1559/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l7-1-4-explicit-signing-utxos-versus-token-approvals/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l7-1-5-eth-s-monetary-policy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l7-1-6-rollups-and-fragmentation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l7-1-7-mev-builders-and-censorship/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l7-2-1-bnb-chain-an-exchange-s-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l7-2-2-stablecoins-dollars-on-rails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l7-2-3-tron-and-the-dollar-rails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l7-2-4-the-ethereum-killers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l7-2-5-the-2022-contagion/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l7-2-6-ftx-and-the-exchange-token-loop/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l7-2-7-altcoins-what-scarcity-and-survival-require/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l7-3-1-market-cycles-and-the-halving/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l7-3-2-exchange-failures-mt-gox-to-ftx/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l7-3-3-regulation-and-enforcement/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l7-3-4-spot-bitcoin-etfs-2024/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l7-3-5-strategy-and-the-claims-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l7-3-6-nation-state-adoption-el-salvador/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l7-3-7-tokenised-stocks-and-real-world-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l8-1-1-origins-proof-of-history/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l8-1-2-who-owned-sol/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l8-1-3-wormhole-and-the-bridge-hacks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l8-1-4-ftx-and-solana-s-near-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l8-1-5-the-memecoin-resurrection/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l8-1-6-validators-and-who-runs-the-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l8-1-7-solana-goes-institutional/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l8-2-1-spl-tokens-and-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l8-2-2-wallets-and-signing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l8-2-3-dexes-and-aggregators-raydium-and-jupiter/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l8-2-4-priority-fees-mev-and-jito/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l8-2-5-outages-resilience-and-the-cost-of-speed/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l8-2-6-reading-the-chain-explorers-and-holder-analysis/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l8-2-7-solana-and-memecoins-speed-attention-and-abuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l8-3-1-from-dogecoin-to-shiba-pepe-bonk-and-wif/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l8-3-2-pump-fun-the-bonding-curve-and-graduation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l8-3-3-launchpads-and-reward-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l8-3-4-community-culture-and-the-social-attack/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l8-3-5-token-anatomy-rug-pulls-and-honeypots/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l8-3-6-market-cap-math-and-position-sizing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l8-3-7-pairing-assets-and-the-launchpad-ecosystem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l9-1-1-low-float-high-fdv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l9-1-2-points-airdrops-and-farming/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l9-1-3-celebrity-and-political-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l9-1-4-paid-promotion-and-disclosure/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l9-1-5-pump-fun-by-the-numbers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l9-1-6-bots-snipers-and-who-actually-wins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l9-1-7-10-october-2025-the-liquidation-day/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l9-2-1-a-taxonomy-of-market-abuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l9-2-2-admin-keys-and-immutability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l9-2-3-ordering-attacks-and-their-cures/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l9-2-4-launch-attacks-and-sybil-neutral-design/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l9-2-5-fake-activity-transparency-and-wallet-tracking/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l9-2-6-perpetual-curves-and-self-pricing-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l9-2-7-fair-launches-on-bitcoin-from-blueprint-to-pract/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l9-3-1-what-stonkfun-set-out-to-do/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l9-3-2-what-a-tokenized-stock-is/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l9-3-3-the-launch-math/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l9-3-4-reward-launches-the-flywheel-math/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l9-3-5-stonk-revenue-buyback-and-burn/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l9-3-6-the-september-spike-and-the-audit-trail/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l9-3-7-how-to-read-any-reward-launchpad/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l10-1-1-what-the-experiments-proved/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l10-1-2-what-the-experiments-disproved/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l10-1-3-a-fair-scorecard/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l10-1-4-dollars-come-home-to-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l10-1-5-bitcoin-native-finance-without-bridges/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l10-1-6-tokens-and-memes-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l10-1-7-why-bitcoin-is-different/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l10-2-1-step-1-take-inventory/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l10-2-2-step-2-records-before-moves/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l10-2-3-step-3-exiting-thin-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l10-2-4-step-4-real-bitcoin-not-a-claim/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l10-2-5-step-5-self-custody-verified/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l10-2-6-step-6-your-own-node/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l10-2-7-step-7-recovery-and-inheritance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l10-3-1-spending-lightning-in-practice/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l10-3-2-saving-cold-storage-that-lasts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l10-3-3-privacy-on-the-way-back/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l10-3-4-earning-and-circular-economies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l10-3-5-building-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l10-3-6-a-field-guide-to-the-next-pitch/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/l10-3-7-full-circle/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c1-1-1-code-is-not-outside-the-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c1-1-2-who-makes-crypto-law-legislators-regulators-cour/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c1-1-3-rules-guidance-and-enforcement-are-not-the-same-/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c1-1-4-jurisdiction-whose-law-applies-to-a-borderless-c/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c1-1-5-pseudonymous-is-not-anonymous/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c1-1-6-irreversible-transfers-and-why-the-law-cares/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c1-1-7-reading-a-crypto-law-headline/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c1-2-1-property-what-you-can-own/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c1-2-2-money-and-legal-tender/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c1-2-3-securities-the-investment-contract/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c1-2-4-commodities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c1-2-5-stablecoins-a-category-of-their-own/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c1-2-6-nfts-what-you-actually-buy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c1-2-7-one-token-several-labels/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c1-3-1-the-sec/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c1-3-2-the-cftc/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c1-3-3-the-irs-and-tax-authorities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c1-3-4-fincen-and-anti-money-laundering/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c1-3-5-ofac-and-sanctions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c1-3-6-state-regulators-and-the-bitlicense/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c1-3-7-international-bodies-fatf-iosco-and-the-fsb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c2-1-1-crypto-is-property-for-us-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c2-1-2-selling-for-cash/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c2-1-3-swapping-one-coin-for-another/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c2-1-4-spending-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c2-1-5-gifts-and-inheritances/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c2-1-6-moving-between-your-own-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c2-1-7-what-is-not-a-taxable-event/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c2-2-1-mining-income/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c2-2-2-staking-rewards/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c2-2-3-airdrops-and-hard-forks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c2-2-4-getting-paid-in-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c2-2-5-lending-and-defi-yield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c2-2-6-liquidity-pools-and-lp-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c2-2-7-reward-tokens-and-fee-sharing-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c2-3-1-cost-basis-and-lot-selection/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c2-3-2-short-term-and-long-term-gains/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c2-3-3-losses-worthless-tokens-and-the-wash-sale-questi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c2-3-4-the-digital-asset-question-on-form-1040/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c2-3-5-form-1099-da-and-broker-reporting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c2-3-6-foreign-accounts-fbar-and-fatca/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c2-3-7-records-that-survive-an-audit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c3-1-1-sec-v-w-j-howey-co-1946/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c3-1-2-an-investment-of-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c3-1-3-a-common-enterprise/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c3-1-4-profit-from-the-efforts-of-others/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c3-1-5-the-dao-report-2017/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c3-1-6-telegram-kik-and-lbry/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c3-1-7-ripple-institutional-sales-and-exchange-sales/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c3-2-1-regulation-by-enforcement-and-its-critics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c3-2-2-the-sec-s-2025-change-of-course/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c3-2-3-the-sec-staff-statement-on-memecoins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c3-2-4-the-genius-act-a-federal-stablecoin-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c3-2-5-market-structure-legislation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c3-2-6-exemptions-regulation-d-a-and-s/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c3-2-7-spot-bitcoin-and-ether-etfs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c3-3-1-mica-the-eu-s-crypto-regulation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c3-3-2-service-providers-under-mica/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c3-3-3-stablecoins-under-mica-emts-and-arts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c3-3-4-the-united-kingdom-s-regime/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c3-3-5-japan-s-payment-services-act/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c3-3-6-singapore-hong-kong-and-the-uae/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c3-3-7-licences-passporting-and-the-reverse-solicitatio/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c4-1-1-not-your-keys-what-an-exchange-account-really-is/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c4-1-2-exchange-collapse-mt-gox/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c4-1-3-ftx-commingling-and-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c4-1-4-celsius-when-the-terms-of-use-decided-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c4-1-5-self-custody-and-its-risks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c4-1-6-proof-of-reserves-and-its-limits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c4-1-7-choosing-where-to-hold/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c4-2-1-pig-butchering-and-romance-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c4-2-2-fake-exchanges-and-fake-apps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c4-2-3-wallet-drainers-and-approval-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c4-2-4-impersonation-and-fake-support/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c4-2-5-recovery-scams-the-second-theft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c4-2-6-ponzi-schemes-and-guaranteed-yield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c4-2-7-reporting-fraud-and-what-happens-next/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c4-3-1-account-freezes-and-kyc-demands/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c4-3-2-seizure-and-civil-forfeiture/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c4-3-3-summonses-and-exchange-data/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c4-3-4-crossing-borders-with-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c4-3-5-no-chargebacks-irreversibility-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c4-3-6-clawbacks-when-a-bankrupt-platform-sues-customer/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c4-3-7-delistings-and-frozen-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c5-1-1-fair-launch-or-presale/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c5-1-2-team-allocations-vesting-and-disclosure/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c5-1-3-promising-returns-the-words-that-make-a-security/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c5-1-4-launchpads-and-bonding-curves/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c5-1-5-liquidity-locks-and-revoked-authorities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c5-1-6-transfer-fees-and-reward-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c5-1-7-marketing-claims-and-consumer-protection-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c5-2-1-money-transmission-and-fincen-s-2019-guidance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c5-2-2-state-money-transmitter-licences/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c5-2-3-kyc-aml-and-the-bank-secrecy-act/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c5-2-4-the-travel-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c5-2-5-sanctions-screening-and-the-sdn-list/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c5-2-6-tornado-cash-sanctions-on-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c5-2-7-developers-in-court-tornado-cash-and-samourai/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c5-3-1-paid-promotion-and-the-disclosure-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c5-3-2-celebrity-promoters-and-class-actions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c5-3-3-kol-rounds-and-undisclosed-allocations/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c5-3-4-daos-partnerships-and-personal-liability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c5-3-5-smart-contract-audits-and-what-they-promise/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c5-3-6-terms-of-service-and-disclaimers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c5-3-7-entity-choice-foundations-companies-and-dao-wrap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c6-1-1-pump-and-dump/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c6-1-2-wash-trading/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c6-1-3-spoofing-and-layering/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c6-1-4-front-running-and-mev/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c6-1-5-the-mango-markets-case/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c6-1-6-market-makers-and-manufactured-volume/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c6-1-7-signal-groups-and-coordinated-buying/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c6-2-1-rug-pulls-in-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c6-2-2-insider-trading-on-tokens-the-coinbase-listing-c/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c6-2-3-the-opensea-case/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c6-2-4-snipers-bundles-and-hidden-supply/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c6-2-5-exit-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c6-2-6-hacks-and-exploits-as-theft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c6-2-7-bounties-white-hats-and-negotiated-returns/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c6-3-1-what-honest-disclosure-looks-like/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c6-3-2-locked-liquidity-and-renounced-control/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c6-3-3-on-chain-transparency-show-people-where-to-look/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c6-3-4-treasury-and-team-wallets-in-public/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c6-3-5-burns-what-they-do-and-do-not-change/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c6-3-6-talking-to-holders/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c6-3-7-a-launch-checklist/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c7-1-1-the-holding-period-advantage/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c7-1-2-tax-loss-harvesting-and-the-wash-sale-gap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c7-1-3-gifting-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c7-1-4-donating-crypto-to-charity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c7-1-5-step-up-in-basis-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c7-1-6-retirement-accounts-that-hold-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c7-1-7-specific-identification-choosing-which-coins-you/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c7-2-1-citizenship-based-taxation-the-us-exception/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c7-2-2-puerto-rico-and-act-60/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c7-2-3-zero-tax-countries-and-their-catches/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c7-2-4-exit-taxes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c7-2-5-holding-period-exemptions-germany-and-portugal/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c7-2-6-tax-residence-tests-and-treaties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c7-2-7-carf-the-end-of-quiet-offshore-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c7-3-1-tax-free-crypto-schemes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c7-3-2-offshore-trusts-and-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c7-3-3-sovereign-citizen-arguments-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c7-3-4-borrowing-against-crypto-tool-or-trap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c7-3-5-unregulated-is-not-the-same-as-legal/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c7-3-6-privacy-coins-and-mixers-what-is-actually-allowe/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c7-3-7-spotting-a-pitch-that-ends-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c8-1-1-united-states-federal-and-state-layers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c8-1-2-canada/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c8-1-3-brazil-s-crypto-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c8-1-4-mexico-and-argentina/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c8-1-5-el-salvador-s-bitcoin-law-and-its-retreat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c8-1-6-the-rest-of-latin-america/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c8-1-7-the-americas-compared/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c8-2-1-mica-across-the-member-states/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c8-2-2-dac8-eu-tax-reporting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c8-2-3-germany/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c8-2-4-france/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c8-2-5-spain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c8-2-6-united-kingdom/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c8-2-7-russia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c8-3-1-china-the-ban-and-hong-kong-s-door/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c8-3-2-japan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c8-3-3-south-korea/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c8-3-4-singapore/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c8-3-5-malaysia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c8-3-6-the-uae-and-dubai-s-vara/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c8-3-7-india-the-30-tax-and-1-tds/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c9-1-1-crypto-lost-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c9-1-2-wills-keys-and-secrecy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c9-1-3-crypto-in-a-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c9-1-4-executors-and-fiduciary-access/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c9-1-5-valuing-crypto-in-an-estate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c9-1-6-multisig-and-dead-man-switches/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c9-1-7-leaving-instructions-without-leaving-keys/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c9-2-1-crypto-in-divorce/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c9-2-2-hidden-crypto-and-how-it-is-found/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c9-2-3-bankruptcy-and-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c9-2-4-creditors-and-judgments/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c9-2-5-loans-between-friends/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c9-2-6-business-partners-and-shared-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c9-2-7-lost-or-stolen-insurance-and-police-reports/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c9-3-1-suing-over-crypto-who-and-where/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c9-3-2-arbitration-clauses-in-exchange-terms/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c9-3-3-class-actions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c9-3-4-blockchain-evidence-and-tracing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c9-3-5-freezing-orders-against-persons-unknown/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c9-3-6-serving-papers-by-nft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/c9-3-7-where-to-go-from-here/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t1-1-1-what-a-trust-is-holding-for-someone-else/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t1-1-2-the-settlor-the-one-who-gives/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t1-1-3-the-trustee-the-one-who-holds/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t1-1-4-the-beneficiary-the-one-who-benefits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t1-1-5-legal-title-and-beneficial-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t1-1-6-fiduciary-duty-loyalty-prudence-impartiality/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t1-1-7-what-a-trust-is-not-wills-contracts-companies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t1-2-1-rome-the-fideicommissum/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t1-2-2-the-waqf-endowment-held-for-a-purpose/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t1-2-3-crusaders-and-the-english-use/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t1-2-4-the-statute-of-uses-1536-and-the-use-upon-a-use/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t1-2-5-chancery-and-equity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t1-2-6-civil-law-the-fiducie-and-the-treuhand/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t1-2-7-the-hague-trusts-convention-1985/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t1-3-1-express-trusts-made-on-purpose/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t1-3-2-resulting-trusts-when-the-purpose-fails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t1-3-3-constructive-trusts-equity-s-remedy-for-wrongs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t1-3-4-the-three-certainties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t1-3-5-funding-a-trust-holds-only-what-is-put-in-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t1-3-6-revocable-and-irrevocable/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t1-3-7-living-or-at-death-inter-vivos-and-testamentary/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t2-1-1-what-happens-when-you-die-without-a-plan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t2-1-2-wills-and-what-they-cannot-do/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t2-1-3-probate-time-cost-and-publicity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t2-1-4-payable-on-death-and-transfer-on-death-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t2-1-5-the-totten-trust-the-bank-account-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t2-1-6-joint-ownership-and-its-traps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t2-1-7-when-a-trust-is-not-worth-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t2-2-1-do-it-yourself-online-forms-and-attorney-draftin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t2-2-2-what-an-estate-planning-attorney-charges-and-for/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t2-2-3-trustee-fees-family-professional-and-corporate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t2-2-4-ongoing-costs-tax-returns-accounting-administrat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t2-2-5-cheap-mistakes-that-become-expensive/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t2-2-6-questions-to-ask-before-you-hire-anyone/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t2-2-7-free-and-low-cost-help-legal-aid-and-clinics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t2-3-1-choosing-a-trustee/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t2-3-2-successor-trustees-and-what-happens-when-one-qui/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t2-3-3-protectors-and-advisers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t2-3-4-naming-beneficiaries-without-starting-a-family-w/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t2-3-5-minors-and-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t2-3-6-trustee-duties-in-plain-words/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t2-3-7-when-trustees-fail-removal-and-remedies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t3-1-1-the-revocable-living-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t3-1-2-funding-a-living-trust-deeds-accounts-and-titles/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t3-1-3-the-pour-over-will-and-pour-over-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t3-1-4-incapacity-who-takes-over-while-you-are-alive/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t3-1-5-living-trust-myths-taxes-creditors-privacy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t3-1-6-updating-amending-and-restating/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t3-1-7-when-the-settlor-dies-administration-step-by-ste/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t3-2-1-the-testamentary-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t3-2-2-trusts-for-children-until-a-set-age/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t3-2-3-incentive-trusts-conditions-and-their-limits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t3-2-4-discretionary-trusts-trustee-judgement-as-the-ru/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t3-2-5-support-trusts-health-education-maintenance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t3-2-6-spendthrift-clauses-for-family/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t3-2-7-pet-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t3-3-1-marital-and-bypass-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t3-3-2-the-qtip-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t3-3-3-blended-families-and-second-marriages/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t3-3-4-spousal-lifetime-access-trusts-slat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t3-3-5-divorce-and-existing-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t3-3-6-joint-trusts-versus-separate-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t3-3-7-community-property-states/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t4-1-1-why-an-inheritance-can-cost-someone-their-benefi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t4-1-2-special-needs-trusts-first-party-and-third-party/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t4-1-3-pooled-trusts-run-by-nonprofits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t4-1-4-able-accounts-and-how-they-compare/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t4-1-5-payback-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t4-1-6-choosing-a-trustee-for-a-vulnerable-beneficiary/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t4-1-7-government-benefit-trusts-beyond-the-us/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t4-2-1-paying-for-long-term-care/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t4-2-2-medicaid-asset-protection-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t4-2-3-look-back-periods-and-penalties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t4-2-4-income-trusts-miller-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t4-2-5-protecting-the-family-home/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t4-2-6-elder-financial-abuse-and-the-trustee-s-shield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t4-2-7-planning-conversations-with-aging-parents/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t4-3-1-protective-trusts-the-english-approach/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t4-3-2-spendthrift-trusts-and-the-creditor-wall/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t4-3-3-addiction-and-gambling-trusts-with-guardrails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t4-3-4-trusts-for-beneficiaries-who-cannot-manage-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t4-3-5-hybrid-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t4-3-6-letters-of-wishes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t4-3-7-reporting-to-beneficiaries/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t5-1-1-estate-and-gift-tax-the-basics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t5-1-2-the-annual-exclusion-and-crummey-powers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t5-1-3-irrevocable-trusts-and-getting-assets-out-of-the/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t5-1-4-life-insurance-trusts-ilit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t5-1-5-grantor-trusts-and-why-defective-can-be-useful/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t5-1-6-installment-sales-to-grantor-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t5-1-7-the-clifford-trust-and-the-history-of-income-shi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t5-2-1-grats-grantor-retained-annuity-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t5-2-2-gruts-grantor-retained-unitrusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t5-2-3-annuity-trusts-and-unitrusts-compared/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t5-2-4-qualified-personal-residence-trusts-qprt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t5-2-5-beneficiary-defective-inheritor-trusts-bdit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t5-2-6-tax-motivated-trusts-and-the-anti-abuse-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t5-2-7-when-the-tax-law-changes-under-a-plan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t5-3-1-dynasty-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t5-3-2-generation-skipping-transfer-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t5-3-3-rule-against-perpetuities-and-its-abolition/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t5-3-4-charitable-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t5-3-5-charitable-remainder-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t5-3-6-charitable-lead-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t5-3-7-foundations-donor-advised-funds-and-trusts-compa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t6-1-1-the-creditor-problem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t6-1-2-third-party-trusts-versus-self-settled-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t6-1-3-domestic-asset-protection-trusts-dapt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t6-1-4-asset-protection-trusts-in-general/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t6-1-5-exception-creditors-child-support-taxes-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t6-1-6-choosing-a-dapt-state/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t6-1-7-real-cases-when-shields-held-and-when-they-faile/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t6-2-1-international-and-offshore-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t6-2-2-cook-islands-nevis-and-the-offshore-model/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t6-2-3-duress-clauses-flight-clauses-and-contempt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t6-2-4-reporting-fbar-fatca-crs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t6-2-5-purpose-trusts-and-the-vista-and-star-regimes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t6-2-6-special-purpose-trusts-in-finance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t6-2-7-offshore-myths/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t6-3-1-fraudulent-and-voidable-transfers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t6-3-2-badges-of-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t6-3-3-timing-why-planning-must-come-before-trouble/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t6-3-4-bankruptcy-and-the-ten-year-reach-back/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t6-3-5-professional-ethics-what-advisers-must-refuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t6-3-6-blind-trusts-for-officials-and-executives/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t6-3-7-privacy-versus-secrecy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t7-1-1-land-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t7-1-2-the-illinois-land-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t7-1-3-nominee-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t7-1-4-land-trusts-and-privacy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t7-1-5-holding-rental-property-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t7-1-6-deeds-title-insurance-and-trust-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t7-1-7-farm-and-ranch-succession/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t7-2-1-business-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t7-2-2-the-massachusetts-business-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t7-2-3-delaware-statutory-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t7-2-4-real-estate-investment-trusts-reit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t7-2-5-voting-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t7-2-6-business-succession-planning/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t7-2-7-trusts-and-operating-companies-llcs-inside-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t7-3-1-rabbi-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t7-3-2-secular-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t7-3-3-retirement-accounts-and-see-through-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t7-3-4-specialty-assets-art-collections-intellectual-pr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t7-3-5-firearms-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t7-3-6-holding-a-closely-held-business-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t7-3-7-trust-administration-for-complex-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t8-1-1-united-states-the-uniform-trust-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t8-1-2-united-kingdom-trusts-after-the-trustee-act-2000/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t8-1-3-canada-and-australia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t8-1-4-ireland/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t8-1-5-trust-friendly-states-nevada-south-dakota-delawa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t8-1-6-the-channel-islands-and-the-crown-dependencies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t8-1-7-choosing-governing-law-and-situs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t8-2-1-the-french-fiducie/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t8-2-2-liechtenstein-switzerland-and-the-foundation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t8-2-3-waqf-today-the-gulf-and-malaysia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t8-2-4-china-s-trust-law-2001/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t8-2-5-japan-s-trust-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t8-2-6-latin-america-the-fideicomiso/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t8-2-7-recognising-a-foreign-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t8-3-1-the-trustee-s-first-ninety-days/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t8-3-2-investing-under-the-prudent-investor-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t8-3-3-accounts-and-records/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t8-3-4-trust-taxation-who-pays-the-income-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t8-3-5-decanting-and-modifying-an-irrevocable-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t8-3-6-disputes-litigation-and-mediation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t8-3-7-ending-a-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t9-1-1-can-a-trust-hold-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t9-1-2-keys-custody-and-the-trustee-s-duty-of-care/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t9-1-3-multisig-and-inheritance-planning/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t9-1-4-exchanges-accounts-and-access-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t9-1-5-rufadaa-fiduciary-access-to-digital-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t9-1-6-valuing-volatile-assets-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t9-1-7-directed-trusts-for-digital-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t9-2-1-tokenised-real-world-assets-and-who-owns-what/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t9-2-2-delaware-statutory-trusts-and-tokenisation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t9-2-3-spot-bitcoin-etfs-as-grantor-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t9-2-4-stablecoin-reserves-held-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t9-2-5-escrow-smart-contracts-and-the-word-trustless/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t9-2-6-daos-purpose-trusts-and-legal-wrappers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t9-2-7-proof-of-reserves-versus-a-trustee-s-accounting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t9-3-1-what-smart-contracts-cannot-replace/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t9-3-2-fiduciary-duty-in-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t9-3-3-the-three-roles-on-a-blockchain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t9-3-4-self-custody-and-the-settlor-as-trustee/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t9-3-5-building-a-plan-that-survives-you/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t9-3-6-where-to-go-from-here/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/es/lesson/t9-3-7-glossary-and-the-road-home/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lessons/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l1-1-1-barter-and-the-coincidence-of-wants/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l1-1-2-the-properties-of-good-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l1-1-3-commodity-money-shells-salt-and-grain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l1-1-4-gold-silver-and-coinage/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l1-1-5-representative-money-and-the-gold-standard/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l1-1-6-fiat-money-and-the-end-of-gold-convertibility-19/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l1-1-7-inflation-debasement-and-the-cantillon-effect/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l1-2-1-public-key-cryptography-diffie-hellman-and-rsa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l1-2-2-david-chaum-blind-signatures-and-digicash/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l1-2-3-the-cypherpunk-manifesto-and-the-mailing-list/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l1-2-4-hashcash-proof-of-work-before-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l1-2-5-b-money-and-bit-gold/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l1-2-6-reusable-proofs-of-work-rpow/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l1-2-7-the-double-spend-problem-and-the-byzantine-gener/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l1-3-1-the-whitepaper-31-october-2008/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l1-3-2-the-genesis-block-and-its-headline/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l1-3-3-hal-finney-and-the-first-transaction/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l1-3-4-bitcoin-pizza-day/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l1-3-5-early-exchanges-and-the-rise-of-mt-gox/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l1-3-6-satoshi-steps-away/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l1-3-7-the-first-boom-and-bust-cycles/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l2-1-1-hash-functions-and-sha-256/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l2-1-2-hash160-sha-256-then-ripemd-160/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l2-1-3-private-keys-public-keys-and-secp256k1/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l2-1-4-digital-signatures-ecdsa-and-schnorr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l2-1-5-entropy-and-randomness/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l2-1-6-addresses-and-encodings-base58check-bech32-bech3/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l2-1-7-seed-phrases-bip39/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l2-2-1-the-utxo-model/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l2-2-2-inputs-and-outputs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l2-2-3-fees-and-fee-rates-sat-vb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l2-2-4-change-outputs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l2-2-5-the-mempool/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l2-2-6-replace-by-fee-and-child-pays-for-parent/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l2-2-7-the-life-of-a-transaction/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l2-3-1-the-block-header/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l2-3-2-merkle-trees/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l2-3-3-a-chain-of-hashes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l2-3-4-proof-of-work-and-the-target/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l2-3-5-difficulty-adjustment-every-2016-blocks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l2-3-6-the-block-subsidy-and-the-halving/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l2-3-7-the-21-million-supply-schedule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l3-1-1-what-a-full-node-does/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l3-1-2-peer-to-peer-gossip/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l3-1-3-initial-block-download/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l3-1-4-pruned-nodes-and-light-clients-spv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l3-1-5-running-your-own-node/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l3-1-6-bitcoin-core-and-other-implementations/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l3-1-7-consensus-rules-and-validation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l3-2-1-from-cpus-to-gpus-fpgas-and-asics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l3-2-2-mining-pools/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l3-2-3-hashrate-and-security/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l3-2-4-mining-economics-energy-subsidy-and-fees/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l3-2-5-block-templates-and-stratum-v2/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l3-2-6-stale-blocks-and-propagation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l3-2-7-the-energy-debate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l3-3-1-nakamoto-consensus-the-most-work-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l3-3-2-51-attacks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l3-3-3-soft-forks-and-hard-forks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l3-3-4-the-bip-process/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l3-3-5-the-block-size-war/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l3-3-6-segwit-activation-and-the-uasf/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l3-3-7-taproot-activation-and-speedy-trial/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l4-1-1-script-a-stack-language/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l4-1-2-standard-scripts-p2pkh-and-p2sh/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l4-1-3-multisignature/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l4-1-4-timelocks-cltv-and-csv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l4-1-5-hashlocks-and-htlcs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l4-1-6-standardness-and-policy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l4-1-7-segregated-witness-and-transaction-malleability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l4-2-1-taproot-and-schnorr-signatures/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l4-2-2-tapscript-and-script-trees-mast/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l4-2-3-partially-signed-transactions-psbt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l4-2-4-output-descriptors/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l4-2-5-covenants-and-vaults-ctv-op-cat-and-the-2026-deb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l4-2-6-the-cryptographic-frontier-witness-encryption-an/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l4-2-7-zero-knowledge-on-bitcoin-proofs-and-shielded-tr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l4-3-1-hd-wallets-bip32-bip44-bip84-bip86/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l4-3-2-hardware-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l4-3-3-multisig-custody-and-inheritance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l4-3-4-backups-and-passphrases/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l4-3-5-operational-security-and-common-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l4-3-6-privacy-the-chain-s-leaks-coinjoin-and-payjoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l4-3-7-silent-payments-and-the-privacy-upgrades-ahead/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l5-1-1-payment-channels/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l5-1-2-routing-with-htlcs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l5-1-3-invoices-bolt11-and-bolt12/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l5-1-4-liquidity-and-channel-management/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l5-1-5-penalties-and-watchtowers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l5-1-6-lightning-wallets-and-service-providers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l5-1-7-lightning-s-limits-ark-and-the-new-payment-layer/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l5-2-1-what-bitcoin-lacks-and-who-you-trust-to-add-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l5-2-2-sidechains-liquid-and-rootstock/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l5-2-3-statechains-and-ark/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l5-2-4-ecash-cashu-and-fedimint/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l5-2-5-the-drivechain-debate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l5-2-6-bitvm-and-the-bridge-problem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l5-2-7-wrapped-bitcoin-and-bridges/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l5-3-1-colored-coins-counterparty-and-the-rare-pepes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l5-3-2-omni-tether-and-the-dollar-s-return-to-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l5-3-3-ordinal-theory-and-inscriptions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l5-3-4-brc-20-and-the-metaprotocols/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l5-3-5-runes-psbt-swaps-and-bitcoin-native-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l5-3-6-client-side-validation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l5-3-7-contracts-on-bitcoin-dlcs-and-keyless-custody-le/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l6-1-1-anyone-can-copy-the-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l6-1-2-fair-launch-premine-ico-and-venture-allocation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l6-1-3-blockchain-not-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l6-1-4-the-trilemma-sales-pitch/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l6-1-5-who-can-change-the-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l6-1-6-proof-of-work-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l6-1-7-reading-a-tokenomics-page/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l6-2-1-namecoin-and-litecoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l6-2-2-dogecoin-the-first-memecoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l6-2-3-ripple-and-xrp/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l6-2-4-peercoin-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l6-2-5-monero-and-privacy-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l6-2-6-forks-clones-and-pump-and-dumps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l6-2-7-what-survived-and-why/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l6-3-1-the-ethereum-whitepaper-and-the-evm/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l6-3-2-erc-20-and-the-2017-ico-boom/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l6-3-3-the-dao-hack-and-ethereum-classic/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l6-3-4-defi-amms-lending-and-what-broke/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l6-3-5-stablecoins-and-the-terra-collapse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l6-3-6-nfts-cryptopunks-to-the-2021-mania/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l6-3-7-the-merge-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l7-1-1-ethereum-the-power-and-price-of-programmability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l7-1-2-accounts-and-global-state/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l7-1-3-gas-the-fee-market-and-eip-1559/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l7-1-4-explicit-signing-utxos-versus-token-approvals/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l7-1-5-eth-s-monetary-policy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l7-1-6-rollups-and-fragmentation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l7-1-7-mev-builders-and-censorship/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l7-2-1-bnb-chain-an-exchange-s-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l7-2-2-stablecoins-dollars-on-rails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l7-2-3-tron-and-the-dollar-rails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l7-2-4-the-ethereum-killers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l7-2-5-the-2022-contagion/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l7-2-6-ftx-and-the-exchange-token-loop/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l7-2-7-altcoins-what-scarcity-and-survival-require/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l7-3-1-market-cycles-and-the-halving/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l7-3-2-exchange-failures-mt-gox-to-ftx/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l7-3-3-regulation-and-enforcement/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l7-3-4-spot-bitcoin-etfs-2024/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l7-3-5-strategy-and-the-claims-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l7-3-6-nation-state-adoption-el-salvador/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l7-3-7-tokenised-stocks-and-real-world-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l8-1-1-origins-proof-of-history/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l8-1-2-who-owned-sol/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l8-1-3-wormhole-and-the-bridge-hacks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l8-1-4-ftx-and-solana-s-near-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l8-1-5-the-memecoin-resurrection/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l8-1-6-validators-and-who-runs-the-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l8-1-7-solana-goes-institutional/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l8-2-1-spl-tokens-and-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l8-2-2-wallets-and-signing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l8-2-3-dexes-and-aggregators-raydium-and-jupiter/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l8-2-4-priority-fees-mev-and-jito/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l8-2-5-outages-resilience-and-the-cost-of-speed/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l8-2-6-reading-the-chain-explorers-and-holder-analysis/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l8-2-7-solana-and-memecoins-speed-attention-and-abuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l8-3-1-from-dogecoin-to-shiba-pepe-bonk-and-wif/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l8-3-2-pump-fun-the-bonding-curve-and-graduation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l8-3-3-launchpads-and-reward-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l8-3-4-community-culture-and-the-social-attack/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l8-3-5-token-anatomy-rug-pulls-and-honeypots/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l8-3-6-market-cap-math-and-position-sizing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l8-3-7-pairing-assets-and-the-launchpad-ecosystem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l9-1-1-low-float-high-fdv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l9-1-2-points-airdrops-and-farming/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l9-1-3-celebrity-and-political-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l9-1-4-paid-promotion-and-disclosure/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l9-1-5-pump-fun-by-the-numbers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l9-1-6-bots-snipers-and-who-actually-wins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l9-1-7-10-october-2025-the-liquidation-day/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l9-2-1-a-taxonomy-of-market-abuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l9-2-2-admin-keys-and-immutability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l9-2-3-ordering-attacks-and-their-cures/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l9-2-4-launch-attacks-and-sybil-neutral-design/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l9-2-5-fake-activity-transparency-and-wallet-tracking/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l9-2-6-perpetual-curves-and-self-pricing-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l9-2-7-fair-launches-on-bitcoin-from-blueprint-to-pract/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l9-3-1-what-stonkfun-set-out-to-do/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l9-3-2-what-a-tokenized-stock-is/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l9-3-3-the-launch-math/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l9-3-4-reward-launches-the-flywheel-math/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l9-3-5-stonk-revenue-buyback-and-burn/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l9-3-6-the-september-spike-and-the-audit-trail/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l9-3-7-how-to-read-any-reward-launchpad/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l10-1-1-what-the-experiments-proved/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l10-1-2-what-the-experiments-disproved/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l10-1-3-a-fair-scorecard/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l10-1-4-dollars-come-home-to-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l10-1-5-bitcoin-native-finance-without-bridges/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l10-1-6-tokens-and-memes-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l10-1-7-why-bitcoin-is-different/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l10-2-1-step-1-take-inventory/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l10-2-2-step-2-records-before-moves/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l10-2-3-step-3-exiting-thin-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l10-2-4-step-4-real-bitcoin-not-a-claim/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l10-2-5-step-5-self-custody-verified/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l10-2-6-step-6-your-own-node/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l10-2-7-step-7-recovery-and-inheritance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l10-3-1-spending-lightning-in-practice/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l10-3-2-saving-cold-storage-that-lasts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l10-3-3-privacy-on-the-way-back/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l10-3-4-earning-and-circular-economies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l10-3-5-building-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l10-3-6-a-field-guide-to-the-next-pitch/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/l10-3-7-full-circle/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c1-1-1-code-is-not-outside-the-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c1-1-2-who-makes-crypto-law-legislators-regulators-cour/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c1-1-3-rules-guidance-and-enforcement-are-not-the-same-/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c1-1-4-jurisdiction-whose-law-applies-to-a-borderless-c/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c1-1-5-pseudonymous-is-not-anonymous/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c1-1-6-irreversible-transfers-and-why-the-law-cares/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c1-1-7-reading-a-crypto-law-headline/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c1-2-1-property-what-you-can-own/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c1-2-2-money-and-legal-tender/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c1-2-3-securities-the-investment-contract/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c1-2-4-commodities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c1-2-5-stablecoins-a-category-of-their-own/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c1-2-6-nfts-what-you-actually-buy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c1-2-7-one-token-several-labels/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c1-3-1-the-sec/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c1-3-2-the-cftc/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c1-3-3-the-irs-and-tax-authorities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c1-3-4-fincen-and-anti-money-laundering/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c1-3-5-ofac-and-sanctions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c1-3-6-state-regulators-and-the-bitlicense/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c1-3-7-international-bodies-fatf-iosco-and-the-fsb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c2-1-1-crypto-is-property-for-us-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c2-1-2-selling-for-cash/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c2-1-3-swapping-one-coin-for-another/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c2-1-4-spending-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c2-1-5-gifts-and-inheritances/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c2-1-6-moving-between-your-own-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c2-1-7-what-is-not-a-taxable-event/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c2-2-1-mining-income/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c2-2-2-staking-rewards/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c2-2-3-airdrops-and-hard-forks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c2-2-4-getting-paid-in-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c2-2-5-lending-and-defi-yield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c2-2-6-liquidity-pools-and-lp-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c2-2-7-reward-tokens-and-fee-sharing-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c2-3-1-cost-basis-and-lot-selection/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c2-3-2-short-term-and-long-term-gains/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c2-3-3-losses-worthless-tokens-and-the-wash-sale-questi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c2-3-4-the-digital-asset-question-on-form-1040/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c2-3-5-form-1099-da-and-broker-reporting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c2-3-6-foreign-accounts-fbar-and-fatca/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c2-3-7-records-that-survive-an-audit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c3-1-1-sec-v-w-j-howey-co-1946/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c3-1-2-an-investment-of-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c3-1-3-a-common-enterprise/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c3-1-4-profit-from-the-efforts-of-others/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c3-1-5-the-dao-report-2017/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c3-1-6-telegram-kik-and-lbry/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c3-1-7-ripple-institutional-sales-and-exchange-sales/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c3-2-1-regulation-by-enforcement-and-its-critics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c3-2-2-the-sec-s-2025-change-of-course/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c3-2-3-the-sec-staff-statement-on-memecoins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c3-2-4-the-genius-act-a-federal-stablecoin-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c3-2-5-market-structure-legislation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c3-2-6-exemptions-regulation-d-a-and-s/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c3-2-7-spot-bitcoin-and-ether-etfs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c3-3-1-mica-the-eu-s-crypto-regulation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c3-3-2-service-providers-under-mica/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c3-3-3-stablecoins-under-mica-emts-and-arts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c3-3-4-the-united-kingdom-s-regime/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c3-3-5-japan-s-payment-services-act/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c3-3-6-singapore-hong-kong-and-the-uae/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c3-3-7-licences-passporting-and-the-reverse-solicitatio/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c4-1-1-not-your-keys-what-an-exchange-account-really-is/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c4-1-2-exchange-collapse-mt-gox/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c4-1-3-ftx-commingling-and-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c4-1-4-celsius-when-the-terms-of-use-decided-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c4-1-5-self-custody-and-its-risks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c4-1-6-proof-of-reserves-and-its-limits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c4-1-7-choosing-where-to-hold/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c4-2-1-pig-butchering-and-romance-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c4-2-2-fake-exchanges-and-fake-apps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c4-2-3-wallet-drainers-and-approval-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c4-2-4-impersonation-and-fake-support/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c4-2-5-recovery-scams-the-second-theft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c4-2-6-ponzi-schemes-and-guaranteed-yield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c4-2-7-reporting-fraud-and-what-happens-next/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c4-3-1-account-freezes-and-kyc-demands/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c4-3-2-seizure-and-civil-forfeiture/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c4-3-3-summonses-and-exchange-data/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c4-3-4-crossing-borders-with-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c4-3-5-no-chargebacks-irreversibility-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c4-3-6-clawbacks-when-a-bankrupt-platform-sues-customer/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c4-3-7-delistings-and-frozen-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c5-1-1-fair-launch-or-presale/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c5-1-2-team-allocations-vesting-and-disclosure/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c5-1-3-promising-returns-the-words-that-make-a-security/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c5-1-4-launchpads-and-bonding-curves/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c5-1-5-liquidity-locks-and-revoked-authorities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c5-1-6-transfer-fees-and-reward-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c5-1-7-marketing-claims-and-consumer-protection-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c5-2-1-money-transmission-and-fincen-s-2019-guidance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c5-2-2-state-money-transmitter-licences/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c5-2-3-kyc-aml-and-the-bank-secrecy-act/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c5-2-4-the-travel-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c5-2-5-sanctions-screening-and-the-sdn-list/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c5-2-6-tornado-cash-sanctions-on-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c5-2-7-developers-in-court-tornado-cash-and-samourai/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c5-3-1-paid-promotion-and-the-disclosure-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c5-3-2-celebrity-promoters-and-class-actions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c5-3-3-kol-rounds-and-undisclosed-allocations/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c5-3-4-daos-partnerships-and-personal-liability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c5-3-5-smart-contract-audits-and-what-they-promise/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c5-3-6-terms-of-service-and-disclaimers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c5-3-7-entity-choice-foundations-companies-and-dao-wrap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c6-1-1-pump-and-dump/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c6-1-2-wash-trading/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c6-1-3-spoofing-and-layering/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c6-1-4-front-running-and-mev/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c6-1-5-the-mango-markets-case/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c6-1-6-market-makers-and-manufactured-volume/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c6-1-7-signal-groups-and-coordinated-buying/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c6-2-1-rug-pulls-in-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c6-2-2-insider-trading-on-tokens-the-coinbase-listing-c/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c6-2-3-the-opensea-case/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c6-2-4-snipers-bundles-and-hidden-supply/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c6-2-5-exit-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c6-2-6-hacks-and-exploits-as-theft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c6-2-7-bounties-white-hats-and-negotiated-returns/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c6-3-1-what-honest-disclosure-looks-like/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c6-3-2-locked-liquidity-and-renounced-control/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c6-3-3-on-chain-transparency-show-people-where-to-look/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c6-3-4-treasury-and-team-wallets-in-public/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c6-3-5-burns-what-they-do-and-do-not-change/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c6-3-6-talking-to-holders/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c6-3-7-a-launch-checklist/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c7-1-1-the-holding-period-advantage/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c7-1-2-tax-loss-harvesting-and-the-wash-sale-gap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c7-1-3-gifting-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c7-1-4-donating-crypto-to-charity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c7-1-5-step-up-in-basis-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c7-1-6-retirement-accounts-that-hold-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c7-1-7-specific-identification-choosing-which-coins-you/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c7-2-1-citizenship-based-taxation-the-us-exception/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c7-2-2-puerto-rico-and-act-60/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c7-2-3-zero-tax-countries-and-their-catches/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c7-2-4-exit-taxes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c7-2-5-holding-period-exemptions-germany-and-portugal/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c7-2-6-tax-residence-tests-and-treaties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c7-2-7-carf-the-end-of-quiet-offshore-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c7-3-1-tax-free-crypto-schemes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c7-3-2-offshore-trusts-and-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c7-3-3-sovereign-citizen-arguments-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c7-3-4-borrowing-against-crypto-tool-or-trap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c7-3-5-unregulated-is-not-the-same-as-legal/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c7-3-6-privacy-coins-and-mixers-what-is-actually-allowe/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c7-3-7-spotting-a-pitch-that-ends-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c8-1-1-united-states-federal-and-state-layers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c8-1-2-canada/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c8-1-3-brazil-s-crypto-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c8-1-4-mexico-and-argentina/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c8-1-5-el-salvador-s-bitcoin-law-and-its-retreat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c8-1-6-the-rest-of-latin-america/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c8-1-7-the-americas-compared/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c8-2-1-mica-across-the-member-states/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c8-2-2-dac8-eu-tax-reporting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c8-2-3-germany/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c8-2-4-france/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c8-2-5-spain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c8-2-6-united-kingdom/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c8-2-7-russia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c8-3-1-china-the-ban-and-hong-kong-s-door/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c8-3-2-japan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c8-3-3-south-korea/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c8-3-4-singapore/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c8-3-5-malaysia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c8-3-6-the-uae-and-dubai-s-vara/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c8-3-7-india-the-30-tax-and-1-tds/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c9-1-1-crypto-lost-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c9-1-2-wills-keys-and-secrecy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c9-1-3-crypto-in-a-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c9-1-4-executors-and-fiduciary-access/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c9-1-5-valuing-crypto-in-an-estate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c9-1-6-multisig-and-dead-man-switches/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c9-1-7-leaving-instructions-without-leaving-keys/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c9-2-1-crypto-in-divorce/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c9-2-2-hidden-crypto-and-how-it-is-found/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c9-2-3-bankruptcy-and-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c9-2-4-creditors-and-judgments/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c9-2-5-loans-between-friends/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c9-2-6-business-partners-and-shared-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c9-2-7-lost-or-stolen-insurance-and-police-reports/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c9-3-1-suing-over-crypto-who-and-where/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c9-3-2-arbitration-clauses-in-exchange-terms/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c9-3-3-class-actions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c9-3-4-blockchain-evidence-and-tracing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c9-3-5-freezing-orders-against-persons-unknown/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c9-3-6-serving-papers-by-nft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/c9-3-7-where-to-go-from-here/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t1-1-1-what-a-trust-is-holding-for-someone-else/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t1-1-2-the-settlor-the-one-who-gives/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t1-1-3-the-trustee-the-one-who-holds/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t1-1-4-the-beneficiary-the-one-who-benefits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t1-1-5-legal-title-and-beneficial-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t1-1-6-fiduciary-duty-loyalty-prudence-impartiality/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t1-1-7-what-a-trust-is-not-wills-contracts-companies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t1-2-1-rome-the-fideicommissum/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t1-2-2-the-waqf-endowment-held-for-a-purpose/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t1-2-3-crusaders-and-the-english-use/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t1-2-4-the-statute-of-uses-1536-and-the-use-upon-a-use/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t1-2-5-chancery-and-equity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t1-2-6-civil-law-the-fiducie-and-the-treuhand/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t1-2-7-the-hague-trusts-convention-1985/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t1-3-1-express-trusts-made-on-purpose/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t1-3-2-resulting-trusts-when-the-purpose-fails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t1-3-3-constructive-trusts-equity-s-remedy-for-wrongs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t1-3-4-the-three-certainties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t1-3-5-funding-a-trust-holds-only-what-is-put-in-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t1-3-6-revocable-and-irrevocable/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t1-3-7-living-or-at-death-inter-vivos-and-testamentary/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t2-1-1-what-happens-when-you-die-without-a-plan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t2-1-2-wills-and-what-they-cannot-do/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t2-1-3-probate-time-cost-and-publicity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t2-1-4-payable-on-death-and-transfer-on-death-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t2-1-5-the-totten-trust-the-bank-account-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t2-1-6-joint-ownership-and-its-traps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t2-1-7-when-a-trust-is-not-worth-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t2-2-1-do-it-yourself-online-forms-and-attorney-draftin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t2-2-2-what-an-estate-planning-attorney-charges-and-for/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t2-2-3-trustee-fees-family-professional-and-corporate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t2-2-4-ongoing-costs-tax-returns-accounting-administrat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t2-2-5-cheap-mistakes-that-become-expensive/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t2-2-6-questions-to-ask-before-you-hire-anyone/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t2-2-7-free-and-low-cost-help-legal-aid-and-clinics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t2-3-1-choosing-a-trustee/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t2-3-2-successor-trustees-and-what-happens-when-one-qui/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t2-3-3-protectors-and-advisers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t2-3-4-naming-beneficiaries-without-starting-a-family-w/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t2-3-5-minors-and-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t2-3-6-trustee-duties-in-plain-words/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t2-3-7-when-trustees-fail-removal-and-remedies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t3-1-1-the-revocable-living-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t3-1-2-funding-a-living-trust-deeds-accounts-and-titles/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t3-1-3-the-pour-over-will-and-pour-over-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t3-1-4-incapacity-who-takes-over-while-you-are-alive/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t3-1-5-living-trust-myths-taxes-creditors-privacy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t3-1-6-updating-amending-and-restating/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t3-1-7-when-the-settlor-dies-administration-step-by-ste/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t3-2-1-the-testamentary-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t3-2-2-trusts-for-children-until-a-set-age/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t3-2-3-incentive-trusts-conditions-and-their-limits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t3-2-4-discretionary-trusts-trustee-judgement-as-the-ru/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t3-2-5-support-trusts-health-education-maintenance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t3-2-6-spendthrift-clauses-for-family/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t3-2-7-pet-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t3-3-1-marital-and-bypass-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t3-3-2-the-qtip-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t3-3-3-blended-families-and-second-marriages/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t3-3-4-spousal-lifetime-access-trusts-slat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t3-3-5-divorce-and-existing-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t3-3-6-joint-trusts-versus-separate-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t3-3-7-community-property-states/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t4-1-1-why-an-inheritance-can-cost-someone-their-benefi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t4-1-2-special-needs-trusts-first-party-and-third-party/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t4-1-3-pooled-trusts-run-by-nonprofits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t4-1-4-able-accounts-and-how-they-compare/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t4-1-5-payback-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t4-1-6-choosing-a-trustee-for-a-vulnerable-beneficiary/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t4-1-7-government-benefit-trusts-beyond-the-us/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t4-2-1-paying-for-long-term-care/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t4-2-2-medicaid-asset-protection-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t4-2-3-look-back-periods-and-penalties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t4-2-4-income-trusts-miller-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t4-2-5-protecting-the-family-home/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t4-2-6-elder-financial-abuse-and-the-trustee-s-shield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t4-2-7-planning-conversations-with-aging-parents/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t4-3-1-protective-trusts-the-english-approach/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t4-3-2-spendthrift-trusts-and-the-creditor-wall/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t4-3-3-addiction-and-gambling-trusts-with-guardrails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t4-3-4-trusts-for-beneficiaries-who-cannot-manage-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t4-3-5-hybrid-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t4-3-6-letters-of-wishes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t4-3-7-reporting-to-beneficiaries/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t5-1-1-estate-and-gift-tax-the-basics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t5-1-2-the-annual-exclusion-and-crummey-powers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t5-1-3-irrevocable-trusts-and-getting-assets-out-of-the/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t5-1-4-life-insurance-trusts-ilit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t5-1-5-grantor-trusts-and-why-defective-can-be-useful/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t5-1-6-installment-sales-to-grantor-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t5-1-7-the-clifford-trust-and-the-history-of-income-shi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t5-2-1-grats-grantor-retained-annuity-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t5-2-2-gruts-grantor-retained-unitrusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t5-2-3-annuity-trusts-and-unitrusts-compared/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t5-2-4-qualified-personal-residence-trusts-qprt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t5-2-5-beneficiary-defective-inheritor-trusts-bdit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t5-2-6-tax-motivated-trusts-and-the-anti-abuse-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t5-2-7-when-the-tax-law-changes-under-a-plan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t5-3-1-dynasty-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t5-3-2-generation-skipping-transfer-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t5-3-3-rule-against-perpetuities-and-its-abolition/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t5-3-4-charitable-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t5-3-5-charitable-remainder-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t5-3-6-charitable-lead-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t5-3-7-foundations-donor-advised-funds-and-trusts-compa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t6-1-1-the-creditor-problem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t6-1-2-third-party-trusts-versus-self-settled-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t6-1-3-domestic-asset-protection-trusts-dapt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t6-1-4-asset-protection-trusts-in-general/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t6-1-5-exception-creditors-child-support-taxes-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t6-1-6-choosing-a-dapt-state/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t6-1-7-real-cases-when-shields-held-and-when-they-faile/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t6-2-1-international-and-offshore-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t6-2-2-cook-islands-nevis-and-the-offshore-model/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t6-2-3-duress-clauses-flight-clauses-and-contempt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t6-2-4-reporting-fbar-fatca-crs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t6-2-5-purpose-trusts-and-the-vista-and-star-regimes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t6-2-6-special-purpose-trusts-in-finance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t6-2-7-offshore-myths/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t6-3-1-fraudulent-and-voidable-transfers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t6-3-2-badges-of-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t6-3-3-timing-why-planning-must-come-before-trouble/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t6-3-4-bankruptcy-and-the-ten-year-reach-back/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t6-3-5-professional-ethics-what-advisers-must-refuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t6-3-6-blind-trusts-for-officials-and-executives/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t6-3-7-privacy-versus-secrecy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t7-1-1-land-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t7-1-2-the-illinois-land-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t7-1-3-nominee-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t7-1-4-land-trusts-and-privacy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t7-1-5-holding-rental-property-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t7-1-6-deeds-title-insurance-and-trust-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t7-1-7-farm-and-ranch-succession/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t7-2-1-business-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t7-2-2-the-massachusetts-business-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t7-2-3-delaware-statutory-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t7-2-4-real-estate-investment-trusts-reit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t7-2-5-voting-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t7-2-6-business-succession-planning/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t7-2-7-trusts-and-operating-companies-llcs-inside-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t7-3-1-rabbi-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t7-3-2-secular-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t7-3-3-retirement-accounts-and-see-through-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t7-3-4-specialty-assets-art-collections-intellectual-pr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t7-3-5-firearms-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t7-3-6-holding-a-closely-held-business-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t7-3-7-trust-administration-for-complex-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t8-1-1-united-states-the-uniform-trust-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t8-1-2-united-kingdom-trusts-after-the-trustee-act-2000/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t8-1-3-canada-and-australia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t8-1-4-ireland/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t8-1-5-trust-friendly-states-nevada-south-dakota-delawa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t8-1-6-the-channel-islands-and-the-crown-dependencies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t8-1-7-choosing-governing-law-and-situs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t8-2-1-the-french-fiducie/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t8-2-2-liechtenstein-switzerland-and-the-foundation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t8-2-3-waqf-today-the-gulf-and-malaysia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t8-2-4-china-s-trust-law-2001/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t8-2-5-japan-s-trust-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t8-2-6-latin-america-the-fideicomiso/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t8-2-7-recognising-a-foreign-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t8-3-1-the-trustee-s-first-ninety-days/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t8-3-2-investing-under-the-prudent-investor-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t8-3-3-accounts-and-records/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t8-3-4-trust-taxation-who-pays-the-income-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t8-3-5-decanting-and-modifying-an-irrevocable-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t8-3-6-disputes-litigation-and-mediation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t8-3-7-ending-a-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t9-1-1-can-a-trust-hold-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t9-1-2-keys-custody-and-the-trustee-s-duty-of-care/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t9-1-3-multisig-and-inheritance-planning/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t9-1-4-exchanges-accounts-and-access-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t9-1-5-rufadaa-fiduciary-access-to-digital-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t9-1-6-valuing-volatile-assets-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t9-1-7-directed-trusts-for-digital-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t9-2-1-tokenised-real-world-assets-and-who-owns-what/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t9-2-2-delaware-statutory-trusts-and-tokenisation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t9-2-3-spot-bitcoin-etfs-as-grantor-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t9-2-4-stablecoin-reserves-held-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t9-2-5-escrow-smart-contracts-and-the-word-trustless/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t9-2-6-daos-purpose-trusts-and-legal-wrappers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t9-2-7-proof-of-reserves-versus-a-trustee-s-accounting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t9-3-1-what-smart-contracts-cannot-replace/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t9-3-2-fiduciary-duty-in-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t9-3-3-the-three-roles-on-a-blockchain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t9-3-4-self-custody-and-the-settlor-as-trustee/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t9-3-5-building-a-plan-that-survives-you/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t9-3-6-where-to-go-from-here/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/zh/lesson/t9-3-7-glossary-and-the-road-home/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lessons/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l1-1-1-barter-and-the-coincidence-of-wants/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l1-1-2-the-properties-of-good-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l1-1-3-commodity-money-shells-salt-and-grain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l1-1-4-gold-silver-and-coinage/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l1-1-5-representative-money-and-the-gold-standard/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l1-1-6-fiat-money-and-the-end-of-gold-convertibility-19/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l1-1-7-inflation-debasement-and-the-cantillon-effect/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l1-2-1-public-key-cryptography-diffie-hellman-and-rsa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l1-2-2-david-chaum-blind-signatures-and-digicash/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l1-2-3-the-cypherpunk-manifesto-and-the-mailing-list/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l1-2-4-hashcash-proof-of-work-before-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l1-2-5-b-money-and-bit-gold/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l1-2-6-reusable-proofs-of-work-rpow/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l1-2-7-the-double-spend-problem-and-the-byzantine-gener/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l1-3-1-the-whitepaper-31-october-2008/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l1-3-2-the-genesis-block-and-its-headline/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l1-3-3-hal-finney-and-the-first-transaction/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l1-3-4-bitcoin-pizza-day/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l1-3-5-early-exchanges-and-the-rise-of-mt-gox/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l1-3-6-satoshi-steps-away/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l1-3-7-the-first-boom-and-bust-cycles/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l2-1-1-hash-functions-and-sha-256/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l2-1-2-hash160-sha-256-then-ripemd-160/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l2-1-3-private-keys-public-keys-and-secp256k1/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l2-1-4-digital-signatures-ecdsa-and-schnorr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l2-1-5-entropy-and-randomness/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l2-1-6-addresses-and-encodings-base58check-bech32-bech3/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l2-1-7-seed-phrases-bip39/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l2-2-1-the-utxo-model/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l2-2-2-inputs-and-outputs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l2-2-3-fees-and-fee-rates-sat-vb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l2-2-4-change-outputs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l2-2-5-the-mempool/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l2-2-6-replace-by-fee-and-child-pays-for-parent/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l2-2-7-the-life-of-a-transaction/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l2-3-1-the-block-header/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l2-3-2-merkle-trees/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l2-3-3-a-chain-of-hashes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l2-3-4-proof-of-work-and-the-target/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l2-3-5-difficulty-adjustment-every-2016-blocks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l2-3-6-the-block-subsidy-and-the-halving/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l2-3-7-the-21-million-supply-schedule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l3-1-1-what-a-full-node-does/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l3-1-2-peer-to-peer-gossip/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l3-1-3-initial-block-download/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l3-1-4-pruned-nodes-and-light-clients-spv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l3-1-5-running-your-own-node/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l3-1-6-bitcoin-core-and-other-implementations/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l3-1-7-consensus-rules-and-validation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l3-2-1-from-cpus-to-gpus-fpgas-and-asics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l3-2-2-mining-pools/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l3-2-3-hashrate-and-security/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l3-2-4-mining-economics-energy-subsidy-and-fees/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l3-2-5-block-templates-and-stratum-v2/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l3-2-6-stale-blocks-and-propagation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l3-2-7-the-energy-debate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l3-3-1-nakamoto-consensus-the-most-work-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l3-3-2-51-attacks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l3-3-3-soft-forks-and-hard-forks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l3-3-4-the-bip-process/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l3-3-5-the-block-size-war/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l3-3-6-segwit-activation-and-the-uasf/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l3-3-7-taproot-activation-and-speedy-trial/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l4-1-1-script-a-stack-language/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l4-1-2-standard-scripts-p2pkh-and-p2sh/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l4-1-3-multisignature/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l4-1-4-timelocks-cltv-and-csv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l4-1-5-hashlocks-and-htlcs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l4-1-6-standardness-and-policy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l4-1-7-segregated-witness-and-transaction-malleability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l4-2-1-taproot-and-schnorr-signatures/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l4-2-2-tapscript-and-script-trees-mast/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l4-2-3-partially-signed-transactions-psbt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l4-2-4-output-descriptors/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l4-2-5-covenants-and-vaults-ctv-op-cat-and-the-2026-deb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l4-2-6-the-cryptographic-frontier-witness-encryption-an/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l4-2-7-zero-knowledge-on-bitcoin-proofs-and-shielded-tr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l4-3-1-hd-wallets-bip32-bip44-bip84-bip86/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l4-3-2-hardware-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l4-3-3-multisig-custody-and-inheritance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l4-3-4-backups-and-passphrases/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l4-3-5-operational-security-and-common-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l4-3-6-privacy-the-chain-s-leaks-coinjoin-and-payjoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l4-3-7-silent-payments-and-the-privacy-upgrades-ahead/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l5-1-1-payment-channels/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l5-1-2-routing-with-htlcs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l5-1-3-invoices-bolt11-and-bolt12/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l5-1-4-liquidity-and-channel-management/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l5-1-5-penalties-and-watchtowers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l5-1-6-lightning-wallets-and-service-providers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l5-1-7-lightning-s-limits-ark-and-the-new-payment-layer/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l5-2-1-what-bitcoin-lacks-and-who-you-trust-to-add-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l5-2-2-sidechains-liquid-and-rootstock/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l5-2-3-statechains-and-ark/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l5-2-4-ecash-cashu-and-fedimint/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l5-2-5-the-drivechain-debate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l5-2-6-bitvm-and-the-bridge-problem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l5-2-7-wrapped-bitcoin-and-bridges/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l5-3-1-colored-coins-counterparty-and-the-rare-pepes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l5-3-2-omni-tether-and-the-dollar-s-return-to-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l5-3-3-ordinal-theory-and-inscriptions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l5-3-4-brc-20-and-the-metaprotocols/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l5-3-5-runes-psbt-swaps-and-bitcoin-native-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l5-3-6-client-side-validation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l5-3-7-contracts-on-bitcoin-dlcs-and-keyless-custody-le/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l6-1-1-anyone-can-copy-the-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l6-1-2-fair-launch-premine-ico-and-venture-allocation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l6-1-3-blockchain-not-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l6-1-4-the-trilemma-sales-pitch/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l6-1-5-who-can-change-the-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l6-1-6-proof-of-work-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l6-1-7-reading-a-tokenomics-page/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l6-2-1-namecoin-and-litecoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l6-2-2-dogecoin-the-first-memecoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l6-2-3-ripple-and-xrp/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l6-2-4-peercoin-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l6-2-5-monero-and-privacy-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l6-2-6-forks-clones-and-pump-and-dumps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l6-2-7-what-survived-and-why/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l6-3-1-the-ethereum-whitepaper-and-the-evm/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l6-3-2-erc-20-and-the-2017-ico-boom/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l6-3-3-the-dao-hack-and-ethereum-classic/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l6-3-4-defi-amms-lending-and-what-broke/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l6-3-5-stablecoins-and-the-terra-collapse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l6-3-6-nfts-cryptopunks-to-the-2021-mania/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l6-3-7-the-merge-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l7-1-1-ethereum-the-power-and-price-of-programmability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l7-1-2-accounts-and-global-state/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l7-1-3-gas-the-fee-market-and-eip-1559/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l7-1-4-explicit-signing-utxos-versus-token-approvals/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l7-1-5-eth-s-monetary-policy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l7-1-6-rollups-and-fragmentation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l7-1-7-mev-builders-and-censorship/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l7-2-1-bnb-chain-an-exchange-s-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l7-2-2-stablecoins-dollars-on-rails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l7-2-3-tron-and-the-dollar-rails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l7-2-4-the-ethereum-killers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l7-2-5-the-2022-contagion/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l7-2-6-ftx-and-the-exchange-token-loop/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l7-2-7-altcoins-what-scarcity-and-survival-require/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l7-3-1-market-cycles-and-the-halving/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l7-3-2-exchange-failures-mt-gox-to-ftx/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l7-3-3-regulation-and-enforcement/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l7-3-4-spot-bitcoin-etfs-2024/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l7-3-5-strategy-and-the-claims-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l7-3-6-nation-state-adoption-el-salvador/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l7-3-7-tokenised-stocks-and-real-world-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l8-1-1-origins-proof-of-history/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l8-1-2-who-owned-sol/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l8-1-3-wormhole-and-the-bridge-hacks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l8-1-4-ftx-and-solana-s-near-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l8-1-5-the-memecoin-resurrection/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l8-1-6-validators-and-who-runs-the-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l8-1-7-solana-goes-institutional/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l8-2-1-spl-tokens-and-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l8-2-2-wallets-and-signing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l8-2-3-dexes-and-aggregators-raydium-and-jupiter/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l8-2-4-priority-fees-mev-and-jito/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l8-2-5-outages-resilience-and-the-cost-of-speed/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l8-2-6-reading-the-chain-explorers-and-holder-analysis/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l8-2-7-solana-and-memecoins-speed-attention-and-abuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l8-3-1-from-dogecoin-to-shiba-pepe-bonk-and-wif/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l8-3-2-pump-fun-the-bonding-curve-and-graduation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l8-3-3-launchpads-and-reward-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l8-3-4-community-culture-and-the-social-attack/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l8-3-5-token-anatomy-rug-pulls-and-honeypots/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l8-3-6-market-cap-math-and-position-sizing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l8-3-7-pairing-assets-and-the-launchpad-ecosystem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l9-1-1-low-float-high-fdv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l9-1-2-points-airdrops-and-farming/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l9-1-3-celebrity-and-political-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l9-1-4-paid-promotion-and-disclosure/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l9-1-5-pump-fun-by-the-numbers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l9-1-6-bots-snipers-and-who-actually-wins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l9-1-7-10-october-2025-the-liquidation-day/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l9-2-1-a-taxonomy-of-market-abuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l9-2-2-admin-keys-and-immutability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l9-2-3-ordering-attacks-and-their-cures/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l9-2-4-launch-attacks-and-sybil-neutral-design/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l9-2-5-fake-activity-transparency-and-wallet-tracking/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l9-2-6-perpetual-curves-and-self-pricing-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l9-2-7-fair-launches-on-bitcoin-from-blueprint-to-pract/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l9-3-1-what-stonkfun-set-out-to-do/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l9-3-2-what-a-tokenized-stock-is/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l9-3-3-the-launch-math/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l9-3-4-reward-launches-the-flywheel-math/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l9-3-5-stonk-revenue-buyback-and-burn/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l9-3-6-the-september-spike-and-the-audit-trail/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l9-3-7-how-to-read-any-reward-launchpad/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l10-1-1-what-the-experiments-proved/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l10-1-2-what-the-experiments-disproved/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l10-1-3-a-fair-scorecard/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l10-1-4-dollars-come-home-to-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l10-1-5-bitcoin-native-finance-without-bridges/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l10-1-6-tokens-and-memes-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l10-1-7-why-bitcoin-is-different/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l10-2-1-step-1-take-inventory/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l10-2-2-step-2-records-before-moves/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l10-2-3-step-3-exiting-thin-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l10-2-4-step-4-real-bitcoin-not-a-claim/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l10-2-5-step-5-self-custody-verified/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l10-2-6-step-6-your-own-node/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l10-2-7-step-7-recovery-and-inheritance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l10-3-1-spending-lightning-in-practice/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l10-3-2-saving-cold-storage-that-lasts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l10-3-3-privacy-on-the-way-back/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l10-3-4-earning-and-circular-economies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l10-3-5-building-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l10-3-6-a-field-guide-to-the-next-pitch/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/l10-3-7-full-circle/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c1-1-1-code-is-not-outside-the-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c1-1-2-who-makes-crypto-law-legislators-regulators-cour/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c1-1-3-rules-guidance-and-enforcement-are-not-the-same-/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c1-1-4-jurisdiction-whose-law-applies-to-a-borderless-c/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c1-1-5-pseudonymous-is-not-anonymous/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c1-1-6-irreversible-transfers-and-why-the-law-cares/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c1-1-7-reading-a-crypto-law-headline/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c1-2-1-property-what-you-can-own/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c1-2-2-money-and-legal-tender/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c1-2-3-securities-the-investment-contract/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c1-2-4-commodities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c1-2-5-stablecoins-a-category-of-their-own/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c1-2-6-nfts-what-you-actually-buy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c1-2-7-one-token-several-labels/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c1-3-1-the-sec/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c1-3-2-the-cftc/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c1-3-3-the-irs-and-tax-authorities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c1-3-4-fincen-and-anti-money-laundering/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c1-3-5-ofac-and-sanctions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c1-3-6-state-regulators-and-the-bitlicense/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c1-3-7-international-bodies-fatf-iosco-and-the-fsb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c2-1-1-crypto-is-property-for-us-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c2-1-2-selling-for-cash/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c2-1-3-swapping-one-coin-for-another/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c2-1-4-spending-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c2-1-5-gifts-and-inheritances/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c2-1-6-moving-between-your-own-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c2-1-7-what-is-not-a-taxable-event/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c2-2-1-mining-income/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c2-2-2-staking-rewards/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c2-2-3-airdrops-and-hard-forks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c2-2-4-getting-paid-in-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c2-2-5-lending-and-defi-yield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c2-2-6-liquidity-pools-and-lp-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c2-2-7-reward-tokens-and-fee-sharing-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c2-3-1-cost-basis-and-lot-selection/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c2-3-2-short-term-and-long-term-gains/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c2-3-3-losses-worthless-tokens-and-the-wash-sale-questi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c2-3-4-the-digital-asset-question-on-form-1040/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c2-3-5-form-1099-da-and-broker-reporting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c2-3-6-foreign-accounts-fbar-and-fatca/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c2-3-7-records-that-survive-an-audit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c3-1-1-sec-v-w-j-howey-co-1946/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c3-1-2-an-investment-of-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c3-1-3-a-common-enterprise/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c3-1-4-profit-from-the-efforts-of-others/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c3-1-5-the-dao-report-2017/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c3-1-6-telegram-kik-and-lbry/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c3-1-7-ripple-institutional-sales-and-exchange-sales/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c3-2-1-regulation-by-enforcement-and-its-critics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c3-2-2-the-sec-s-2025-change-of-course/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c3-2-3-the-sec-staff-statement-on-memecoins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c3-2-4-the-genius-act-a-federal-stablecoin-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c3-2-5-market-structure-legislation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c3-2-6-exemptions-regulation-d-a-and-s/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c3-2-7-spot-bitcoin-and-ether-etfs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c3-3-1-mica-the-eu-s-crypto-regulation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c3-3-2-service-providers-under-mica/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c3-3-3-stablecoins-under-mica-emts-and-arts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c3-3-4-the-united-kingdom-s-regime/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c3-3-5-japan-s-payment-services-act/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c3-3-6-singapore-hong-kong-and-the-uae/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c3-3-7-licences-passporting-and-the-reverse-solicitatio/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c4-1-1-not-your-keys-what-an-exchange-account-really-is/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c4-1-2-exchange-collapse-mt-gox/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c4-1-3-ftx-commingling-and-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c4-1-4-celsius-when-the-terms-of-use-decided-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c4-1-5-self-custody-and-its-risks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c4-1-6-proof-of-reserves-and-its-limits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c4-1-7-choosing-where-to-hold/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c4-2-1-pig-butchering-and-romance-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c4-2-2-fake-exchanges-and-fake-apps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c4-2-3-wallet-drainers-and-approval-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c4-2-4-impersonation-and-fake-support/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c4-2-5-recovery-scams-the-second-theft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c4-2-6-ponzi-schemes-and-guaranteed-yield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c4-2-7-reporting-fraud-and-what-happens-next/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c4-3-1-account-freezes-and-kyc-demands/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c4-3-2-seizure-and-civil-forfeiture/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c4-3-3-summonses-and-exchange-data/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c4-3-4-crossing-borders-with-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c4-3-5-no-chargebacks-irreversibility-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c4-3-6-clawbacks-when-a-bankrupt-platform-sues-customer/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c4-3-7-delistings-and-frozen-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c5-1-1-fair-launch-or-presale/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c5-1-2-team-allocations-vesting-and-disclosure/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c5-1-3-promising-returns-the-words-that-make-a-security/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c5-1-4-launchpads-and-bonding-curves/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c5-1-5-liquidity-locks-and-revoked-authorities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c5-1-6-transfer-fees-and-reward-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c5-1-7-marketing-claims-and-consumer-protection-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c5-2-1-money-transmission-and-fincen-s-2019-guidance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c5-2-2-state-money-transmitter-licences/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c5-2-3-kyc-aml-and-the-bank-secrecy-act/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c5-2-4-the-travel-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c5-2-5-sanctions-screening-and-the-sdn-list/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c5-2-6-tornado-cash-sanctions-on-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c5-2-7-developers-in-court-tornado-cash-and-samourai/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c5-3-1-paid-promotion-and-the-disclosure-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c5-3-2-celebrity-promoters-and-class-actions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c5-3-3-kol-rounds-and-undisclosed-allocations/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c5-3-4-daos-partnerships-and-personal-liability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c5-3-5-smart-contract-audits-and-what-they-promise/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c5-3-6-terms-of-service-and-disclaimers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c5-3-7-entity-choice-foundations-companies-and-dao-wrap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c6-1-1-pump-and-dump/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c6-1-2-wash-trading/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c6-1-3-spoofing-and-layering/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c6-1-4-front-running-and-mev/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c6-1-5-the-mango-markets-case/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c6-1-6-market-makers-and-manufactured-volume/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c6-1-7-signal-groups-and-coordinated-buying/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c6-2-1-rug-pulls-in-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c6-2-2-insider-trading-on-tokens-the-coinbase-listing-c/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c6-2-3-the-opensea-case/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c6-2-4-snipers-bundles-and-hidden-supply/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c6-2-5-exit-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c6-2-6-hacks-and-exploits-as-theft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c6-2-7-bounties-white-hats-and-negotiated-returns/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c6-3-1-what-honest-disclosure-looks-like/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c6-3-2-locked-liquidity-and-renounced-control/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c6-3-3-on-chain-transparency-show-people-where-to-look/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c6-3-4-treasury-and-team-wallets-in-public/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c6-3-5-burns-what-they-do-and-do-not-change/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c6-3-6-talking-to-holders/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c6-3-7-a-launch-checklist/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c7-1-1-the-holding-period-advantage/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c7-1-2-tax-loss-harvesting-and-the-wash-sale-gap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c7-1-3-gifting-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c7-1-4-donating-crypto-to-charity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c7-1-5-step-up-in-basis-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c7-1-6-retirement-accounts-that-hold-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c7-1-7-specific-identification-choosing-which-coins-you/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c7-2-1-citizenship-based-taxation-the-us-exception/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c7-2-2-puerto-rico-and-act-60/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c7-2-3-zero-tax-countries-and-their-catches/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c7-2-4-exit-taxes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c7-2-5-holding-period-exemptions-germany-and-portugal/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c7-2-6-tax-residence-tests-and-treaties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c7-2-7-carf-the-end-of-quiet-offshore-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c7-3-1-tax-free-crypto-schemes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c7-3-2-offshore-trusts-and-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c7-3-3-sovereign-citizen-arguments-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c7-3-4-borrowing-against-crypto-tool-or-trap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c7-3-5-unregulated-is-not-the-same-as-legal/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c7-3-6-privacy-coins-and-mixers-what-is-actually-allowe/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c7-3-7-spotting-a-pitch-that-ends-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c8-1-1-united-states-federal-and-state-layers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c8-1-2-canada/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c8-1-3-brazil-s-crypto-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c8-1-4-mexico-and-argentina/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c8-1-5-el-salvador-s-bitcoin-law-and-its-retreat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c8-1-6-the-rest-of-latin-america/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c8-1-7-the-americas-compared/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c8-2-1-mica-across-the-member-states/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c8-2-2-dac8-eu-tax-reporting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c8-2-3-germany/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c8-2-4-france/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c8-2-5-spain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c8-2-6-united-kingdom/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c8-2-7-russia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c8-3-1-china-the-ban-and-hong-kong-s-door/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c8-3-2-japan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c8-3-3-south-korea/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c8-3-4-singapore/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c8-3-5-malaysia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c8-3-6-the-uae-and-dubai-s-vara/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c8-3-7-india-the-30-tax-and-1-tds/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c9-1-1-crypto-lost-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c9-1-2-wills-keys-and-secrecy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c9-1-3-crypto-in-a-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c9-1-4-executors-and-fiduciary-access/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c9-1-5-valuing-crypto-in-an-estate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c9-1-6-multisig-and-dead-man-switches/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c9-1-7-leaving-instructions-without-leaving-keys/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c9-2-1-crypto-in-divorce/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c9-2-2-hidden-crypto-and-how-it-is-found/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c9-2-3-bankruptcy-and-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c9-2-4-creditors-and-judgments/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c9-2-5-loans-between-friends/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c9-2-6-business-partners-and-shared-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c9-2-7-lost-or-stolen-insurance-and-police-reports/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c9-3-1-suing-over-crypto-who-and-where/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c9-3-2-arbitration-clauses-in-exchange-terms/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c9-3-3-class-actions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c9-3-4-blockchain-evidence-and-tracing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c9-3-5-freezing-orders-against-persons-unknown/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c9-3-6-serving-papers-by-nft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/c9-3-7-where-to-go-from-here/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t1-1-1-what-a-trust-is-holding-for-someone-else/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t1-1-2-the-settlor-the-one-who-gives/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t1-1-3-the-trustee-the-one-who-holds/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t1-1-4-the-beneficiary-the-one-who-benefits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t1-1-5-legal-title-and-beneficial-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t1-1-6-fiduciary-duty-loyalty-prudence-impartiality/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t1-1-7-what-a-trust-is-not-wills-contracts-companies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t1-2-1-rome-the-fideicommissum/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t1-2-2-the-waqf-endowment-held-for-a-purpose/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t1-2-3-crusaders-and-the-english-use/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t1-2-4-the-statute-of-uses-1536-and-the-use-upon-a-use/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t1-2-5-chancery-and-equity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t1-2-6-civil-law-the-fiducie-and-the-treuhand/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t1-2-7-the-hague-trusts-convention-1985/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t1-3-1-express-trusts-made-on-purpose/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t1-3-2-resulting-trusts-when-the-purpose-fails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t1-3-3-constructive-trusts-equity-s-remedy-for-wrongs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t1-3-4-the-three-certainties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t1-3-5-funding-a-trust-holds-only-what-is-put-in-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t1-3-6-revocable-and-irrevocable/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t1-3-7-living-or-at-death-inter-vivos-and-testamentary/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t2-1-1-what-happens-when-you-die-without-a-plan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t2-1-2-wills-and-what-they-cannot-do/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t2-1-3-probate-time-cost-and-publicity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t2-1-4-payable-on-death-and-transfer-on-death-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t2-1-5-the-totten-trust-the-bank-account-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t2-1-6-joint-ownership-and-its-traps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t2-1-7-when-a-trust-is-not-worth-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t2-2-1-do-it-yourself-online-forms-and-attorney-draftin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t2-2-2-what-an-estate-planning-attorney-charges-and-for/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t2-2-3-trustee-fees-family-professional-and-corporate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t2-2-4-ongoing-costs-tax-returns-accounting-administrat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t2-2-5-cheap-mistakes-that-become-expensive/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t2-2-6-questions-to-ask-before-you-hire-anyone/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t2-2-7-free-and-low-cost-help-legal-aid-and-clinics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t2-3-1-choosing-a-trustee/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t2-3-2-successor-trustees-and-what-happens-when-one-qui/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t2-3-3-protectors-and-advisers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t2-3-4-naming-beneficiaries-without-starting-a-family-w/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t2-3-5-minors-and-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t2-3-6-trustee-duties-in-plain-words/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t2-3-7-when-trustees-fail-removal-and-remedies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t3-1-1-the-revocable-living-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t3-1-2-funding-a-living-trust-deeds-accounts-and-titles/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t3-1-3-the-pour-over-will-and-pour-over-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t3-1-4-incapacity-who-takes-over-while-you-are-alive/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t3-1-5-living-trust-myths-taxes-creditors-privacy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t3-1-6-updating-amending-and-restating/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t3-1-7-when-the-settlor-dies-administration-step-by-ste/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t3-2-1-the-testamentary-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t3-2-2-trusts-for-children-until-a-set-age/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t3-2-3-incentive-trusts-conditions-and-their-limits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t3-2-4-discretionary-trusts-trustee-judgement-as-the-ru/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t3-2-5-support-trusts-health-education-maintenance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t3-2-6-spendthrift-clauses-for-family/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t3-2-7-pet-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t3-3-1-marital-and-bypass-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t3-3-2-the-qtip-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t3-3-3-blended-families-and-second-marriages/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t3-3-4-spousal-lifetime-access-trusts-slat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t3-3-5-divorce-and-existing-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t3-3-6-joint-trusts-versus-separate-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t3-3-7-community-property-states/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t4-1-1-why-an-inheritance-can-cost-someone-their-benefi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t4-1-2-special-needs-trusts-first-party-and-third-party/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t4-1-3-pooled-trusts-run-by-nonprofits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t4-1-4-able-accounts-and-how-they-compare/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t4-1-5-payback-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t4-1-6-choosing-a-trustee-for-a-vulnerable-beneficiary/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t4-1-7-government-benefit-trusts-beyond-the-us/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t4-2-1-paying-for-long-term-care/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t4-2-2-medicaid-asset-protection-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t4-2-3-look-back-periods-and-penalties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t4-2-4-income-trusts-miller-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t4-2-5-protecting-the-family-home/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t4-2-6-elder-financial-abuse-and-the-trustee-s-shield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t4-2-7-planning-conversations-with-aging-parents/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t4-3-1-protective-trusts-the-english-approach/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t4-3-2-spendthrift-trusts-and-the-creditor-wall/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t4-3-3-addiction-and-gambling-trusts-with-guardrails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t4-3-4-trusts-for-beneficiaries-who-cannot-manage-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t4-3-5-hybrid-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t4-3-6-letters-of-wishes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t4-3-7-reporting-to-beneficiaries/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t5-1-1-estate-and-gift-tax-the-basics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t5-1-2-the-annual-exclusion-and-crummey-powers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t5-1-3-irrevocable-trusts-and-getting-assets-out-of-the/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t5-1-4-life-insurance-trusts-ilit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t5-1-5-grantor-trusts-and-why-defective-can-be-useful/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t5-1-6-installment-sales-to-grantor-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t5-1-7-the-clifford-trust-and-the-history-of-income-shi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t5-2-1-grats-grantor-retained-annuity-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t5-2-2-gruts-grantor-retained-unitrusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t5-2-3-annuity-trusts-and-unitrusts-compared/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t5-2-4-qualified-personal-residence-trusts-qprt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t5-2-5-beneficiary-defective-inheritor-trusts-bdit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t5-2-6-tax-motivated-trusts-and-the-anti-abuse-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t5-2-7-when-the-tax-law-changes-under-a-plan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t5-3-1-dynasty-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t5-3-2-generation-skipping-transfer-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t5-3-3-rule-against-perpetuities-and-its-abolition/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t5-3-4-charitable-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t5-3-5-charitable-remainder-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t5-3-6-charitable-lead-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t5-3-7-foundations-donor-advised-funds-and-trusts-compa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t6-1-1-the-creditor-problem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t6-1-2-third-party-trusts-versus-self-settled-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t6-1-3-domestic-asset-protection-trusts-dapt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t6-1-4-asset-protection-trusts-in-general/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t6-1-5-exception-creditors-child-support-taxes-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t6-1-6-choosing-a-dapt-state/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t6-1-7-real-cases-when-shields-held-and-when-they-faile/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t6-2-1-international-and-offshore-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t6-2-2-cook-islands-nevis-and-the-offshore-model/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t6-2-3-duress-clauses-flight-clauses-and-contempt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t6-2-4-reporting-fbar-fatca-crs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t6-2-5-purpose-trusts-and-the-vista-and-star-regimes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t6-2-6-special-purpose-trusts-in-finance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t6-2-7-offshore-myths/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t6-3-1-fraudulent-and-voidable-transfers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t6-3-2-badges-of-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t6-3-3-timing-why-planning-must-come-before-trouble/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t6-3-4-bankruptcy-and-the-ten-year-reach-back/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t6-3-5-professional-ethics-what-advisers-must-refuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t6-3-6-blind-trusts-for-officials-and-executives/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t6-3-7-privacy-versus-secrecy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t7-1-1-land-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t7-1-2-the-illinois-land-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t7-1-3-nominee-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t7-1-4-land-trusts-and-privacy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t7-1-5-holding-rental-property-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t7-1-6-deeds-title-insurance-and-trust-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t7-1-7-farm-and-ranch-succession/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t7-2-1-business-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t7-2-2-the-massachusetts-business-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t7-2-3-delaware-statutory-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t7-2-4-real-estate-investment-trusts-reit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t7-2-5-voting-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t7-2-6-business-succession-planning/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t7-2-7-trusts-and-operating-companies-llcs-inside-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t7-3-1-rabbi-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t7-3-2-secular-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t7-3-3-retirement-accounts-and-see-through-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t7-3-4-specialty-assets-art-collections-intellectual-pr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t7-3-5-firearms-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t7-3-6-holding-a-closely-held-business-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t7-3-7-trust-administration-for-complex-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t8-1-1-united-states-the-uniform-trust-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t8-1-2-united-kingdom-trusts-after-the-trustee-act-2000/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t8-1-3-canada-and-australia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t8-1-4-ireland/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t8-1-5-trust-friendly-states-nevada-south-dakota-delawa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t8-1-6-the-channel-islands-and-the-crown-dependencies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t8-1-7-choosing-governing-law-and-situs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t8-2-1-the-french-fiducie/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t8-2-2-liechtenstein-switzerland-and-the-foundation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t8-2-3-waqf-today-the-gulf-and-malaysia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t8-2-4-china-s-trust-law-2001/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t8-2-5-japan-s-trust-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t8-2-6-latin-america-the-fideicomiso/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t8-2-7-recognising-a-foreign-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t8-3-1-the-trustee-s-first-ninety-days/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t8-3-2-investing-under-the-prudent-investor-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t8-3-3-accounts-and-records/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t8-3-4-trust-taxation-who-pays-the-income-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t8-3-5-decanting-and-modifying-an-irrevocable-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t8-3-6-disputes-litigation-and-mediation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t8-3-7-ending-a-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t9-1-1-can-a-trust-hold-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t9-1-2-keys-custody-and-the-trustee-s-duty-of-care/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t9-1-3-multisig-and-inheritance-planning/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t9-1-4-exchanges-accounts-and-access-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t9-1-5-rufadaa-fiduciary-access-to-digital-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t9-1-6-valuing-volatile-assets-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t9-1-7-directed-trusts-for-digital-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t9-2-1-tokenised-real-world-assets-and-who-owns-what/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t9-2-2-delaware-statutory-trusts-and-tokenisation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t9-2-3-spot-bitcoin-etfs-as-grantor-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t9-2-4-stablecoin-reserves-held-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t9-2-5-escrow-smart-contracts-and-the-word-trustless/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t9-2-6-daos-purpose-trusts-and-legal-wrappers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t9-2-7-proof-of-reserves-versus-a-trustee-s-accounting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t9-3-1-what-smart-contracts-cannot-replace/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t9-3-2-fiduciary-duty-in-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t9-3-3-the-three-roles-on-a-blockchain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t9-3-4-self-custody-and-the-settlor-as-trustee/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t9-3-5-building-a-plan-that-survives-you/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t9-3-6-where-to-go-from-here/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ja/lesson/t9-3-7-glossary-and-the-road-home/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lessons/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l1-1-1-barter-and-the-coincidence-of-wants/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l1-1-2-the-properties-of-good-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l1-1-3-commodity-money-shells-salt-and-grain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l1-1-4-gold-silver-and-coinage/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l1-1-5-representative-money-and-the-gold-standard/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l1-1-6-fiat-money-and-the-end-of-gold-convertibility-19/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l1-1-7-inflation-debasement-and-the-cantillon-effect/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l1-2-1-public-key-cryptography-diffie-hellman-and-rsa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l1-2-2-david-chaum-blind-signatures-and-digicash/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l1-2-3-the-cypherpunk-manifesto-and-the-mailing-list/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l1-2-4-hashcash-proof-of-work-before-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l1-2-5-b-money-and-bit-gold/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l1-2-6-reusable-proofs-of-work-rpow/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l1-2-7-the-double-spend-problem-and-the-byzantine-gener/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l1-3-1-the-whitepaper-31-october-2008/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l1-3-2-the-genesis-block-and-its-headline/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l1-3-3-hal-finney-and-the-first-transaction/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l1-3-4-bitcoin-pizza-day/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l1-3-5-early-exchanges-and-the-rise-of-mt-gox/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l1-3-6-satoshi-steps-away/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l1-3-7-the-first-boom-and-bust-cycles/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l2-1-1-hash-functions-and-sha-256/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l2-1-2-hash160-sha-256-then-ripemd-160/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l2-1-3-private-keys-public-keys-and-secp256k1/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l2-1-4-digital-signatures-ecdsa-and-schnorr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l2-1-5-entropy-and-randomness/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l2-1-6-addresses-and-encodings-base58check-bech32-bech3/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l2-1-7-seed-phrases-bip39/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l2-2-1-the-utxo-model/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l2-2-2-inputs-and-outputs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l2-2-3-fees-and-fee-rates-sat-vb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l2-2-4-change-outputs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l2-2-5-the-mempool/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l2-2-6-replace-by-fee-and-child-pays-for-parent/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l2-2-7-the-life-of-a-transaction/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l2-3-1-the-block-header/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l2-3-2-merkle-trees/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l2-3-3-a-chain-of-hashes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l2-3-4-proof-of-work-and-the-target/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l2-3-5-difficulty-adjustment-every-2016-blocks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l2-3-6-the-block-subsidy-and-the-halving/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l2-3-7-the-21-million-supply-schedule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l3-1-1-what-a-full-node-does/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l3-1-2-peer-to-peer-gossip/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l3-1-3-initial-block-download/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l3-1-4-pruned-nodes-and-light-clients-spv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l3-1-5-running-your-own-node/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l3-1-6-bitcoin-core-and-other-implementations/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l3-1-7-consensus-rules-and-validation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l3-2-1-from-cpus-to-gpus-fpgas-and-asics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l3-2-2-mining-pools/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l3-2-3-hashrate-and-security/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l3-2-4-mining-economics-energy-subsidy-and-fees/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l3-2-5-block-templates-and-stratum-v2/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l3-2-6-stale-blocks-and-propagation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l3-2-7-the-energy-debate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l3-3-1-nakamoto-consensus-the-most-work-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l3-3-2-51-attacks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l3-3-3-soft-forks-and-hard-forks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l3-3-4-the-bip-process/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l3-3-5-the-block-size-war/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l3-3-6-segwit-activation-and-the-uasf/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l3-3-7-taproot-activation-and-speedy-trial/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l4-1-1-script-a-stack-language/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l4-1-2-standard-scripts-p2pkh-and-p2sh/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l4-1-3-multisignature/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l4-1-4-timelocks-cltv-and-csv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l4-1-5-hashlocks-and-htlcs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l4-1-6-standardness-and-policy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l4-1-7-segregated-witness-and-transaction-malleability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l4-2-1-taproot-and-schnorr-signatures/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l4-2-2-tapscript-and-script-trees-mast/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l4-2-3-partially-signed-transactions-psbt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l4-2-4-output-descriptors/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l4-2-5-covenants-and-vaults-ctv-op-cat-and-the-2026-deb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l4-2-6-the-cryptographic-frontier-witness-encryption-an/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l4-2-7-zero-knowledge-on-bitcoin-proofs-and-shielded-tr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l4-3-1-hd-wallets-bip32-bip44-bip84-bip86/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l4-3-2-hardware-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l4-3-3-multisig-custody-and-inheritance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l4-3-4-backups-and-passphrases/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l4-3-5-operational-security-and-common-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l4-3-6-privacy-the-chain-s-leaks-coinjoin-and-payjoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l4-3-7-silent-payments-and-the-privacy-upgrades-ahead/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l5-1-1-payment-channels/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l5-1-2-routing-with-htlcs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l5-1-3-invoices-bolt11-and-bolt12/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l5-1-4-liquidity-and-channel-management/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l5-1-5-penalties-and-watchtowers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l5-1-6-lightning-wallets-and-service-providers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l5-1-7-lightning-s-limits-ark-and-the-new-payment-layer/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l5-2-1-what-bitcoin-lacks-and-who-you-trust-to-add-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l5-2-2-sidechains-liquid-and-rootstock/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l5-2-3-statechains-and-ark/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l5-2-4-ecash-cashu-and-fedimint/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l5-2-5-the-drivechain-debate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l5-2-6-bitvm-and-the-bridge-problem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l5-2-7-wrapped-bitcoin-and-bridges/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l5-3-1-colored-coins-counterparty-and-the-rare-pepes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l5-3-2-omni-tether-and-the-dollar-s-return-to-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l5-3-3-ordinal-theory-and-inscriptions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l5-3-4-brc-20-and-the-metaprotocols/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l5-3-5-runes-psbt-swaps-and-bitcoin-native-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l5-3-6-client-side-validation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l5-3-7-contracts-on-bitcoin-dlcs-and-keyless-custody-le/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l6-1-1-anyone-can-copy-the-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l6-1-2-fair-launch-premine-ico-and-venture-allocation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l6-1-3-blockchain-not-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l6-1-4-the-trilemma-sales-pitch/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l6-1-5-who-can-change-the-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l6-1-6-proof-of-work-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l6-1-7-reading-a-tokenomics-page/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l6-2-1-namecoin-and-litecoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l6-2-2-dogecoin-the-first-memecoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l6-2-3-ripple-and-xrp/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l6-2-4-peercoin-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l6-2-5-monero-and-privacy-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l6-2-6-forks-clones-and-pump-and-dumps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l6-2-7-what-survived-and-why/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l6-3-1-the-ethereum-whitepaper-and-the-evm/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l6-3-2-erc-20-and-the-2017-ico-boom/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l6-3-3-the-dao-hack-and-ethereum-classic/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l6-3-4-defi-amms-lending-and-what-broke/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l6-3-5-stablecoins-and-the-terra-collapse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l6-3-6-nfts-cryptopunks-to-the-2021-mania/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l6-3-7-the-merge-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l7-1-1-ethereum-the-power-and-price-of-programmability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l7-1-2-accounts-and-global-state/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l7-1-3-gas-the-fee-market-and-eip-1559/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l7-1-4-explicit-signing-utxos-versus-token-approvals/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l7-1-5-eth-s-monetary-policy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l7-1-6-rollups-and-fragmentation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l7-1-7-mev-builders-and-censorship/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l7-2-1-bnb-chain-an-exchange-s-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l7-2-2-stablecoins-dollars-on-rails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l7-2-3-tron-and-the-dollar-rails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l7-2-4-the-ethereum-killers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l7-2-5-the-2022-contagion/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l7-2-6-ftx-and-the-exchange-token-loop/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l7-2-7-altcoins-what-scarcity-and-survival-require/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l7-3-1-market-cycles-and-the-halving/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l7-3-2-exchange-failures-mt-gox-to-ftx/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l7-3-3-regulation-and-enforcement/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l7-3-4-spot-bitcoin-etfs-2024/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l7-3-5-strategy-and-the-claims-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l7-3-6-nation-state-adoption-el-salvador/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l7-3-7-tokenised-stocks-and-real-world-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l8-1-1-origins-proof-of-history/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l8-1-2-who-owned-sol/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l8-1-3-wormhole-and-the-bridge-hacks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l8-1-4-ftx-and-solana-s-near-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l8-1-5-the-memecoin-resurrection/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l8-1-6-validators-and-who-runs-the-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l8-1-7-solana-goes-institutional/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l8-2-1-spl-tokens-and-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l8-2-2-wallets-and-signing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l8-2-3-dexes-and-aggregators-raydium-and-jupiter/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l8-2-4-priority-fees-mev-and-jito/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l8-2-5-outages-resilience-and-the-cost-of-speed/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l8-2-6-reading-the-chain-explorers-and-holder-analysis/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l8-2-7-solana-and-memecoins-speed-attention-and-abuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l8-3-1-from-dogecoin-to-shiba-pepe-bonk-and-wif/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l8-3-2-pump-fun-the-bonding-curve-and-graduation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l8-3-3-launchpads-and-reward-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l8-3-4-community-culture-and-the-social-attack/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l8-3-5-token-anatomy-rug-pulls-and-honeypots/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l8-3-6-market-cap-math-and-position-sizing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l8-3-7-pairing-assets-and-the-launchpad-ecosystem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l9-1-1-low-float-high-fdv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l9-1-2-points-airdrops-and-farming/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l9-1-3-celebrity-and-political-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l9-1-4-paid-promotion-and-disclosure/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l9-1-5-pump-fun-by-the-numbers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l9-1-6-bots-snipers-and-who-actually-wins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l9-1-7-10-october-2025-the-liquidation-day/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l9-2-1-a-taxonomy-of-market-abuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l9-2-2-admin-keys-and-immutability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l9-2-3-ordering-attacks-and-their-cures/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l9-2-4-launch-attacks-and-sybil-neutral-design/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l9-2-5-fake-activity-transparency-and-wallet-tracking/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l9-2-6-perpetual-curves-and-self-pricing-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l9-2-7-fair-launches-on-bitcoin-from-blueprint-to-pract/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l9-3-1-what-stonkfun-set-out-to-do/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l9-3-2-what-a-tokenized-stock-is/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l9-3-3-the-launch-math/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l9-3-4-reward-launches-the-flywheel-math/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l9-3-5-stonk-revenue-buyback-and-burn/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l9-3-6-the-september-spike-and-the-audit-trail/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l9-3-7-how-to-read-any-reward-launchpad/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l10-1-1-what-the-experiments-proved/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l10-1-2-what-the-experiments-disproved/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l10-1-3-a-fair-scorecard/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l10-1-4-dollars-come-home-to-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l10-1-5-bitcoin-native-finance-without-bridges/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l10-1-6-tokens-and-memes-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l10-1-7-why-bitcoin-is-different/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l10-2-1-step-1-take-inventory/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l10-2-2-step-2-records-before-moves/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l10-2-3-step-3-exiting-thin-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l10-2-4-step-4-real-bitcoin-not-a-claim/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l10-2-5-step-5-self-custody-verified/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l10-2-6-step-6-your-own-node/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l10-2-7-step-7-recovery-and-inheritance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l10-3-1-spending-lightning-in-practice/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l10-3-2-saving-cold-storage-that-lasts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l10-3-3-privacy-on-the-way-back/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l10-3-4-earning-and-circular-economies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l10-3-5-building-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l10-3-6-a-field-guide-to-the-next-pitch/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/l10-3-7-full-circle/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c1-1-1-code-is-not-outside-the-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c1-1-2-who-makes-crypto-law-legislators-regulators-cour/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c1-1-3-rules-guidance-and-enforcement-are-not-the-same-/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c1-1-4-jurisdiction-whose-law-applies-to-a-borderless-c/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c1-1-5-pseudonymous-is-not-anonymous/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c1-1-6-irreversible-transfers-and-why-the-law-cares/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c1-1-7-reading-a-crypto-law-headline/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c1-2-1-property-what-you-can-own/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c1-2-2-money-and-legal-tender/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c1-2-3-securities-the-investment-contract/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c1-2-4-commodities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c1-2-5-stablecoins-a-category-of-their-own/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c1-2-6-nfts-what-you-actually-buy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c1-2-7-one-token-several-labels/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c1-3-1-the-sec/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c1-3-2-the-cftc/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c1-3-3-the-irs-and-tax-authorities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c1-3-4-fincen-and-anti-money-laundering/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c1-3-5-ofac-and-sanctions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c1-3-6-state-regulators-and-the-bitlicense/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c1-3-7-international-bodies-fatf-iosco-and-the-fsb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c2-1-1-crypto-is-property-for-us-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c2-1-2-selling-for-cash/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c2-1-3-swapping-one-coin-for-another/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c2-1-4-spending-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c2-1-5-gifts-and-inheritances/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c2-1-6-moving-between-your-own-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c2-1-7-what-is-not-a-taxable-event/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c2-2-1-mining-income/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c2-2-2-staking-rewards/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c2-2-3-airdrops-and-hard-forks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c2-2-4-getting-paid-in-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c2-2-5-lending-and-defi-yield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c2-2-6-liquidity-pools-and-lp-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c2-2-7-reward-tokens-and-fee-sharing-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c2-3-1-cost-basis-and-lot-selection/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c2-3-2-short-term-and-long-term-gains/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c2-3-3-losses-worthless-tokens-and-the-wash-sale-questi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c2-3-4-the-digital-asset-question-on-form-1040/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c2-3-5-form-1099-da-and-broker-reporting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c2-3-6-foreign-accounts-fbar-and-fatca/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c2-3-7-records-that-survive-an-audit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c3-1-1-sec-v-w-j-howey-co-1946/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c3-1-2-an-investment-of-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c3-1-3-a-common-enterprise/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c3-1-4-profit-from-the-efforts-of-others/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c3-1-5-the-dao-report-2017/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c3-1-6-telegram-kik-and-lbry/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c3-1-7-ripple-institutional-sales-and-exchange-sales/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c3-2-1-regulation-by-enforcement-and-its-critics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c3-2-2-the-sec-s-2025-change-of-course/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c3-2-3-the-sec-staff-statement-on-memecoins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c3-2-4-the-genius-act-a-federal-stablecoin-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c3-2-5-market-structure-legislation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c3-2-6-exemptions-regulation-d-a-and-s/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c3-2-7-spot-bitcoin-and-ether-etfs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c3-3-1-mica-the-eu-s-crypto-regulation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c3-3-2-service-providers-under-mica/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c3-3-3-stablecoins-under-mica-emts-and-arts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c3-3-4-the-united-kingdom-s-regime/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c3-3-5-japan-s-payment-services-act/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c3-3-6-singapore-hong-kong-and-the-uae/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c3-3-7-licences-passporting-and-the-reverse-solicitatio/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c4-1-1-not-your-keys-what-an-exchange-account-really-is/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c4-1-2-exchange-collapse-mt-gox/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c4-1-3-ftx-commingling-and-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c4-1-4-celsius-when-the-terms-of-use-decided-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c4-1-5-self-custody-and-its-risks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c4-1-6-proof-of-reserves-and-its-limits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c4-1-7-choosing-where-to-hold/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c4-2-1-pig-butchering-and-romance-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c4-2-2-fake-exchanges-and-fake-apps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c4-2-3-wallet-drainers-and-approval-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c4-2-4-impersonation-and-fake-support/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c4-2-5-recovery-scams-the-second-theft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c4-2-6-ponzi-schemes-and-guaranteed-yield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c4-2-7-reporting-fraud-and-what-happens-next/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c4-3-1-account-freezes-and-kyc-demands/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c4-3-2-seizure-and-civil-forfeiture/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c4-3-3-summonses-and-exchange-data/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c4-3-4-crossing-borders-with-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c4-3-5-no-chargebacks-irreversibility-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c4-3-6-clawbacks-when-a-bankrupt-platform-sues-customer/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c4-3-7-delistings-and-frozen-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c5-1-1-fair-launch-or-presale/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c5-1-2-team-allocations-vesting-and-disclosure/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c5-1-3-promising-returns-the-words-that-make-a-security/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c5-1-4-launchpads-and-bonding-curves/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c5-1-5-liquidity-locks-and-revoked-authorities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c5-1-6-transfer-fees-and-reward-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c5-1-7-marketing-claims-and-consumer-protection-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c5-2-1-money-transmission-and-fincen-s-2019-guidance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c5-2-2-state-money-transmitter-licences/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c5-2-3-kyc-aml-and-the-bank-secrecy-act/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c5-2-4-the-travel-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c5-2-5-sanctions-screening-and-the-sdn-list/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c5-2-6-tornado-cash-sanctions-on-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c5-2-7-developers-in-court-tornado-cash-and-samourai/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c5-3-1-paid-promotion-and-the-disclosure-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c5-3-2-celebrity-promoters-and-class-actions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c5-3-3-kol-rounds-and-undisclosed-allocations/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c5-3-4-daos-partnerships-and-personal-liability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c5-3-5-smart-contract-audits-and-what-they-promise/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c5-3-6-terms-of-service-and-disclaimers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c5-3-7-entity-choice-foundations-companies-and-dao-wrap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c6-1-1-pump-and-dump/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c6-1-2-wash-trading/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c6-1-3-spoofing-and-layering/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c6-1-4-front-running-and-mev/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c6-1-5-the-mango-markets-case/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c6-1-6-market-makers-and-manufactured-volume/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c6-1-7-signal-groups-and-coordinated-buying/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c6-2-1-rug-pulls-in-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c6-2-2-insider-trading-on-tokens-the-coinbase-listing-c/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c6-2-3-the-opensea-case/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c6-2-4-snipers-bundles-and-hidden-supply/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c6-2-5-exit-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c6-2-6-hacks-and-exploits-as-theft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c6-2-7-bounties-white-hats-and-negotiated-returns/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c6-3-1-what-honest-disclosure-looks-like/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c6-3-2-locked-liquidity-and-renounced-control/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c6-3-3-on-chain-transparency-show-people-where-to-look/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c6-3-4-treasury-and-team-wallets-in-public/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c6-3-5-burns-what-they-do-and-do-not-change/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c6-3-6-talking-to-holders/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c6-3-7-a-launch-checklist/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c7-1-1-the-holding-period-advantage/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c7-1-2-tax-loss-harvesting-and-the-wash-sale-gap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c7-1-3-gifting-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c7-1-4-donating-crypto-to-charity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c7-1-5-step-up-in-basis-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c7-1-6-retirement-accounts-that-hold-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c7-1-7-specific-identification-choosing-which-coins-you/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c7-2-1-citizenship-based-taxation-the-us-exception/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c7-2-2-puerto-rico-and-act-60/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c7-2-3-zero-tax-countries-and-their-catches/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c7-2-4-exit-taxes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c7-2-5-holding-period-exemptions-germany-and-portugal/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c7-2-6-tax-residence-tests-and-treaties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c7-2-7-carf-the-end-of-quiet-offshore-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c7-3-1-tax-free-crypto-schemes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c7-3-2-offshore-trusts-and-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c7-3-3-sovereign-citizen-arguments-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c7-3-4-borrowing-against-crypto-tool-or-trap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c7-3-5-unregulated-is-not-the-same-as-legal/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c7-3-6-privacy-coins-and-mixers-what-is-actually-allowe/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c7-3-7-spotting-a-pitch-that-ends-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c8-1-1-united-states-federal-and-state-layers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c8-1-2-canada/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c8-1-3-brazil-s-crypto-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c8-1-4-mexico-and-argentina/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c8-1-5-el-salvador-s-bitcoin-law-and-its-retreat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c8-1-6-the-rest-of-latin-america/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c8-1-7-the-americas-compared/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c8-2-1-mica-across-the-member-states/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c8-2-2-dac8-eu-tax-reporting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c8-2-3-germany/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c8-2-4-france/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c8-2-5-spain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c8-2-6-united-kingdom/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c8-2-7-russia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c8-3-1-china-the-ban-and-hong-kong-s-door/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c8-3-2-japan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c8-3-3-south-korea/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c8-3-4-singapore/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c8-3-5-malaysia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c8-3-6-the-uae-and-dubai-s-vara/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c8-3-7-india-the-30-tax-and-1-tds/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c9-1-1-crypto-lost-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c9-1-2-wills-keys-and-secrecy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c9-1-3-crypto-in-a-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c9-1-4-executors-and-fiduciary-access/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c9-1-5-valuing-crypto-in-an-estate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c9-1-6-multisig-and-dead-man-switches/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c9-1-7-leaving-instructions-without-leaving-keys/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c9-2-1-crypto-in-divorce/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c9-2-2-hidden-crypto-and-how-it-is-found/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c9-2-3-bankruptcy-and-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c9-2-4-creditors-and-judgments/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c9-2-5-loans-between-friends/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c9-2-6-business-partners-and-shared-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c9-2-7-lost-or-stolen-insurance-and-police-reports/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c9-3-1-suing-over-crypto-who-and-where/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c9-3-2-arbitration-clauses-in-exchange-terms/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c9-3-3-class-actions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c9-3-4-blockchain-evidence-and-tracing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c9-3-5-freezing-orders-against-persons-unknown/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c9-3-6-serving-papers-by-nft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/c9-3-7-where-to-go-from-here/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t1-1-1-what-a-trust-is-holding-for-someone-else/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t1-1-2-the-settlor-the-one-who-gives/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t1-1-3-the-trustee-the-one-who-holds/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t1-1-4-the-beneficiary-the-one-who-benefits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t1-1-5-legal-title-and-beneficial-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t1-1-6-fiduciary-duty-loyalty-prudence-impartiality/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t1-1-7-what-a-trust-is-not-wills-contracts-companies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t1-2-1-rome-the-fideicommissum/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t1-2-2-the-waqf-endowment-held-for-a-purpose/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t1-2-3-crusaders-and-the-english-use/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t1-2-4-the-statute-of-uses-1536-and-the-use-upon-a-use/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t1-2-5-chancery-and-equity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t1-2-6-civil-law-the-fiducie-and-the-treuhand/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t1-2-7-the-hague-trusts-convention-1985/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t1-3-1-express-trusts-made-on-purpose/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t1-3-2-resulting-trusts-when-the-purpose-fails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t1-3-3-constructive-trusts-equity-s-remedy-for-wrongs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t1-3-4-the-three-certainties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t1-3-5-funding-a-trust-holds-only-what-is-put-in-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t1-3-6-revocable-and-irrevocable/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t1-3-7-living-or-at-death-inter-vivos-and-testamentary/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t2-1-1-what-happens-when-you-die-without-a-plan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t2-1-2-wills-and-what-they-cannot-do/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t2-1-3-probate-time-cost-and-publicity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t2-1-4-payable-on-death-and-transfer-on-death-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t2-1-5-the-totten-trust-the-bank-account-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t2-1-6-joint-ownership-and-its-traps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t2-1-7-when-a-trust-is-not-worth-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t2-2-1-do-it-yourself-online-forms-and-attorney-draftin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t2-2-2-what-an-estate-planning-attorney-charges-and-for/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t2-2-3-trustee-fees-family-professional-and-corporate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t2-2-4-ongoing-costs-tax-returns-accounting-administrat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t2-2-5-cheap-mistakes-that-become-expensive/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t2-2-6-questions-to-ask-before-you-hire-anyone/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t2-2-7-free-and-low-cost-help-legal-aid-and-clinics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t2-3-1-choosing-a-trustee/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t2-3-2-successor-trustees-and-what-happens-when-one-qui/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t2-3-3-protectors-and-advisers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t2-3-4-naming-beneficiaries-without-starting-a-family-w/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t2-3-5-minors-and-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t2-3-6-trustee-duties-in-plain-words/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t2-3-7-when-trustees-fail-removal-and-remedies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t3-1-1-the-revocable-living-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t3-1-2-funding-a-living-trust-deeds-accounts-and-titles/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t3-1-3-the-pour-over-will-and-pour-over-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t3-1-4-incapacity-who-takes-over-while-you-are-alive/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t3-1-5-living-trust-myths-taxes-creditors-privacy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t3-1-6-updating-amending-and-restating/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t3-1-7-when-the-settlor-dies-administration-step-by-ste/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t3-2-1-the-testamentary-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t3-2-2-trusts-for-children-until-a-set-age/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t3-2-3-incentive-trusts-conditions-and-their-limits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t3-2-4-discretionary-trusts-trustee-judgement-as-the-ru/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t3-2-5-support-trusts-health-education-maintenance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t3-2-6-spendthrift-clauses-for-family/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t3-2-7-pet-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t3-3-1-marital-and-bypass-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t3-3-2-the-qtip-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t3-3-3-blended-families-and-second-marriages/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t3-3-4-spousal-lifetime-access-trusts-slat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t3-3-5-divorce-and-existing-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t3-3-6-joint-trusts-versus-separate-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t3-3-7-community-property-states/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t4-1-1-why-an-inheritance-can-cost-someone-their-benefi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t4-1-2-special-needs-trusts-first-party-and-third-party/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t4-1-3-pooled-trusts-run-by-nonprofits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t4-1-4-able-accounts-and-how-they-compare/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t4-1-5-payback-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t4-1-6-choosing-a-trustee-for-a-vulnerable-beneficiary/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t4-1-7-government-benefit-trusts-beyond-the-us/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t4-2-1-paying-for-long-term-care/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t4-2-2-medicaid-asset-protection-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t4-2-3-look-back-periods-and-penalties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t4-2-4-income-trusts-miller-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t4-2-5-protecting-the-family-home/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t4-2-6-elder-financial-abuse-and-the-trustee-s-shield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t4-2-7-planning-conversations-with-aging-parents/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t4-3-1-protective-trusts-the-english-approach/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t4-3-2-spendthrift-trusts-and-the-creditor-wall/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t4-3-3-addiction-and-gambling-trusts-with-guardrails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t4-3-4-trusts-for-beneficiaries-who-cannot-manage-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t4-3-5-hybrid-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t4-3-6-letters-of-wishes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t4-3-7-reporting-to-beneficiaries/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t5-1-1-estate-and-gift-tax-the-basics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t5-1-2-the-annual-exclusion-and-crummey-powers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t5-1-3-irrevocable-trusts-and-getting-assets-out-of-the/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t5-1-4-life-insurance-trusts-ilit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t5-1-5-grantor-trusts-and-why-defective-can-be-useful/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t5-1-6-installment-sales-to-grantor-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t5-1-7-the-clifford-trust-and-the-history-of-income-shi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t5-2-1-grats-grantor-retained-annuity-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t5-2-2-gruts-grantor-retained-unitrusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t5-2-3-annuity-trusts-and-unitrusts-compared/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t5-2-4-qualified-personal-residence-trusts-qprt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t5-2-5-beneficiary-defective-inheritor-trusts-bdit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t5-2-6-tax-motivated-trusts-and-the-anti-abuse-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t5-2-7-when-the-tax-law-changes-under-a-plan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t5-3-1-dynasty-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t5-3-2-generation-skipping-transfer-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t5-3-3-rule-against-perpetuities-and-its-abolition/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t5-3-4-charitable-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t5-3-5-charitable-remainder-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t5-3-6-charitable-lead-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t5-3-7-foundations-donor-advised-funds-and-trusts-compa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t6-1-1-the-creditor-problem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t6-1-2-third-party-trusts-versus-self-settled-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t6-1-3-domestic-asset-protection-trusts-dapt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t6-1-4-asset-protection-trusts-in-general/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t6-1-5-exception-creditors-child-support-taxes-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t6-1-6-choosing-a-dapt-state/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t6-1-7-real-cases-when-shields-held-and-when-they-faile/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t6-2-1-international-and-offshore-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t6-2-2-cook-islands-nevis-and-the-offshore-model/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t6-2-3-duress-clauses-flight-clauses-and-contempt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t6-2-4-reporting-fbar-fatca-crs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t6-2-5-purpose-trusts-and-the-vista-and-star-regimes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t6-2-6-special-purpose-trusts-in-finance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t6-2-7-offshore-myths/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t6-3-1-fraudulent-and-voidable-transfers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t6-3-2-badges-of-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t6-3-3-timing-why-planning-must-come-before-trouble/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t6-3-4-bankruptcy-and-the-ten-year-reach-back/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t6-3-5-professional-ethics-what-advisers-must-refuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t6-3-6-blind-trusts-for-officials-and-executives/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t6-3-7-privacy-versus-secrecy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t7-1-1-land-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t7-1-2-the-illinois-land-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t7-1-3-nominee-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t7-1-4-land-trusts-and-privacy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t7-1-5-holding-rental-property-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t7-1-6-deeds-title-insurance-and-trust-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t7-1-7-farm-and-ranch-succession/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t7-2-1-business-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t7-2-2-the-massachusetts-business-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t7-2-3-delaware-statutory-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t7-2-4-real-estate-investment-trusts-reit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t7-2-5-voting-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t7-2-6-business-succession-planning/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t7-2-7-trusts-and-operating-companies-llcs-inside-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t7-3-1-rabbi-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t7-3-2-secular-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t7-3-3-retirement-accounts-and-see-through-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t7-3-4-specialty-assets-art-collections-intellectual-pr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t7-3-5-firearms-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t7-3-6-holding-a-closely-held-business-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t7-3-7-trust-administration-for-complex-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t8-1-1-united-states-the-uniform-trust-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t8-1-2-united-kingdom-trusts-after-the-trustee-act-2000/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t8-1-3-canada-and-australia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t8-1-4-ireland/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t8-1-5-trust-friendly-states-nevada-south-dakota-delawa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t8-1-6-the-channel-islands-and-the-crown-dependencies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t8-1-7-choosing-governing-law-and-situs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t8-2-1-the-french-fiducie/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t8-2-2-liechtenstein-switzerland-and-the-foundation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t8-2-3-waqf-today-the-gulf-and-malaysia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t8-2-4-china-s-trust-law-2001/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t8-2-5-japan-s-trust-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t8-2-6-latin-america-the-fideicomiso/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t8-2-7-recognising-a-foreign-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t8-3-1-the-trustee-s-first-ninety-days/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t8-3-2-investing-under-the-prudent-investor-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t8-3-3-accounts-and-records/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t8-3-4-trust-taxation-who-pays-the-income-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t8-3-5-decanting-and-modifying-an-irrevocable-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t8-3-6-disputes-litigation-and-mediation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t8-3-7-ending-a-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t9-1-1-can-a-trust-hold-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t9-1-2-keys-custody-and-the-trustee-s-duty-of-care/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t9-1-3-multisig-and-inheritance-planning/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t9-1-4-exchanges-accounts-and-access-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t9-1-5-rufadaa-fiduciary-access-to-digital-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t9-1-6-valuing-volatile-assets-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t9-1-7-directed-trusts-for-digital-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t9-2-1-tokenised-real-world-assets-and-who-owns-what/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t9-2-2-delaware-statutory-trusts-and-tokenisation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t9-2-3-spot-bitcoin-etfs-as-grantor-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t9-2-4-stablecoin-reserves-held-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t9-2-5-escrow-smart-contracts-and-the-word-trustless/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t9-2-6-daos-purpose-trusts-and-legal-wrappers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t9-2-7-proof-of-reserves-versus-a-trustee-s-accounting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t9-3-1-what-smart-contracts-cannot-replace/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t9-3-2-fiduciary-duty-in-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t9-3-3-the-three-roles-on-a-blockchain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t9-3-4-self-custody-and-the-settlor-as-trustee/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t9-3-5-building-a-plan-that-survives-you/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t9-3-6-where-to-go-from-here/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ko/lesson/t9-3-7-glossary-and-the-road-home/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lessons/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l1-1-1-barter-and-the-coincidence-of-wants/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l1-1-2-the-properties-of-good-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l1-1-3-commodity-money-shells-salt-and-grain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l1-1-4-gold-silver-and-coinage/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l1-1-5-representative-money-and-the-gold-standard/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l1-1-6-fiat-money-and-the-end-of-gold-convertibility-19/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l1-1-7-inflation-debasement-and-the-cantillon-effect/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l1-2-1-public-key-cryptography-diffie-hellman-and-rsa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l1-2-2-david-chaum-blind-signatures-and-digicash/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l1-2-3-the-cypherpunk-manifesto-and-the-mailing-list/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l1-2-4-hashcash-proof-of-work-before-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l1-2-5-b-money-and-bit-gold/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l1-2-6-reusable-proofs-of-work-rpow/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l1-2-7-the-double-spend-problem-and-the-byzantine-gener/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l1-3-1-the-whitepaper-31-october-2008/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l1-3-2-the-genesis-block-and-its-headline/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l1-3-3-hal-finney-and-the-first-transaction/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l1-3-4-bitcoin-pizza-day/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l1-3-5-early-exchanges-and-the-rise-of-mt-gox/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l1-3-6-satoshi-steps-away/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l1-3-7-the-first-boom-and-bust-cycles/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l2-1-1-hash-functions-and-sha-256/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l2-1-2-hash160-sha-256-then-ripemd-160/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l2-1-3-private-keys-public-keys-and-secp256k1/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l2-1-4-digital-signatures-ecdsa-and-schnorr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l2-1-5-entropy-and-randomness/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l2-1-6-addresses-and-encodings-base58check-bech32-bech3/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l2-1-7-seed-phrases-bip39/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l2-2-1-the-utxo-model/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l2-2-2-inputs-and-outputs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l2-2-3-fees-and-fee-rates-sat-vb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l2-2-4-change-outputs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l2-2-5-the-mempool/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l2-2-6-replace-by-fee-and-child-pays-for-parent/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l2-2-7-the-life-of-a-transaction/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l2-3-1-the-block-header/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l2-3-2-merkle-trees/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l2-3-3-a-chain-of-hashes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l2-3-4-proof-of-work-and-the-target/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l2-3-5-difficulty-adjustment-every-2016-blocks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l2-3-6-the-block-subsidy-and-the-halving/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l2-3-7-the-21-million-supply-schedule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l3-1-1-what-a-full-node-does/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l3-1-2-peer-to-peer-gossip/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l3-1-3-initial-block-download/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l3-1-4-pruned-nodes-and-light-clients-spv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l3-1-5-running-your-own-node/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l3-1-6-bitcoin-core-and-other-implementations/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l3-1-7-consensus-rules-and-validation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l3-2-1-from-cpus-to-gpus-fpgas-and-asics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l3-2-2-mining-pools/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l3-2-3-hashrate-and-security/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l3-2-4-mining-economics-energy-subsidy-and-fees/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l3-2-5-block-templates-and-stratum-v2/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l3-2-6-stale-blocks-and-propagation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l3-2-7-the-energy-debate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l3-3-1-nakamoto-consensus-the-most-work-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l3-3-2-51-attacks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l3-3-3-soft-forks-and-hard-forks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l3-3-4-the-bip-process/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l3-3-5-the-block-size-war/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l3-3-6-segwit-activation-and-the-uasf/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l3-3-7-taproot-activation-and-speedy-trial/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l4-1-1-script-a-stack-language/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l4-1-2-standard-scripts-p2pkh-and-p2sh/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l4-1-3-multisignature/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l4-1-4-timelocks-cltv-and-csv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l4-1-5-hashlocks-and-htlcs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l4-1-6-standardness-and-policy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l4-1-7-segregated-witness-and-transaction-malleability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l4-2-1-taproot-and-schnorr-signatures/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l4-2-2-tapscript-and-script-trees-mast/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l4-2-3-partially-signed-transactions-psbt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l4-2-4-output-descriptors/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l4-2-5-covenants-and-vaults-ctv-op-cat-and-the-2026-deb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l4-2-6-the-cryptographic-frontier-witness-encryption-an/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l4-2-7-zero-knowledge-on-bitcoin-proofs-and-shielded-tr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l4-3-1-hd-wallets-bip32-bip44-bip84-bip86/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l4-3-2-hardware-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l4-3-3-multisig-custody-and-inheritance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l4-3-4-backups-and-passphrases/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l4-3-5-operational-security-and-common-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l4-3-6-privacy-the-chain-s-leaks-coinjoin-and-payjoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l4-3-7-silent-payments-and-the-privacy-upgrades-ahead/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l5-1-1-payment-channels/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l5-1-2-routing-with-htlcs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l5-1-3-invoices-bolt11-and-bolt12/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l5-1-4-liquidity-and-channel-management/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l5-1-5-penalties-and-watchtowers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l5-1-6-lightning-wallets-and-service-providers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l5-1-7-lightning-s-limits-ark-and-the-new-payment-layer/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l5-2-1-what-bitcoin-lacks-and-who-you-trust-to-add-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l5-2-2-sidechains-liquid-and-rootstock/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l5-2-3-statechains-and-ark/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l5-2-4-ecash-cashu-and-fedimint/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l5-2-5-the-drivechain-debate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l5-2-6-bitvm-and-the-bridge-problem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l5-2-7-wrapped-bitcoin-and-bridges/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l5-3-1-colored-coins-counterparty-and-the-rare-pepes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l5-3-2-omni-tether-and-the-dollar-s-return-to-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l5-3-3-ordinal-theory-and-inscriptions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l5-3-4-brc-20-and-the-metaprotocols/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l5-3-5-runes-psbt-swaps-and-bitcoin-native-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l5-3-6-client-side-validation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l5-3-7-contracts-on-bitcoin-dlcs-and-keyless-custody-le/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l6-1-1-anyone-can-copy-the-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l6-1-2-fair-launch-premine-ico-and-venture-allocation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l6-1-3-blockchain-not-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l6-1-4-the-trilemma-sales-pitch/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l6-1-5-who-can-change-the-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l6-1-6-proof-of-work-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l6-1-7-reading-a-tokenomics-page/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l6-2-1-namecoin-and-litecoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l6-2-2-dogecoin-the-first-memecoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l6-2-3-ripple-and-xrp/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l6-2-4-peercoin-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l6-2-5-monero-and-privacy-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l6-2-6-forks-clones-and-pump-and-dumps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l6-2-7-what-survived-and-why/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l6-3-1-the-ethereum-whitepaper-and-the-evm/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l6-3-2-erc-20-and-the-2017-ico-boom/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l6-3-3-the-dao-hack-and-ethereum-classic/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l6-3-4-defi-amms-lending-and-what-broke/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l6-3-5-stablecoins-and-the-terra-collapse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l6-3-6-nfts-cryptopunks-to-the-2021-mania/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l6-3-7-the-merge-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l7-1-1-ethereum-the-power-and-price-of-programmability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l7-1-2-accounts-and-global-state/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l7-1-3-gas-the-fee-market-and-eip-1559/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l7-1-4-explicit-signing-utxos-versus-token-approvals/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l7-1-5-eth-s-monetary-policy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l7-1-6-rollups-and-fragmentation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l7-1-7-mev-builders-and-censorship/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l7-2-1-bnb-chain-an-exchange-s-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l7-2-2-stablecoins-dollars-on-rails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l7-2-3-tron-and-the-dollar-rails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l7-2-4-the-ethereum-killers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l7-2-5-the-2022-contagion/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l7-2-6-ftx-and-the-exchange-token-loop/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l7-2-7-altcoins-what-scarcity-and-survival-require/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l7-3-1-market-cycles-and-the-halving/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l7-3-2-exchange-failures-mt-gox-to-ftx/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l7-3-3-regulation-and-enforcement/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l7-3-4-spot-bitcoin-etfs-2024/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l7-3-5-strategy-and-the-claims-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l7-3-6-nation-state-adoption-el-salvador/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l7-3-7-tokenised-stocks-and-real-world-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l8-1-1-origins-proof-of-history/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l8-1-2-who-owned-sol/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l8-1-3-wormhole-and-the-bridge-hacks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l8-1-4-ftx-and-solana-s-near-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l8-1-5-the-memecoin-resurrection/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l8-1-6-validators-and-who-runs-the-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l8-1-7-solana-goes-institutional/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l8-2-1-spl-tokens-and-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l8-2-2-wallets-and-signing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l8-2-3-dexes-and-aggregators-raydium-and-jupiter/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l8-2-4-priority-fees-mev-and-jito/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l8-2-5-outages-resilience-and-the-cost-of-speed/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l8-2-6-reading-the-chain-explorers-and-holder-analysis/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l8-2-7-solana-and-memecoins-speed-attention-and-abuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l8-3-1-from-dogecoin-to-shiba-pepe-bonk-and-wif/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l8-3-2-pump-fun-the-bonding-curve-and-graduation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l8-3-3-launchpads-and-reward-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l8-3-4-community-culture-and-the-social-attack/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l8-3-5-token-anatomy-rug-pulls-and-honeypots/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l8-3-6-market-cap-math-and-position-sizing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l8-3-7-pairing-assets-and-the-launchpad-ecosystem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l9-1-1-low-float-high-fdv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l9-1-2-points-airdrops-and-farming/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l9-1-3-celebrity-and-political-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l9-1-4-paid-promotion-and-disclosure/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l9-1-5-pump-fun-by-the-numbers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l9-1-6-bots-snipers-and-who-actually-wins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l9-1-7-10-october-2025-the-liquidation-day/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l9-2-1-a-taxonomy-of-market-abuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l9-2-2-admin-keys-and-immutability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l9-2-3-ordering-attacks-and-their-cures/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l9-2-4-launch-attacks-and-sybil-neutral-design/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l9-2-5-fake-activity-transparency-and-wallet-tracking/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l9-2-6-perpetual-curves-and-self-pricing-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l9-2-7-fair-launches-on-bitcoin-from-blueprint-to-pract/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l9-3-1-what-stonkfun-set-out-to-do/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l9-3-2-what-a-tokenized-stock-is/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l9-3-3-the-launch-math/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l9-3-4-reward-launches-the-flywheel-math/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l9-3-5-stonk-revenue-buyback-and-burn/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l9-3-6-the-september-spike-and-the-audit-trail/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l9-3-7-how-to-read-any-reward-launchpad/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l10-1-1-what-the-experiments-proved/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l10-1-2-what-the-experiments-disproved/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l10-1-3-a-fair-scorecard/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l10-1-4-dollars-come-home-to-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l10-1-5-bitcoin-native-finance-without-bridges/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l10-1-6-tokens-and-memes-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l10-1-7-why-bitcoin-is-different/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l10-2-1-step-1-take-inventory/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l10-2-2-step-2-records-before-moves/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l10-2-3-step-3-exiting-thin-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l10-2-4-step-4-real-bitcoin-not-a-claim/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l10-2-5-step-5-self-custody-verified/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l10-2-6-step-6-your-own-node/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l10-2-7-step-7-recovery-and-inheritance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l10-3-1-spending-lightning-in-practice/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l10-3-2-saving-cold-storage-that-lasts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l10-3-3-privacy-on-the-way-back/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l10-3-4-earning-and-circular-economies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l10-3-5-building-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l10-3-6-a-field-guide-to-the-next-pitch/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/l10-3-7-full-circle/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c1-1-1-code-is-not-outside-the-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c1-1-2-who-makes-crypto-law-legislators-regulators-cour/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c1-1-3-rules-guidance-and-enforcement-are-not-the-same-/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c1-1-4-jurisdiction-whose-law-applies-to-a-borderless-c/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c1-1-5-pseudonymous-is-not-anonymous/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c1-1-6-irreversible-transfers-and-why-the-law-cares/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c1-1-7-reading-a-crypto-law-headline/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c1-2-1-property-what-you-can-own/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c1-2-2-money-and-legal-tender/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c1-2-3-securities-the-investment-contract/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c1-2-4-commodities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c1-2-5-stablecoins-a-category-of-their-own/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c1-2-6-nfts-what-you-actually-buy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c1-2-7-one-token-several-labels/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c1-3-1-the-sec/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c1-3-2-the-cftc/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c1-3-3-the-irs-and-tax-authorities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c1-3-4-fincen-and-anti-money-laundering/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c1-3-5-ofac-and-sanctions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c1-3-6-state-regulators-and-the-bitlicense/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c1-3-7-international-bodies-fatf-iosco-and-the-fsb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c2-1-1-crypto-is-property-for-us-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c2-1-2-selling-for-cash/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c2-1-3-swapping-one-coin-for-another/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c2-1-4-spending-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c2-1-5-gifts-and-inheritances/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c2-1-6-moving-between-your-own-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c2-1-7-what-is-not-a-taxable-event/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c2-2-1-mining-income/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c2-2-2-staking-rewards/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c2-2-3-airdrops-and-hard-forks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c2-2-4-getting-paid-in-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c2-2-5-lending-and-defi-yield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c2-2-6-liquidity-pools-and-lp-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c2-2-7-reward-tokens-and-fee-sharing-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c2-3-1-cost-basis-and-lot-selection/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c2-3-2-short-term-and-long-term-gains/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c2-3-3-losses-worthless-tokens-and-the-wash-sale-questi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c2-3-4-the-digital-asset-question-on-form-1040/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c2-3-5-form-1099-da-and-broker-reporting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c2-3-6-foreign-accounts-fbar-and-fatca/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c2-3-7-records-that-survive-an-audit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c3-1-1-sec-v-w-j-howey-co-1946/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c3-1-2-an-investment-of-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c3-1-3-a-common-enterprise/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c3-1-4-profit-from-the-efforts-of-others/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c3-1-5-the-dao-report-2017/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c3-1-6-telegram-kik-and-lbry/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c3-1-7-ripple-institutional-sales-and-exchange-sales/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c3-2-1-regulation-by-enforcement-and-its-critics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c3-2-2-the-sec-s-2025-change-of-course/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c3-2-3-the-sec-staff-statement-on-memecoins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c3-2-4-the-genius-act-a-federal-stablecoin-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c3-2-5-market-structure-legislation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c3-2-6-exemptions-regulation-d-a-and-s/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c3-2-7-spot-bitcoin-and-ether-etfs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c3-3-1-mica-the-eu-s-crypto-regulation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c3-3-2-service-providers-under-mica/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c3-3-3-stablecoins-under-mica-emts-and-arts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c3-3-4-the-united-kingdom-s-regime/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c3-3-5-japan-s-payment-services-act/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c3-3-6-singapore-hong-kong-and-the-uae/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c3-3-7-licences-passporting-and-the-reverse-solicitatio/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c4-1-1-not-your-keys-what-an-exchange-account-really-is/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c4-1-2-exchange-collapse-mt-gox/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c4-1-3-ftx-commingling-and-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c4-1-4-celsius-when-the-terms-of-use-decided-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c4-1-5-self-custody-and-its-risks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c4-1-6-proof-of-reserves-and-its-limits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c4-1-7-choosing-where-to-hold/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c4-2-1-pig-butchering-and-romance-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c4-2-2-fake-exchanges-and-fake-apps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c4-2-3-wallet-drainers-and-approval-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c4-2-4-impersonation-and-fake-support/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c4-2-5-recovery-scams-the-second-theft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c4-2-6-ponzi-schemes-and-guaranteed-yield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c4-2-7-reporting-fraud-and-what-happens-next/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c4-3-1-account-freezes-and-kyc-demands/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c4-3-2-seizure-and-civil-forfeiture/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c4-3-3-summonses-and-exchange-data/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c4-3-4-crossing-borders-with-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c4-3-5-no-chargebacks-irreversibility-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c4-3-6-clawbacks-when-a-bankrupt-platform-sues-customer/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c4-3-7-delistings-and-frozen-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c5-1-1-fair-launch-or-presale/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c5-1-2-team-allocations-vesting-and-disclosure/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c5-1-3-promising-returns-the-words-that-make-a-security/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c5-1-4-launchpads-and-bonding-curves/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c5-1-5-liquidity-locks-and-revoked-authorities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c5-1-6-transfer-fees-and-reward-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c5-1-7-marketing-claims-and-consumer-protection-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c5-2-1-money-transmission-and-fincen-s-2019-guidance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c5-2-2-state-money-transmitter-licences/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c5-2-3-kyc-aml-and-the-bank-secrecy-act/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c5-2-4-the-travel-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c5-2-5-sanctions-screening-and-the-sdn-list/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c5-2-6-tornado-cash-sanctions-on-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c5-2-7-developers-in-court-tornado-cash-and-samourai/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c5-3-1-paid-promotion-and-the-disclosure-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c5-3-2-celebrity-promoters-and-class-actions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c5-3-3-kol-rounds-and-undisclosed-allocations/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c5-3-4-daos-partnerships-and-personal-liability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c5-3-5-smart-contract-audits-and-what-they-promise/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c5-3-6-terms-of-service-and-disclaimers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c5-3-7-entity-choice-foundations-companies-and-dao-wrap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c6-1-1-pump-and-dump/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c6-1-2-wash-trading/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c6-1-3-spoofing-and-layering/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c6-1-4-front-running-and-mev/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c6-1-5-the-mango-markets-case/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c6-1-6-market-makers-and-manufactured-volume/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c6-1-7-signal-groups-and-coordinated-buying/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c6-2-1-rug-pulls-in-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c6-2-2-insider-trading-on-tokens-the-coinbase-listing-c/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c6-2-3-the-opensea-case/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c6-2-4-snipers-bundles-and-hidden-supply/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c6-2-5-exit-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c6-2-6-hacks-and-exploits-as-theft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c6-2-7-bounties-white-hats-and-negotiated-returns/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c6-3-1-what-honest-disclosure-looks-like/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c6-3-2-locked-liquidity-and-renounced-control/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c6-3-3-on-chain-transparency-show-people-where-to-look/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c6-3-4-treasury-and-team-wallets-in-public/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c6-3-5-burns-what-they-do-and-do-not-change/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c6-3-6-talking-to-holders/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c6-3-7-a-launch-checklist/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c7-1-1-the-holding-period-advantage/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c7-1-2-tax-loss-harvesting-and-the-wash-sale-gap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c7-1-3-gifting-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c7-1-4-donating-crypto-to-charity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c7-1-5-step-up-in-basis-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c7-1-6-retirement-accounts-that-hold-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c7-1-7-specific-identification-choosing-which-coins-you/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c7-2-1-citizenship-based-taxation-the-us-exception/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c7-2-2-puerto-rico-and-act-60/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c7-2-3-zero-tax-countries-and-their-catches/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c7-2-4-exit-taxes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c7-2-5-holding-period-exemptions-germany-and-portugal/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c7-2-6-tax-residence-tests-and-treaties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c7-2-7-carf-the-end-of-quiet-offshore-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c7-3-1-tax-free-crypto-schemes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c7-3-2-offshore-trusts-and-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c7-3-3-sovereign-citizen-arguments-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c7-3-4-borrowing-against-crypto-tool-or-trap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c7-3-5-unregulated-is-not-the-same-as-legal/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c7-3-6-privacy-coins-and-mixers-what-is-actually-allowe/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c7-3-7-spotting-a-pitch-that-ends-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c8-1-1-united-states-federal-and-state-layers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c8-1-2-canada/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c8-1-3-brazil-s-crypto-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c8-1-4-mexico-and-argentina/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c8-1-5-el-salvador-s-bitcoin-law-and-its-retreat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c8-1-6-the-rest-of-latin-america/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c8-1-7-the-americas-compared/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c8-2-1-mica-across-the-member-states/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c8-2-2-dac8-eu-tax-reporting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c8-2-3-germany/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c8-2-4-france/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c8-2-5-spain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c8-2-6-united-kingdom/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c8-2-7-russia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c8-3-1-china-the-ban-and-hong-kong-s-door/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c8-3-2-japan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c8-3-3-south-korea/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c8-3-4-singapore/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c8-3-5-malaysia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c8-3-6-the-uae-and-dubai-s-vara/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c8-3-7-india-the-30-tax-and-1-tds/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c9-1-1-crypto-lost-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c9-1-2-wills-keys-and-secrecy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c9-1-3-crypto-in-a-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c9-1-4-executors-and-fiduciary-access/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c9-1-5-valuing-crypto-in-an-estate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c9-1-6-multisig-and-dead-man-switches/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c9-1-7-leaving-instructions-without-leaving-keys/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c9-2-1-crypto-in-divorce/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c9-2-2-hidden-crypto-and-how-it-is-found/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c9-2-3-bankruptcy-and-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c9-2-4-creditors-and-judgments/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c9-2-5-loans-between-friends/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c9-2-6-business-partners-and-shared-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c9-2-7-lost-or-stolen-insurance-and-police-reports/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c9-3-1-suing-over-crypto-who-and-where/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c9-3-2-arbitration-clauses-in-exchange-terms/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c9-3-3-class-actions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c9-3-4-blockchain-evidence-and-tracing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c9-3-5-freezing-orders-against-persons-unknown/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c9-3-6-serving-papers-by-nft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/c9-3-7-where-to-go-from-here/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t1-1-1-what-a-trust-is-holding-for-someone-else/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t1-1-2-the-settlor-the-one-who-gives/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t1-1-3-the-trustee-the-one-who-holds/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t1-1-4-the-beneficiary-the-one-who-benefits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t1-1-5-legal-title-and-beneficial-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t1-1-6-fiduciary-duty-loyalty-prudence-impartiality/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t1-1-7-what-a-trust-is-not-wills-contracts-companies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t1-2-1-rome-the-fideicommissum/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t1-2-2-the-waqf-endowment-held-for-a-purpose/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t1-2-3-crusaders-and-the-english-use/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t1-2-4-the-statute-of-uses-1536-and-the-use-upon-a-use/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t1-2-5-chancery-and-equity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t1-2-6-civil-law-the-fiducie-and-the-treuhand/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t1-2-7-the-hague-trusts-convention-1985/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t1-3-1-express-trusts-made-on-purpose/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t1-3-2-resulting-trusts-when-the-purpose-fails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t1-3-3-constructive-trusts-equity-s-remedy-for-wrongs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t1-3-4-the-three-certainties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t1-3-5-funding-a-trust-holds-only-what-is-put-in-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t1-3-6-revocable-and-irrevocable/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t1-3-7-living-or-at-death-inter-vivos-and-testamentary/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t2-1-1-what-happens-when-you-die-without-a-plan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t2-1-2-wills-and-what-they-cannot-do/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t2-1-3-probate-time-cost-and-publicity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t2-1-4-payable-on-death-and-transfer-on-death-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t2-1-5-the-totten-trust-the-bank-account-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t2-1-6-joint-ownership-and-its-traps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t2-1-7-when-a-trust-is-not-worth-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t2-2-1-do-it-yourself-online-forms-and-attorney-draftin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t2-2-2-what-an-estate-planning-attorney-charges-and-for/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t2-2-3-trustee-fees-family-professional-and-corporate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t2-2-4-ongoing-costs-tax-returns-accounting-administrat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t2-2-5-cheap-mistakes-that-become-expensive/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t2-2-6-questions-to-ask-before-you-hire-anyone/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t2-2-7-free-and-low-cost-help-legal-aid-and-clinics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t2-3-1-choosing-a-trustee/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t2-3-2-successor-trustees-and-what-happens-when-one-qui/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t2-3-3-protectors-and-advisers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t2-3-4-naming-beneficiaries-without-starting-a-family-w/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t2-3-5-minors-and-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t2-3-6-trustee-duties-in-plain-words/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t2-3-7-when-trustees-fail-removal-and-remedies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t3-1-1-the-revocable-living-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t3-1-2-funding-a-living-trust-deeds-accounts-and-titles/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t3-1-3-the-pour-over-will-and-pour-over-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t3-1-4-incapacity-who-takes-over-while-you-are-alive/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t3-1-5-living-trust-myths-taxes-creditors-privacy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t3-1-6-updating-amending-and-restating/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t3-1-7-when-the-settlor-dies-administration-step-by-ste/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t3-2-1-the-testamentary-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t3-2-2-trusts-for-children-until-a-set-age/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t3-2-3-incentive-trusts-conditions-and-their-limits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t3-2-4-discretionary-trusts-trustee-judgement-as-the-ru/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t3-2-5-support-trusts-health-education-maintenance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t3-2-6-spendthrift-clauses-for-family/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t3-2-7-pet-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t3-3-1-marital-and-bypass-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t3-3-2-the-qtip-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t3-3-3-blended-families-and-second-marriages/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t3-3-4-spousal-lifetime-access-trusts-slat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t3-3-5-divorce-and-existing-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t3-3-6-joint-trusts-versus-separate-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t3-3-7-community-property-states/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t4-1-1-why-an-inheritance-can-cost-someone-their-benefi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t4-1-2-special-needs-trusts-first-party-and-third-party/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t4-1-3-pooled-trusts-run-by-nonprofits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t4-1-4-able-accounts-and-how-they-compare/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t4-1-5-payback-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t4-1-6-choosing-a-trustee-for-a-vulnerable-beneficiary/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t4-1-7-government-benefit-trusts-beyond-the-us/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t4-2-1-paying-for-long-term-care/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t4-2-2-medicaid-asset-protection-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t4-2-3-look-back-periods-and-penalties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t4-2-4-income-trusts-miller-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t4-2-5-protecting-the-family-home/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t4-2-6-elder-financial-abuse-and-the-trustee-s-shield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t4-2-7-planning-conversations-with-aging-parents/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t4-3-1-protective-trusts-the-english-approach/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t4-3-2-spendthrift-trusts-and-the-creditor-wall/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t4-3-3-addiction-and-gambling-trusts-with-guardrails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t4-3-4-trusts-for-beneficiaries-who-cannot-manage-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t4-3-5-hybrid-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t4-3-6-letters-of-wishes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t4-3-7-reporting-to-beneficiaries/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t5-1-1-estate-and-gift-tax-the-basics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t5-1-2-the-annual-exclusion-and-crummey-powers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t5-1-3-irrevocable-trusts-and-getting-assets-out-of-the/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t5-1-4-life-insurance-trusts-ilit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t5-1-5-grantor-trusts-and-why-defective-can-be-useful/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t5-1-6-installment-sales-to-grantor-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t5-1-7-the-clifford-trust-and-the-history-of-income-shi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t5-2-1-grats-grantor-retained-annuity-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t5-2-2-gruts-grantor-retained-unitrusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t5-2-3-annuity-trusts-and-unitrusts-compared/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t5-2-4-qualified-personal-residence-trusts-qprt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t5-2-5-beneficiary-defective-inheritor-trusts-bdit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t5-2-6-tax-motivated-trusts-and-the-anti-abuse-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t5-2-7-when-the-tax-law-changes-under-a-plan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t5-3-1-dynasty-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t5-3-2-generation-skipping-transfer-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t5-3-3-rule-against-perpetuities-and-its-abolition/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t5-3-4-charitable-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t5-3-5-charitable-remainder-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t5-3-6-charitable-lead-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t5-3-7-foundations-donor-advised-funds-and-trusts-compa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t6-1-1-the-creditor-problem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t6-1-2-third-party-trusts-versus-self-settled-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t6-1-3-domestic-asset-protection-trusts-dapt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t6-1-4-asset-protection-trusts-in-general/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t6-1-5-exception-creditors-child-support-taxes-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t6-1-6-choosing-a-dapt-state/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t6-1-7-real-cases-when-shields-held-and-when-they-faile/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t6-2-1-international-and-offshore-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t6-2-2-cook-islands-nevis-and-the-offshore-model/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t6-2-3-duress-clauses-flight-clauses-and-contempt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t6-2-4-reporting-fbar-fatca-crs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t6-2-5-purpose-trusts-and-the-vista-and-star-regimes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t6-2-6-special-purpose-trusts-in-finance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t6-2-7-offshore-myths/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t6-3-1-fraudulent-and-voidable-transfers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t6-3-2-badges-of-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t6-3-3-timing-why-planning-must-come-before-trouble/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t6-3-4-bankruptcy-and-the-ten-year-reach-back/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t6-3-5-professional-ethics-what-advisers-must-refuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t6-3-6-blind-trusts-for-officials-and-executives/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t6-3-7-privacy-versus-secrecy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t7-1-1-land-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t7-1-2-the-illinois-land-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t7-1-3-nominee-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t7-1-4-land-trusts-and-privacy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t7-1-5-holding-rental-property-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t7-1-6-deeds-title-insurance-and-trust-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t7-1-7-farm-and-ranch-succession/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t7-2-1-business-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t7-2-2-the-massachusetts-business-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t7-2-3-delaware-statutory-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t7-2-4-real-estate-investment-trusts-reit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t7-2-5-voting-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t7-2-6-business-succession-planning/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t7-2-7-trusts-and-operating-companies-llcs-inside-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t7-3-1-rabbi-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t7-3-2-secular-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t7-3-3-retirement-accounts-and-see-through-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t7-3-4-specialty-assets-art-collections-intellectual-pr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t7-3-5-firearms-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t7-3-6-holding-a-closely-held-business-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t7-3-7-trust-administration-for-complex-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t8-1-1-united-states-the-uniform-trust-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t8-1-2-united-kingdom-trusts-after-the-trustee-act-2000/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t8-1-3-canada-and-australia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t8-1-4-ireland/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t8-1-5-trust-friendly-states-nevada-south-dakota-delawa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t8-1-6-the-channel-islands-and-the-crown-dependencies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t8-1-7-choosing-governing-law-and-situs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t8-2-1-the-french-fiducie/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t8-2-2-liechtenstein-switzerland-and-the-foundation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t8-2-3-waqf-today-the-gulf-and-malaysia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t8-2-4-china-s-trust-law-2001/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t8-2-5-japan-s-trust-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t8-2-6-latin-america-the-fideicomiso/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t8-2-7-recognising-a-foreign-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t8-3-1-the-trustee-s-first-ninety-days/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t8-3-2-investing-under-the-prudent-investor-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t8-3-3-accounts-and-records/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t8-3-4-trust-taxation-who-pays-the-income-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t8-3-5-decanting-and-modifying-an-irrevocable-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t8-3-6-disputes-litigation-and-mediation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t8-3-7-ending-a-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t9-1-1-can-a-trust-hold-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t9-1-2-keys-custody-and-the-trustee-s-duty-of-care/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t9-1-3-multisig-and-inheritance-planning/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t9-1-4-exchanges-accounts-and-access-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t9-1-5-rufadaa-fiduciary-access-to-digital-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t9-1-6-valuing-volatile-assets-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t9-1-7-directed-trusts-for-digital-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t9-2-1-tokenised-real-world-assets-and-who-owns-what/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t9-2-2-delaware-statutory-trusts-and-tokenisation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t9-2-3-spot-bitcoin-etfs-as-grantor-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t9-2-4-stablecoin-reserves-held-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t9-2-5-escrow-smart-contracts-and-the-word-trustless/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t9-2-6-daos-purpose-trusts-and-legal-wrappers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t9-2-7-proof-of-reserves-versus-a-trustee-s-accounting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t9-3-1-what-smart-contracts-cannot-replace/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t9-3-2-fiduciary-duty-in-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t9-3-3-the-three-roles-on-a-blockchain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t9-3-4-self-custody-and-the-settlor-as-trustee/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t9-3-5-building-a-plan-that-survives-you/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t9-3-6-where-to-go-from-here/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ru/lesson/t9-3-7-glossary-and-the-road-home/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lessons/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l1-1-1-barter-and-the-coincidence-of-wants/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l1-1-2-the-properties-of-good-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l1-1-3-commodity-money-shells-salt-and-grain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l1-1-4-gold-silver-and-coinage/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l1-1-5-representative-money-and-the-gold-standard/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l1-1-6-fiat-money-and-the-end-of-gold-convertibility-19/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l1-1-7-inflation-debasement-and-the-cantillon-effect/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l1-2-1-public-key-cryptography-diffie-hellman-and-rsa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l1-2-2-david-chaum-blind-signatures-and-digicash/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l1-2-3-the-cypherpunk-manifesto-and-the-mailing-list/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l1-2-4-hashcash-proof-of-work-before-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l1-2-5-b-money-and-bit-gold/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l1-2-6-reusable-proofs-of-work-rpow/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l1-2-7-the-double-spend-problem-and-the-byzantine-gener/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l1-3-1-the-whitepaper-31-october-2008/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l1-3-2-the-genesis-block-and-its-headline/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l1-3-3-hal-finney-and-the-first-transaction/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l1-3-4-bitcoin-pizza-day/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l1-3-5-early-exchanges-and-the-rise-of-mt-gox/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l1-3-6-satoshi-steps-away/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l1-3-7-the-first-boom-and-bust-cycles/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l2-1-1-hash-functions-and-sha-256/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l2-1-2-hash160-sha-256-then-ripemd-160/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l2-1-3-private-keys-public-keys-and-secp256k1/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l2-1-4-digital-signatures-ecdsa-and-schnorr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l2-1-5-entropy-and-randomness/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l2-1-6-addresses-and-encodings-base58check-bech32-bech3/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l2-1-7-seed-phrases-bip39/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l2-2-1-the-utxo-model/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l2-2-2-inputs-and-outputs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l2-2-3-fees-and-fee-rates-sat-vb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l2-2-4-change-outputs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l2-2-5-the-mempool/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l2-2-6-replace-by-fee-and-child-pays-for-parent/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l2-2-7-the-life-of-a-transaction/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l2-3-1-the-block-header/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l2-3-2-merkle-trees/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l2-3-3-a-chain-of-hashes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l2-3-4-proof-of-work-and-the-target/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l2-3-5-difficulty-adjustment-every-2016-blocks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l2-3-6-the-block-subsidy-and-the-halving/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l2-3-7-the-21-million-supply-schedule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l3-1-1-what-a-full-node-does/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l3-1-2-peer-to-peer-gossip/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l3-1-3-initial-block-download/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l3-1-4-pruned-nodes-and-light-clients-spv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l3-1-5-running-your-own-node/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l3-1-6-bitcoin-core-and-other-implementations/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l3-1-7-consensus-rules-and-validation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l3-2-1-from-cpus-to-gpus-fpgas-and-asics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l3-2-2-mining-pools/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l3-2-3-hashrate-and-security/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l3-2-4-mining-economics-energy-subsidy-and-fees/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l3-2-5-block-templates-and-stratum-v2/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l3-2-6-stale-blocks-and-propagation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l3-2-7-the-energy-debate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l3-3-1-nakamoto-consensus-the-most-work-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l3-3-2-51-attacks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l3-3-3-soft-forks-and-hard-forks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l3-3-4-the-bip-process/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l3-3-5-the-block-size-war/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l3-3-6-segwit-activation-and-the-uasf/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l3-3-7-taproot-activation-and-speedy-trial/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l4-1-1-script-a-stack-language/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l4-1-2-standard-scripts-p2pkh-and-p2sh/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l4-1-3-multisignature/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l4-1-4-timelocks-cltv-and-csv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l4-1-5-hashlocks-and-htlcs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l4-1-6-standardness-and-policy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l4-1-7-segregated-witness-and-transaction-malleability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l4-2-1-taproot-and-schnorr-signatures/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l4-2-2-tapscript-and-script-trees-mast/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l4-2-3-partially-signed-transactions-psbt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l4-2-4-output-descriptors/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l4-2-5-covenants-and-vaults-ctv-op-cat-and-the-2026-deb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l4-2-6-the-cryptographic-frontier-witness-encryption-an/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l4-2-7-zero-knowledge-on-bitcoin-proofs-and-shielded-tr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l4-3-1-hd-wallets-bip32-bip44-bip84-bip86/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l4-3-2-hardware-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l4-3-3-multisig-custody-and-inheritance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l4-3-4-backups-and-passphrases/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l4-3-5-operational-security-and-common-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l4-3-6-privacy-the-chain-s-leaks-coinjoin-and-payjoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l4-3-7-silent-payments-and-the-privacy-upgrades-ahead/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l5-1-1-payment-channels/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l5-1-2-routing-with-htlcs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l5-1-3-invoices-bolt11-and-bolt12/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l5-1-4-liquidity-and-channel-management/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l5-1-5-penalties-and-watchtowers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l5-1-6-lightning-wallets-and-service-providers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l5-1-7-lightning-s-limits-ark-and-the-new-payment-layer/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l5-2-1-what-bitcoin-lacks-and-who-you-trust-to-add-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l5-2-2-sidechains-liquid-and-rootstock/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l5-2-3-statechains-and-ark/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l5-2-4-ecash-cashu-and-fedimint/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l5-2-5-the-drivechain-debate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l5-2-6-bitvm-and-the-bridge-problem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l5-2-7-wrapped-bitcoin-and-bridges/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l5-3-1-colored-coins-counterparty-and-the-rare-pepes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l5-3-2-omni-tether-and-the-dollar-s-return-to-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l5-3-3-ordinal-theory-and-inscriptions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l5-3-4-brc-20-and-the-metaprotocols/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l5-3-5-runes-psbt-swaps-and-bitcoin-native-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l5-3-6-client-side-validation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l5-3-7-contracts-on-bitcoin-dlcs-and-keyless-custody-le/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l6-1-1-anyone-can-copy-the-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l6-1-2-fair-launch-premine-ico-and-venture-allocation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l6-1-3-blockchain-not-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l6-1-4-the-trilemma-sales-pitch/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l6-1-5-who-can-change-the-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l6-1-6-proof-of-work-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l6-1-7-reading-a-tokenomics-page/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l6-2-1-namecoin-and-litecoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l6-2-2-dogecoin-the-first-memecoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l6-2-3-ripple-and-xrp/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l6-2-4-peercoin-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l6-2-5-monero-and-privacy-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l6-2-6-forks-clones-and-pump-and-dumps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l6-2-7-what-survived-and-why/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l6-3-1-the-ethereum-whitepaper-and-the-evm/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l6-3-2-erc-20-and-the-2017-ico-boom/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l6-3-3-the-dao-hack-and-ethereum-classic/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l6-3-4-defi-amms-lending-and-what-broke/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l6-3-5-stablecoins-and-the-terra-collapse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l6-3-6-nfts-cryptopunks-to-the-2021-mania/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l6-3-7-the-merge-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l7-1-1-ethereum-the-power-and-price-of-programmability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l7-1-2-accounts-and-global-state/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l7-1-3-gas-the-fee-market-and-eip-1559/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l7-1-4-explicit-signing-utxos-versus-token-approvals/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l7-1-5-eth-s-monetary-policy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l7-1-6-rollups-and-fragmentation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l7-1-7-mev-builders-and-censorship/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l7-2-1-bnb-chain-an-exchange-s-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l7-2-2-stablecoins-dollars-on-rails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l7-2-3-tron-and-the-dollar-rails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l7-2-4-the-ethereum-killers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l7-2-5-the-2022-contagion/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l7-2-6-ftx-and-the-exchange-token-loop/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l7-2-7-altcoins-what-scarcity-and-survival-require/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l7-3-1-market-cycles-and-the-halving/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l7-3-2-exchange-failures-mt-gox-to-ftx/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l7-3-3-regulation-and-enforcement/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l7-3-4-spot-bitcoin-etfs-2024/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l7-3-5-strategy-and-the-claims-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l7-3-6-nation-state-adoption-el-salvador/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l7-3-7-tokenised-stocks-and-real-world-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l8-1-1-origins-proof-of-history/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l8-1-2-who-owned-sol/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l8-1-3-wormhole-and-the-bridge-hacks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l8-1-4-ftx-and-solana-s-near-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l8-1-5-the-memecoin-resurrection/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l8-1-6-validators-and-who-runs-the-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l8-1-7-solana-goes-institutional/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l8-2-1-spl-tokens-and-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l8-2-2-wallets-and-signing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l8-2-3-dexes-and-aggregators-raydium-and-jupiter/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l8-2-4-priority-fees-mev-and-jito/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l8-2-5-outages-resilience-and-the-cost-of-speed/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l8-2-6-reading-the-chain-explorers-and-holder-analysis/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l8-2-7-solana-and-memecoins-speed-attention-and-abuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l8-3-1-from-dogecoin-to-shiba-pepe-bonk-and-wif/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l8-3-2-pump-fun-the-bonding-curve-and-graduation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l8-3-3-launchpads-and-reward-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l8-3-4-community-culture-and-the-social-attack/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l8-3-5-token-anatomy-rug-pulls-and-honeypots/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l8-3-6-market-cap-math-and-position-sizing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l8-3-7-pairing-assets-and-the-launchpad-ecosystem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l9-1-1-low-float-high-fdv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l9-1-2-points-airdrops-and-farming/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l9-1-3-celebrity-and-political-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l9-1-4-paid-promotion-and-disclosure/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l9-1-5-pump-fun-by-the-numbers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l9-1-6-bots-snipers-and-who-actually-wins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l9-1-7-10-october-2025-the-liquidation-day/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l9-2-1-a-taxonomy-of-market-abuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l9-2-2-admin-keys-and-immutability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l9-2-3-ordering-attacks-and-their-cures/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l9-2-4-launch-attacks-and-sybil-neutral-design/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l9-2-5-fake-activity-transparency-and-wallet-tracking/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l9-2-6-perpetual-curves-and-self-pricing-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l9-2-7-fair-launches-on-bitcoin-from-blueprint-to-pract/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l9-3-1-what-stonkfun-set-out-to-do/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l9-3-2-what-a-tokenized-stock-is/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l9-3-3-the-launch-math/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l9-3-4-reward-launches-the-flywheel-math/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l9-3-5-stonk-revenue-buyback-and-burn/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l9-3-6-the-september-spike-and-the-audit-trail/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l9-3-7-how-to-read-any-reward-launchpad/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l10-1-1-what-the-experiments-proved/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l10-1-2-what-the-experiments-disproved/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l10-1-3-a-fair-scorecard/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l10-1-4-dollars-come-home-to-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l10-1-5-bitcoin-native-finance-without-bridges/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l10-1-6-tokens-and-memes-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l10-1-7-why-bitcoin-is-different/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l10-2-1-step-1-take-inventory/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l10-2-2-step-2-records-before-moves/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l10-2-3-step-3-exiting-thin-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l10-2-4-step-4-real-bitcoin-not-a-claim/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l10-2-5-step-5-self-custody-verified/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l10-2-6-step-6-your-own-node/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l10-2-7-step-7-recovery-and-inheritance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l10-3-1-spending-lightning-in-practice/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l10-3-2-saving-cold-storage-that-lasts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l10-3-3-privacy-on-the-way-back/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l10-3-4-earning-and-circular-economies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l10-3-5-building-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l10-3-6-a-field-guide-to-the-next-pitch/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/l10-3-7-full-circle/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c1-1-1-code-is-not-outside-the-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c1-1-2-who-makes-crypto-law-legislators-regulators-cour/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c1-1-3-rules-guidance-and-enforcement-are-not-the-same-/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c1-1-4-jurisdiction-whose-law-applies-to-a-borderless-c/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c1-1-5-pseudonymous-is-not-anonymous/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c1-1-6-irreversible-transfers-and-why-the-law-cares/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c1-1-7-reading-a-crypto-law-headline/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c1-2-1-property-what-you-can-own/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c1-2-2-money-and-legal-tender/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c1-2-3-securities-the-investment-contract/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c1-2-4-commodities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c1-2-5-stablecoins-a-category-of-their-own/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c1-2-6-nfts-what-you-actually-buy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c1-2-7-one-token-several-labels/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c1-3-1-the-sec/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c1-3-2-the-cftc/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c1-3-3-the-irs-and-tax-authorities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c1-3-4-fincen-and-anti-money-laundering/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c1-3-5-ofac-and-sanctions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c1-3-6-state-regulators-and-the-bitlicense/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c1-3-7-international-bodies-fatf-iosco-and-the-fsb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c2-1-1-crypto-is-property-for-us-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c2-1-2-selling-for-cash/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c2-1-3-swapping-one-coin-for-another/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c2-1-4-spending-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c2-1-5-gifts-and-inheritances/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c2-1-6-moving-between-your-own-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c2-1-7-what-is-not-a-taxable-event/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c2-2-1-mining-income/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c2-2-2-staking-rewards/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c2-2-3-airdrops-and-hard-forks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c2-2-4-getting-paid-in-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c2-2-5-lending-and-defi-yield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c2-2-6-liquidity-pools-and-lp-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c2-2-7-reward-tokens-and-fee-sharing-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c2-3-1-cost-basis-and-lot-selection/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c2-3-2-short-term-and-long-term-gains/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c2-3-3-losses-worthless-tokens-and-the-wash-sale-questi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c2-3-4-the-digital-asset-question-on-form-1040/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c2-3-5-form-1099-da-and-broker-reporting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c2-3-6-foreign-accounts-fbar-and-fatca/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c2-3-7-records-that-survive-an-audit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c3-1-1-sec-v-w-j-howey-co-1946/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c3-1-2-an-investment-of-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c3-1-3-a-common-enterprise/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c3-1-4-profit-from-the-efforts-of-others/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c3-1-5-the-dao-report-2017/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c3-1-6-telegram-kik-and-lbry/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c3-1-7-ripple-institutional-sales-and-exchange-sales/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c3-2-1-regulation-by-enforcement-and-its-critics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c3-2-2-the-sec-s-2025-change-of-course/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c3-2-3-the-sec-staff-statement-on-memecoins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c3-2-4-the-genius-act-a-federal-stablecoin-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c3-2-5-market-structure-legislation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c3-2-6-exemptions-regulation-d-a-and-s/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c3-2-7-spot-bitcoin-and-ether-etfs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c3-3-1-mica-the-eu-s-crypto-regulation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c3-3-2-service-providers-under-mica/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c3-3-3-stablecoins-under-mica-emts-and-arts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c3-3-4-the-united-kingdom-s-regime/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c3-3-5-japan-s-payment-services-act/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c3-3-6-singapore-hong-kong-and-the-uae/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c3-3-7-licences-passporting-and-the-reverse-solicitatio/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c4-1-1-not-your-keys-what-an-exchange-account-really-is/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c4-1-2-exchange-collapse-mt-gox/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c4-1-3-ftx-commingling-and-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c4-1-4-celsius-when-the-terms-of-use-decided-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c4-1-5-self-custody-and-its-risks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c4-1-6-proof-of-reserves-and-its-limits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c4-1-7-choosing-where-to-hold/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c4-2-1-pig-butchering-and-romance-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c4-2-2-fake-exchanges-and-fake-apps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c4-2-3-wallet-drainers-and-approval-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c4-2-4-impersonation-and-fake-support/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c4-2-5-recovery-scams-the-second-theft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c4-2-6-ponzi-schemes-and-guaranteed-yield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c4-2-7-reporting-fraud-and-what-happens-next/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c4-3-1-account-freezes-and-kyc-demands/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c4-3-2-seizure-and-civil-forfeiture/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c4-3-3-summonses-and-exchange-data/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c4-3-4-crossing-borders-with-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c4-3-5-no-chargebacks-irreversibility-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c4-3-6-clawbacks-when-a-bankrupt-platform-sues-customer/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c4-3-7-delistings-and-frozen-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c5-1-1-fair-launch-or-presale/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c5-1-2-team-allocations-vesting-and-disclosure/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c5-1-3-promising-returns-the-words-that-make-a-security/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c5-1-4-launchpads-and-bonding-curves/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c5-1-5-liquidity-locks-and-revoked-authorities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c5-1-6-transfer-fees-and-reward-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c5-1-7-marketing-claims-and-consumer-protection-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c5-2-1-money-transmission-and-fincen-s-2019-guidance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c5-2-2-state-money-transmitter-licences/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c5-2-3-kyc-aml-and-the-bank-secrecy-act/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c5-2-4-the-travel-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c5-2-5-sanctions-screening-and-the-sdn-list/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c5-2-6-tornado-cash-sanctions-on-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c5-2-7-developers-in-court-tornado-cash-and-samourai/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c5-3-1-paid-promotion-and-the-disclosure-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c5-3-2-celebrity-promoters-and-class-actions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c5-3-3-kol-rounds-and-undisclosed-allocations/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c5-3-4-daos-partnerships-and-personal-liability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c5-3-5-smart-contract-audits-and-what-they-promise/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c5-3-6-terms-of-service-and-disclaimers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c5-3-7-entity-choice-foundations-companies-and-dao-wrap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c6-1-1-pump-and-dump/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c6-1-2-wash-trading/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c6-1-3-spoofing-and-layering/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c6-1-4-front-running-and-mev/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c6-1-5-the-mango-markets-case/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c6-1-6-market-makers-and-manufactured-volume/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c6-1-7-signal-groups-and-coordinated-buying/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c6-2-1-rug-pulls-in-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c6-2-2-insider-trading-on-tokens-the-coinbase-listing-c/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c6-2-3-the-opensea-case/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c6-2-4-snipers-bundles-and-hidden-supply/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c6-2-5-exit-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c6-2-6-hacks-and-exploits-as-theft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c6-2-7-bounties-white-hats-and-negotiated-returns/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c6-3-1-what-honest-disclosure-looks-like/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c6-3-2-locked-liquidity-and-renounced-control/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c6-3-3-on-chain-transparency-show-people-where-to-look/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c6-3-4-treasury-and-team-wallets-in-public/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c6-3-5-burns-what-they-do-and-do-not-change/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c6-3-6-talking-to-holders/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c6-3-7-a-launch-checklist/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c7-1-1-the-holding-period-advantage/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c7-1-2-tax-loss-harvesting-and-the-wash-sale-gap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c7-1-3-gifting-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c7-1-4-donating-crypto-to-charity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c7-1-5-step-up-in-basis-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c7-1-6-retirement-accounts-that-hold-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c7-1-7-specific-identification-choosing-which-coins-you/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c7-2-1-citizenship-based-taxation-the-us-exception/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c7-2-2-puerto-rico-and-act-60/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c7-2-3-zero-tax-countries-and-their-catches/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c7-2-4-exit-taxes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c7-2-5-holding-period-exemptions-germany-and-portugal/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c7-2-6-tax-residence-tests-and-treaties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c7-2-7-carf-the-end-of-quiet-offshore-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c7-3-1-tax-free-crypto-schemes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c7-3-2-offshore-trusts-and-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c7-3-3-sovereign-citizen-arguments-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c7-3-4-borrowing-against-crypto-tool-or-trap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c7-3-5-unregulated-is-not-the-same-as-legal/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c7-3-6-privacy-coins-and-mixers-what-is-actually-allowe/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c7-3-7-spotting-a-pitch-that-ends-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c8-1-1-united-states-federal-and-state-layers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c8-1-2-canada/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c8-1-3-brazil-s-crypto-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c8-1-4-mexico-and-argentina/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c8-1-5-el-salvador-s-bitcoin-law-and-its-retreat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c8-1-6-the-rest-of-latin-america/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c8-1-7-the-americas-compared/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c8-2-1-mica-across-the-member-states/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c8-2-2-dac8-eu-tax-reporting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c8-2-3-germany/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c8-2-4-france/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c8-2-5-spain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c8-2-6-united-kingdom/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c8-2-7-russia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c8-3-1-china-the-ban-and-hong-kong-s-door/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c8-3-2-japan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c8-3-3-south-korea/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c8-3-4-singapore/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c8-3-5-malaysia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c8-3-6-the-uae-and-dubai-s-vara/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c8-3-7-india-the-30-tax-and-1-tds/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c9-1-1-crypto-lost-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c9-1-2-wills-keys-and-secrecy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c9-1-3-crypto-in-a-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c9-1-4-executors-and-fiduciary-access/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c9-1-5-valuing-crypto-in-an-estate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c9-1-6-multisig-and-dead-man-switches/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c9-1-7-leaving-instructions-without-leaving-keys/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c9-2-1-crypto-in-divorce/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c9-2-2-hidden-crypto-and-how-it-is-found/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c9-2-3-bankruptcy-and-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c9-2-4-creditors-and-judgments/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c9-2-5-loans-between-friends/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c9-2-6-business-partners-and-shared-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c9-2-7-lost-or-stolen-insurance-and-police-reports/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c9-3-1-suing-over-crypto-who-and-where/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c9-3-2-arbitration-clauses-in-exchange-terms/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c9-3-3-class-actions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c9-3-4-blockchain-evidence-and-tracing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c9-3-5-freezing-orders-against-persons-unknown/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c9-3-6-serving-papers-by-nft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/c9-3-7-where-to-go-from-here/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t1-1-1-what-a-trust-is-holding-for-someone-else/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t1-1-2-the-settlor-the-one-who-gives/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t1-1-3-the-trustee-the-one-who-holds/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t1-1-4-the-beneficiary-the-one-who-benefits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t1-1-5-legal-title-and-beneficial-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t1-1-6-fiduciary-duty-loyalty-prudence-impartiality/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t1-1-7-what-a-trust-is-not-wills-contracts-companies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t1-2-1-rome-the-fideicommissum/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t1-2-2-the-waqf-endowment-held-for-a-purpose/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t1-2-3-crusaders-and-the-english-use/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t1-2-4-the-statute-of-uses-1536-and-the-use-upon-a-use/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t1-2-5-chancery-and-equity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t1-2-6-civil-law-the-fiducie-and-the-treuhand/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t1-2-7-the-hague-trusts-convention-1985/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t1-3-1-express-trusts-made-on-purpose/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t1-3-2-resulting-trusts-when-the-purpose-fails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t1-3-3-constructive-trusts-equity-s-remedy-for-wrongs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t1-3-4-the-three-certainties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t1-3-5-funding-a-trust-holds-only-what-is-put-in-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t1-3-6-revocable-and-irrevocable/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t1-3-7-living-or-at-death-inter-vivos-and-testamentary/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t2-1-1-what-happens-when-you-die-without-a-plan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t2-1-2-wills-and-what-they-cannot-do/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t2-1-3-probate-time-cost-and-publicity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t2-1-4-payable-on-death-and-transfer-on-death-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t2-1-5-the-totten-trust-the-bank-account-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t2-1-6-joint-ownership-and-its-traps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t2-1-7-when-a-trust-is-not-worth-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t2-2-1-do-it-yourself-online-forms-and-attorney-draftin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t2-2-2-what-an-estate-planning-attorney-charges-and-for/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t2-2-3-trustee-fees-family-professional-and-corporate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t2-2-4-ongoing-costs-tax-returns-accounting-administrat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t2-2-5-cheap-mistakes-that-become-expensive/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t2-2-6-questions-to-ask-before-you-hire-anyone/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t2-2-7-free-and-low-cost-help-legal-aid-and-clinics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t2-3-1-choosing-a-trustee/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t2-3-2-successor-trustees-and-what-happens-when-one-qui/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t2-3-3-protectors-and-advisers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t2-3-4-naming-beneficiaries-without-starting-a-family-w/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t2-3-5-minors-and-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t2-3-6-trustee-duties-in-plain-words/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t2-3-7-when-trustees-fail-removal-and-remedies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t3-1-1-the-revocable-living-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t3-1-2-funding-a-living-trust-deeds-accounts-and-titles/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t3-1-3-the-pour-over-will-and-pour-over-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t3-1-4-incapacity-who-takes-over-while-you-are-alive/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t3-1-5-living-trust-myths-taxes-creditors-privacy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t3-1-6-updating-amending-and-restating/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t3-1-7-when-the-settlor-dies-administration-step-by-ste/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t3-2-1-the-testamentary-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t3-2-2-trusts-for-children-until-a-set-age/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t3-2-3-incentive-trusts-conditions-and-their-limits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t3-2-4-discretionary-trusts-trustee-judgement-as-the-ru/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t3-2-5-support-trusts-health-education-maintenance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t3-2-6-spendthrift-clauses-for-family/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t3-2-7-pet-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t3-3-1-marital-and-bypass-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t3-3-2-the-qtip-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t3-3-3-blended-families-and-second-marriages/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t3-3-4-spousal-lifetime-access-trusts-slat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t3-3-5-divorce-and-existing-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t3-3-6-joint-trusts-versus-separate-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t3-3-7-community-property-states/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t4-1-1-why-an-inheritance-can-cost-someone-their-benefi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t4-1-2-special-needs-trusts-first-party-and-third-party/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t4-1-3-pooled-trusts-run-by-nonprofits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t4-1-4-able-accounts-and-how-they-compare/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t4-1-5-payback-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t4-1-6-choosing-a-trustee-for-a-vulnerable-beneficiary/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t4-1-7-government-benefit-trusts-beyond-the-us/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t4-2-1-paying-for-long-term-care/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t4-2-2-medicaid-asset-protection-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t4-2-3-look-back-periods-and-penalties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t4-2-4-income-trusts-miller-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t4-2-5-protecting-the-family-home/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t4-2-6-elder-financial-abuse-and-the-trustee-s-shield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t4-2-7-planning-conversations-with-aging-parents/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t4-3-1-protective-trusts-the-english-approach/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t4-3-2-spendthrift-trusts-and-the-creditor-wall/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t4-3-3-addiction-and-gambling-trusts-with-guardrails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t4-3-4-trusts-for-beneficiaries-who-cannot-manage-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t4-3-5-hybrid-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t4-3-6-letters-of-wishes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t4-3-7-reporting-to-beneficiaries/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t5-1-1-estate-and-gift-tax-the-basics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t5-1-2-the-annual-exclusion-and-crummey-powers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t5-1-3-irrevocable-trusts-and-getting-assets-out-of-the/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t5-1-4-life-insurance-trusts-ilit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t5-1-5-grantor-trusts-and-why-defective-can-be-useful/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t5-1-6-installment-sales-to-grantor-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t5-1-7-the-clifford-trust-and-the-history-of-income-shi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t5-2-1-grats-grantor-retained-annuity-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t5-2-2-gruts-grantor-retained-unitrusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t5-2-3-annuity-trusts-and-unitrusts-compared/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t5-2-4-qualified-personal-residence-trusts-qprt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t5-2-5-beneficiary-defective-inheritor-trusts-bdit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t5-2-6-tax-motivated-trusts-and-the-anti-abuse-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t5-2-7-when-the-tax-law-changes-under-a-plan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t5-3-1-dynasty-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t5-3-2-generation-skipping-transfer-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t5-3-3-rule-against-perpetuities-and-its-abolition/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t5-3-4-charitable-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t5-3-5-charitable-remainder-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t5-3-6-charitable-lead-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t5-3-7-foundations-donor-advised-funds-and-trusts-compa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t6-1-1-the-creditor-problem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t6-1-2-third-party-trusts-versus-self-settled-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t6-1-3-domestic-asset-protection-trusts-dapt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t6-1-4-asset-protection-trusts-in-general/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t6-1-5-exception-creditors-child-support-taxes-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t6-1-6-choosing-a-dapt-state/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t6-1-7-real-cases-when-shields-held-and-when-they-faile/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t6-2-1-international-and-offshore-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t6-2-2-cook-islands-nevis-and-the-offshore-model/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t6-2-3-duress-clauses-flight-clauses-and-contempt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t6-2-4-reporting-fbar-fatca-crs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t6-2-5-purpose-trusts-and-the-vista-and-star-regimes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t6-2-6-special-purpose-trusts-in-finance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t6-2-7-offshore-myths/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t6-3-1-fraudulent-and-voidable-transfers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t6-3-2-badges-of-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t6-3-3-timing-why-planning-must-come-before-trouble/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t6-3-4-bankruptcy-and-the-ten-year-reach-back/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t6-3-5-professional-ethics-what-advisers-must-refuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t6-3-6-blind-trusts-for-officials-and-executives/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t6-3-7-privacy-versus-secrecy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t7-1-1-land-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t7-1-2-the-illinois-land-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t7-1-3-nominee-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t7-1-4-land-trusts-and-privacy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t7-1-5-holding-rental-property-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t7-1-6-deeds-title-insurance-and-trust-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t7-1-7-farm-and-ranch-succession/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t7-2-1-business-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t7-2-2-the-massachusetts-business-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t7-2-3-delaware-statutory-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t7-2-4-real-estate-investment-trusts-reit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t7-2-5-voting-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t7-2-6-business-succession-planning/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t7-2-7-trusts-and-operating-companies-llcs-inside-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t7-3-1-rabbi-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t7-3-2-secular-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t7-3-3-retirement-accounts-and-see-through-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t7-3-4-specialty-assets-art-collections-intellectual-pr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t7-3-5-firearms-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t7-3-6-holding-a-closely-held-business-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t7-3-7-trust-administration-for-complex-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t8-1-1-united-states-the-uniform-trust-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t8-1-2-united-kingdom-trusts-after-the-trustee-act-2000/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t8-1-3-canada-and-australia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t8-1-4-ireland/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t8-1-5-trust-friendly-states-nevada-south-dakota-delawa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t8-1-6-the-channel-islands-and-the-crown-dependencies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t8-1-7-choosing-governing-law-and-situs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t8-2-1-the-french-fiducie/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t8-2-2-liechtenstein-switzerland-and-the-foundation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t8-2-3-waqf-today-the-gulf-and-malaysia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t8-2-4-china-s-trust-law-2001/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t8-2-5-japan-s-trust-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t8-2-6-latin-america-the-fideicomiso/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t8-2-7-recognising-a-foreign-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t8-3-1-the-trustee-s-first-ninety-days/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t8-3-2-investing-under-the-prudent-investor-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t8-3-3-accounts-and-records/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t8-3-4-trust-taxation-who-pays-the-income-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t8-3-5-decanting-and-modifying-an-irrevocable-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t8-3-6-disputes-litigation-and-mediation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t8-3-7-ending-a-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t9-1-1-can-a-trust-hold-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t9-1-2-keys-custody-and-the-trustee-s-duty-of-care/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t9-1-3-multisig-and-inheritance-planning/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t9-1-4-exchanges-accounts-and-access-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t9-1-5-rufadaa-fiduciary-access-to-digital-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t9-1-6-valuing-volatile-assets-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t9-1-7-directed-trusts-for-digital-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t9-2-1-tokenised-real-world-assets-and-who-owns-what/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t9-2-2-delaware-statutory-trusts-and-tokenisation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t9-2-3-spot-bitcoin-etfs-as-grantor-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t9-2-4-stablecoin-reserves-held-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t9-2-5-escrow-smart-contracts-and-the-word-trustless/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t9-2-6-daos-purpose-trusts-and-legal-wrappers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t9-2-7-proof-of-reserves-versus-a-trustee-s-accounting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t9-3-1-what-smart-contracts-cannot-replace/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t9-3-2-fiduciary-duty-in-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t9-3-3-the-three-roles-on-a-blockchain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t9-3-4-self-custody-and-the-settlor-as-trustee/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t9-3-5-building-a-plan-that-survives-you/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t9-3-6-where-to-go-from-here/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/de/lesson/t9-3-7-glossary-and-the-road-home/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lessons/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l1-1-1-barter-and-the-coincidence-of-wants/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l1-1-2-the-properties-of-good-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l1-1-3-commodity-money-shells-salt-and-grain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l1-1-4-gold-silver-and-coinage/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l1-1-5-representative-money-and-the-gold-standard/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l1-1-6-fiat-money-and-the-end-of-gold-convertibility-19/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l1-1-7-inflation-debasement-and-the-cantillon-effect/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l1-2-1-public-key-cryptography-diffie-hellman-and-rsa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l1-2-2-david-chaum-blind-signatures-and-digicash/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l1-2-3-the-cypherpunk-manifesto-and-the-mailing-list/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l1-2-4-hashcash-proof-of-work-before-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l1-2-5-b-money-and-bit-gold/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l1-2-6-reusable-proofs-of-work-rpow/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l1-2-7-the-double-spend-problem-and-the-byzantine-gener/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l1-3-1-the-whitepaper-31-october-2008/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l1-3-2-the-genesis-block-and-its-headline/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l1-3-3-hal-finney-and-the-first-transaction/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l1-3-4-bitcoin-pizza-day/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l1-3-5-early-exchanges-and-the-rise-of-mt-gox/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l1-3-6-satoshi-steps-away/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l1-3-7-the-first-boom-and-bust-cycles/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l2-1-1-hash-functions-and-sha-256/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l2-1-2-hash160-sha-256-then-ripemd-160/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l2-1-3-private-keys-public-keys-and-secp256k1/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l2-1-4-digital-signatures-ecdsa-and-schnorr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l2-1-5-entropy-and-randomness/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l2-1-6-addresses-and-encodings-base58check-bech32-bech3/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l2-1-7-seed-phrases-bip39/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l2-2-1-the-utxo-model/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l2-2-2-inputs-and-outputs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l2-2-3-fees-and-fee-rates-sat-vb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l2-2-4-change-outputs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l2-2-5-the-mempool/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l2-2-6-replace-by-fee-and-child-pays-for-parent/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l2-2-7-the-life-of-a-transaction/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l2-3-1-the-block-header/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l2-3-2-merkle-trees/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l2-3-3-a-chain-of-hashes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l2-3-4-proof-of-work-and-the-target/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l2-3-5-difficulty-adjustment-every-2016-blocks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l2-3-6-the-block-subsidy-and-the-halving/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l2-3-7-the-21-million-supply-schedule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l3-1-1-what-a-full-node-does/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l3-1-2-peer-to-peer-gossip/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l3-1-3-initial-block-download/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l3-1-4-pruned-nodes-and-light-clients-spv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l3-1-5-running-your-own-node/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l3-1-6-bitcoin-core-and-other-implementations/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l3-1-7-consensus-rules-and-validation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l3-2-1-from-cpus-to-gpus-fpgas-and-asics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l3-2-2-mining-pools/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l3-2-3-hashrate-and-security/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l3-2-4-mining-economics-energy-subsidy-and-fees/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l3-2-5-block-templates-and-stratum-v2/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l3-2-6-stale-blocks-and-propagation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l3-2-7-the-energy-debate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l3-3-1-nakamoto-consensus-the-most-work-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l3-3-2-51-attacks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l3-3-3-soft-forks-and-hard-forks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l3-3-4-the-bip-process/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l3-3-5-the-block-size-war/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l3-3-6-segwit-activation-and-the-uasf/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l3-3-7-taproot-activation-and-speedy-trial/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l4-1-1-script-a-stack-language/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l4-1-2-standard-scripts-p2pkh-and-p2sh/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l4-1-3-multisignature/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l4-1-4-timelocks-cltv-and-csv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l4-1-5-hashlocks-and-htlcs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l4-1-6-standardness-and-policy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l4-1-7-segregated-witness-and-transaction-malleability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l4-2-1-taproot-and-schnorr-signatures/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l4-2-2-tapscript-and-script-trees-mast/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l4-2-3-partially-signed-transactions-psbt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l4-2-4-output-descriptors/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l4-2-5-covenants-and-vaults-ctv-op-cat-and-the-2026-deb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l4-2-6-the-cryptographic-frontier-witness-encryption-an/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l4-2-7-zero-knowledge-on-bitcoin-proofs-and-shielded-tr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l4-3-1-hd-wallets-bip32-bip44-bip84-bip86/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l4-3-2-hardware-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l4-3-3-multisig-custody-and-inheritance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l4-3-4-backups-and-passphrases/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l4-3-5-operational-security-and-common-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l4-3-6-privacy-the-chain-s-leaks-coinjoin-and-payjoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l4-3-7-silent-payments-and-the-privacy-upgrades-ahead/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l5-1-1-payment-channels/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l5-1-2-routing-with-htlcs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l5-1-3-invoices-bolt11-and-bolt12/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l5-1-4-liquidity-and-channel-management/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l5-1-5-penalties-and-watchtowers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l5-1-6-lightning-wallets-and-service-providers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l5-1-7-lightning-s-limits-ark-and-the-new-payment-layer/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l5-2-1-what-bitcoin-lacks-and-who-you-trust-to-add-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l5-2-2-sidechains-liquid-and-rootstock/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l5-2-3-statechains-and-ark/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l5-2-4-ecash-cashu-and-fedimint/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l5-2-5-the-drivechain-debate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l5-2-6-bitvm-and-the-bridge-problem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l5-2-7-wrapped-bitcoin-and-bridges/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l5-3-1-colored-coins-counterparty-and-the-rare-pepes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l5-3-2-omni-tether-and-the-dollar-s-return-to-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l5-3-3-ordinal-theory-and-inscriptions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l5-3-4-brc-20-and-the-metaprotocols/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l5-3-5-runes-psbt-swaps-and-bitcoin-native-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l5-3-6-client-side-validation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l5-3-7-contracts-on-bitcoin-dlcs-and-keyless-custody-le/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l6-1-1-anyone-can-copy-the-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l6-1-2-fair-launch-premine-ico-and-venture-allocation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l6-1-3-blockchain-not-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l6-1-4-the-trilemma-sales-pitch/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l6-1-5-who-can-change-the-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l6-1-6-proof-of-work-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l6-1-7-reading-a-tokenomics-page/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l6-2-1-namecoin-and-litecoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l6-2-2-dogecoin-the-first-memecoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l6-2-3-ripple-and-xrp/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l6-2-4-peercoin-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l6-2-5-monero-and-privacy-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l6-2-6-forks-clones-and-pump-and-dumps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l6-2-7-what-survived-and-why/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l6-3-1-the-ethereum-whitepaper-and-the-evm/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l6-3-2-erc-20-and-the-2017-ico-boom/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l6-3-3-the-dao-hack-and-ethereum-classic/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l6-3-4-defi-amms-lending-and-what-broke/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l6-3-5-stablecoins-and-the-terra-collapse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l6-3-6-nfts-cryptopunks-to-the-2021-mania/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l6-3-7-the-merge-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l7-1-1-ethereum-the-power-and-price-of-programmability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l7-1-2-accounts-and-global-state/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l7-1-3-gas-the-fee-market-and-eip-1559/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l7-1-4-explicit-signing-utxos-versus-token-approvals/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l7-1-5-eth-s-monetary-policy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l7-1-6-rollups-and-fragmentation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l7-1-7-mev-builders-and-censorship/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l7-2-1-bnb-chain-an-exchange-s-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l7-2-2-stablecoins-dollars-on-rails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l7-2-3-tron-and-the-dollar-rails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l7-2-4-the-ethereum-killers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l7-2-5-the-2022-contagion/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l7-2-6-ftx-and-the-exchange-token-loop/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l7-2-7-altcoins-what-scarcity-and-survival-require/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l7-3-1-market-cycles-and-the-halving/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l7-3-2-exchange-failures-mt-gox-to-ftx/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l7-3-3-regulation-and-enforcement/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l7-3-4-spot-bitcoin-etfs-2024/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l7-3-5-strategy-and-the-claims-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l7-3-6-nation-state-adoption-el-salvador/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l7-3-7-tokenised-stocks-and-real-world-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l8-1-1-origins-proof-of-history/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l8-1-2-who-owned-sol/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l8-1-3-wormhole-and-the-bridge-hacks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l8-1-4-ftx-and-solana-s-near-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l8-1-5-the-memecoin-resurrection/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l8-1-6-validators-and-who-runs-the-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l8-1-7-solana-goes-institutional/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l8-2-1-spl-tokens-and-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l8-2-2-wallets-and-signing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l8-2-3-dexes-and-aggregators-raydium-and-jupiter/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l8-2-4-priority-fees-mev-and-jito/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l8-2-5-outages-resilience-and-the-cost-of-speed/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l8-2-6-reading-the-chain-explorers-and-holder-analysis/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l8-2-7-solana-and-memecoins-speed-attention-and-abuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l8-3-1-from-dogecoin-to-shiba-pepe-bonk-and-wif/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l8-3-2-pump-fun-the-bonding-curve-and-graduation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l8-3-3-launchpads-and-reward-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l8-3-4-community-culture-and-the-social-attack/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l8-3-5-token-anatomy-rug-pulls-and-honeypots/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l8-3-6-market-cap-math-and-position-sizing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l8-3-7-pairing-assets-and-the-launchpad-ecosystem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l9-1-1-low-float-high-fdv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l9-1-2-points-airdrops-and-farming/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l9-1-3-celebrity-and-political-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l9-1-4-paid-promotion-and-disclosure/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l9-1-5-pump-fun-by-the-numbers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l9-1-6-bots-snipers-and-who-actually-wins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l9-1-7-10-october-2025-the-liquidation-day/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l9-2-1-a-taxonomy-of-market-abuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l9-2-2-admin-keys-and-immutability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l9-2-3-ordering-attacks-and-their-cures/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l9-2-4-launch-attacks-and-sybil-neutral-design/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l9-2-5-fake-activity-transparency-and-wallet-tracking/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l9-2-6-perpetual-curves-and-self-pricing-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l9-2-7-fair-launches-on-bitcoin-from-blueprint-to-pract/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l9-3-1-what-stonkfun-set-out-to-do/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l9-3-2-what-a-tokenized-stock-is/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l9-3-3-the-launch-math/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l9-3-4-reward-launches-the-flywheel-math/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l9-3-5-stonk-revenue-buyback-and-burn/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l9-3-6-the-september-spike-and-the-audit-trail/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l9-3-7-how-to-read-any-reward-launchpad/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l10-1-1-what-the-experiments-proved/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l10-1-2-what-the-experiments-disproved/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l10-1-3-a-fair-scorecard/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l10-1-4-dollars-come-home-to-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l10-1-5-bitcoin-native-finance-without-bridges/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l10-1-6-tokens-and-memes-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l10-1-7-why-bitcoin-is-different/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l10-2-1-step-1-take-inventory/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l10-2-2-step-2-records-before-moves/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l10-2-3-step-3-exiting-thin-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l10-2-4-step-4-real-bitcoin-not-a-claim/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l10-2-5-step-5-self-custody-verified/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l10-2-6-step-6-your-own-node/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l10-2-7-step-7-recovery-and-inheritance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l10-3-1-spending-lightning-in-practice/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l10-3-2-saving-cold-storage-that-lasts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l10-3-3-privacy-on-the-way-back/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l10-3-4-earning-and-circular-economies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l10-3-5-building-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l10-3-6-a-field-guide-to-the-next-pitch/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/l10-3-7-full-circle/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c1-1-1-code-is-not-outside-the-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c1-1-2-who-makes-crypto-law-legislators-regulators-cour/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c1-1-3-rules-guidance-and-enforcement-are-not-the-same-/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c1-1-4-jurisdiction-whose-law-applies-to-a-borderless-c/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c1-1-5-pseudonymous-is-not-anonymous/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c1-1-6-irreversible-transfers-and-why-the-law-cares/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c1-1-7-reading-a-crypto-law-headline/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c1-2-1-property-what-you-can-own/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c1-2-2-money-and-legal-tender/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c1-2-3-securities-the-investment-contract/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c1-2-4-commodities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c1-2-5-stablecoins-a-category-of-their-own/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c1-2-6-nfts-what-you-actually-buy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c1-2-7-one-token-several-labels/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c1-3-1-the-sec/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c1-3-2-the-cftc/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c1-3-3-the-irs-and-tax-authorities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c1-3-4-fincen-and-anti-money-laundering/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c1-3-5-ofac-and-sanctions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c1-3-6-state-regulators-and-the-bitlicense/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c1-3-7-international-bodies-fatf-iosco-and-the-fsb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c2-1-1-crypto-is-property-for-us-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c2-1-2-selling-for-cash/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c2-1-3-swapping-one-coin-for-another/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c2-1-4-spending-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c2-1-5-gifts-and-inheritances/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c2-1-6-moving-between-your-own-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c2-1-7-what-is-not-a-taxable-event/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c2-2-1-mining-income/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c2-2-2-staking-rewards/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c2-2-3-airdrops-and-hard-forks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c2-2-4-getting-paid-in-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c2-2-5-lending-and-defi-yield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c2-2-6-liquidity-pools-and-lp-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c2-2-7-reward-tokens-and-fee-sharing-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c2-3-1-cost-basis-and-lot-selection/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c2-3-2-short-term-and-long-term-gains/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c2-3-3-losses-worthless-tokens-and-the-wash-sale-questi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c2-3-4-the-digital-asset-question-on-form-1040/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c2-3-5-form-1099-da-and-broker-reporting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c2-3-6-foreign-accounts-fbar-and-fatca/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c2-3-7-records-that-survive-an-audit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c3-1-1-sec-v-w-j-howey-co-1946/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c3-1-2-an-investment-of-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c3-1-3-a-common-enterprise/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c3-1-4-profit-from-the-efforts-of-others/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c3-1-5-the-dao-report-2017/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c3-1-6-telegram-kik-and-lbry/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c3-1-7-ripple-institutional-sales-and-exchange-sales/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c3-2-1-regulation-by-enforcement-and-its-critics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c3-2-2-the-sec-s-2025-change-of-course/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c3-2-3-the-sec-staff-statement-on-memecoins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c3-2-4-the-genius-act-a-federal-stablecoin-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c3-2-5-market-structure-legislation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c3-2-6-exemptions-regulation-d-a-and-s/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c3-2-7-spot-bitcoin-and-ether-etfs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c3-3-1-mica-the-eu-s-crypto-regulation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c3-3-2-service-providers-under-mica/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c3-3-3-stablecoins-under-mica-emts-and-arts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c3-3-4-the-united-kingdom-s-regime/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c3-3-5-japan-s-payment-services-act/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c3-3-6-singapore-hong-kong-and-the-uae/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c3-3-7-licences-passporting-and-the-reverse-solicitatio/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c4-1-1-not-your-keys-what-an-exchange-account-really-is/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c4-1-2-exchange-collapse-mt-gox/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c4-1-3-ftx-commingling-and-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c4-1-4-celsius-when-the-terms-of-use-decided-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c4-1-5-self-custody-and-its-risks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c4-1-6-proof-of-reserves-and-its-limits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c4-1-7-choosing-where-to-hold/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c4-2-1-pig-butchering-and-romance-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c4-2-2-fake-exchanges-and-fake-apps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c4-2-3-wallet-drainers-and-approval-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c4-2-4-impersonation-and-fake-support/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c4-2-5-recovery-scams-the-second-theft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c4-2-6-ponzi-schemes-and-guaranteed-yield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c4-2-7-reporting-fraud-and-what-happens-next/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c4-3-1-account-freezes-and-kyc-demands/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c4-3-2-seizure-and-civil-forfeiture/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c4-3-3-summonses-and-exchange-data/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c4-3-4-crossing-borders-with-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c4-3-5-no-chargebacks-irreversibility-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c4-3-6-clawbacks-when-a-bankrupt-platform-sues-customer/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c4-3-7-delistings-and-frozen-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c5-1-1-fair-launch-or-presale/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c5-1-2-team-allocations-vesting-and-disclosure/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c5-1-3-promising-returns-the-words-that-make-a-security/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c5-1-4-launchpads-and-bonding-curves/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c5-1-5-liquidity-locks-and-revoked-authorities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c5-1-6-transfer-fees-and-reward-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c5-1-7-marketing-claims-and-consumer-protection-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c5-2-1-money-transmission-and-fincen-s-2019-guidance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c5-2-2-state-money-transmitter-licences/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c5-2-3-kyc-aml-and-the-bank-secrecy-act/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c5-2-4-the-travel-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c5-2-5-sanctions-screening-and-the-sdn-list/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c5-2-6-tornado-cash-sanctions-on-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c5-2-7-developers-in-court-tornado-cash-and-samourai/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c5-3-1-paid-promotion-and-the-disclosure-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c5-3-2-celebrity-promoters-and-class-actions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c5-3-3-kol-rounds-and-undisclosed-allocations/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c5-3-4-daos-partnerships-and-personal-liability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c5-3-5-smart-contract-audits-and-what-they-promise/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c5-3-6-terms-of-service-and-disclaimers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c5-3-7-entity-choice-foundations-companies-and-dao-wrap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c6-1-1-pump-and-dump/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c6-1-2-wash-trading/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c6-1-3-spoofing-and-layering/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c6-1-4-front-running-and-mev/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c6-1-5-the-mango-markets-case/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c6-1-6-market-makers-and-manufactured-volume/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c6-1-7-signal-groups-and-coordinated-buying/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c6-2-1-rug-pulls-in-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c6-2-2-insider-trading-on-tokens-the-coinbase-listing-c/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c6-2-3-the-opensea-case/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c6-2-4-snipers-bundles-and-hidden-supply/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c6-2-5-exit-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c6-2-6-hacks-and-exploits-as-theft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c6-2-7-bounties-white-hats-and-negotiated-returns/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c6-3-1-what-honest-disclosure-looks-like/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c6-3-2-locked-liquidity-and-renounced-control/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c6-3-3-on-chain-transparency-show-people-where-to-look/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c6-3-4-treasury-and-team-wallets-in-public/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c6-3-5-burns-what-they-do-and-do-not-change/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c6-3-6-talking-to-holders/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c6-3-7-a-launch-checklist/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c7-1-1-the-holding-period-advantage/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c7-1-2-tax-loss-harvesting-and-the-wash-sale-gap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c7-1-3-gifting-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c7-1-4-donating-crypto-to-charity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c7-1-5-step-up-in-basis-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c7-1-6-retirement-accounts-that-hold-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c7-1-7-specific-identification-choosing-which-coins-you/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c7-2-1-citizenship-based-taxation-the-us-exception/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c7-2-2-puerto-rico-and-act-60/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c7-2-3-zero-tax-countries-and-their-catches/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c7-2-4-exit-taxes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c7-2-5-holding-period-exemptions-germany-and-portugal/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c7-2-6-tax-residence-tests-and-treaties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c7-2-7-carf-the-end-of-quiet-offshore-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c7-3-1-tax-free-crypto-schemes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c7-3-2-offshore-trusts-and-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c7-3-3-sovereign-citizen-arguments-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c7-3-4-borrowing-against-crypto-tool-or-trap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c7-3-5-unregulated-is-not-the-same-as-legal/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c7-3-6-privacy-coins-and-mixers-what-is-actually-allowe/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c7-3-7-spotting-a-pitch-that-ends-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c8-1-1-united-states-federal-and-state-layers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c8-1-2-canada/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c8-1-3-brazil-s-crypto-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c8-1-4-mexico-and-argentina/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c8-1-5-el-salvador-s-bitcoin-law-and-its-retreat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c8-1-6-the-rest-of-latin-america/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c8-1-7-the-americas-compared/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c8-2-1-mica-across-the-member-states/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c8-2-2-dac8-eu-tax-reporting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c8-2-3-germany/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c8-2-4-france/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c8-2-5-spain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c8-2-6-united-kingdom/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c8-2-7-russia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c8-3-1-china-the-ban-and-hong-kong-s-door/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c8-3-2-japan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c8-3-3-south-korea/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c8-3-4-singapore/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c8-3-5-malaysia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c8-3-6-the-uae-and-dubai-s-vara/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c8-3-7-india-the-30-tax-and-1-tds/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c9-1-1-crypto-lost-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c9-1-2-wills-keys-and-secrecy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c9-1-3-crypto-in-a-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c9-1-4-executors-and-fiduciary-access/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c9-1-5-valuing-crypto-in-an-estate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c9-1-6-multisig-and-dead-man-switches/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c9-1-7-leaving-instructions-without-leaving-keys/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c9-2-1-crypto-in-divorce/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c9-2-2-hidden-crypto-and-how-it-is-found/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c9-2-3-bankruptcy-and-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c9-2-4-creditors-and-judgments/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c9-2-5-loans-between-friends/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c9-2-6-business-partners-and-shared-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c9-2-7-lost-or-stolen-insurance-and-police-reports/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c9-3-1-suing-over-crypto-who-and-where/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c9-3-2-arbitration-clauses-in-exchange-terms/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c9-3-3-class-actions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c9-3-4-blockchain-evidence-and-tracing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c9-3-5-freezing-orders-against-persons-unknown/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c9-3-6-serving-papers-by-nft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/c9-3-7-where-to-go-from-here/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t1-1-1-what-a-trust-is-holding-for-someone-else/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t1-1-2-the-settlor-the-one-who-gives/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t1-1-3-the-trustee-the-one-who-holds/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t1-1-4-the-beneficiary-the-one-who-benefits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t1-1-5-legal-title-and-beneficial-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t1-1-6-fiduciary-duty-loyalty-prudence-impartiality/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t1-1-7-what-a-trust-is-not-wills-contracts-companies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t1-2-1-rome-the-fideicommissum/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t1-2-2-the-waqf-endowment-held-for-a-purpose/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t1-2-3-crusaders-and-the-english-use/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t1-2-4-the-statute-of-uses-1536-and-the-use-upon-a-use/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t1-2-5-chancery-and-equity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t1-2-6-civil-law-the-fiducie-and-the-treuhand/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t1-2-7-the-hague-trusts-convention-1985/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t1-3-1-express-trusts-made-on-purpose/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t1-3-2-resulting-trusts-when-the-purpose-fails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t1-3-3-constructive-trusts-equity-s-remedy-for-wrongs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t1-3-4-the-three-certainties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t1-3-5-funding-a-trust-holds-only-what-is-put-in-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t1-3-6-revocable-and-irrevocable/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t1-3-7-living-or-at-death-inter-vivos-and-testamentary/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t2-1-1-what-happens-when-you-die-without-a-plan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t2-1-2-wills-and-what-they-cannot-do/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t2-1-3-probate-time-cost-and-publicity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t2-1-4-payable-on-death-and-transfer-on-death-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t2-1-5-the-totten-trust-the-bank-account-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t2-1-6-joint-ownership-and-its-traps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t2-1-7-when-a-trust-is-not-worth-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t2-2-1-do-it-yourself-online-forms-and-attorney-draftin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t2-2-2-what-an-estate-planning-attorney-charges-and-for/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t2-2-3-trustee-fees-family-professional-and-corporate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t2-2-4-ongoing-costs-tax-returns-accounting-administrat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t2-2-5-cheap-mistakes-that-become-expensive/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t2-2-6-questions-to-ask-before-you-hire-anyone/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t2-2-7-free-and-low-cost-help-legal-aid-and-clinics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t2-3-1-choosing-a-trustee/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t2-3-2-successor-trustees-and-what-happens-when-one-qui/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t2-3-3-protectors-and-advisers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t2-3-4-naming-beneficiaries-without-starting-a-family-w/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t2-3-5-minors-and-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t2-3-6-trustee-duties-in-plain-words/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t2-3-7-when-trustees-fail-removal-and-remedies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t3-1-1-the-revocable-living-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t3-1-2-funding-a-living-trust-deeds-accounts-and-titles/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t3-1-3-the-pour-over-will-and-pour-over-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t3-1-4-incapacity-who-takes-over-while-you-are-alive/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t3-1-5-living-trust-myths-taxes-creditors-privacy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t3-1-6-updating-amending-and-restating/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t3-1-7-when-the-settlor-dies-administration-step-by-ste/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t3-2-1-the-testamentary-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t3-2-2-trusts-for-children-until-a-set-age/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t3-2-3-incentive-trusts-conditions-and-their-limits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t3-2-4-discretionary-trusts-trustee-judgement-as-the-ru/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t3-2-5-support-trusts-health-education-maintenance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t3-2-6-spendthrift-clauses-for-family/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t3-2-7-pet-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t3-3-1-marital-and-bypass-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t3-3-2-the-qtip-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t3-3-3-blended-families-and-second-marriages/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t3-3-4-spousal-lifetime-access-trusts-slat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t3-3-5-divorce-and-existing-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t3-3-6-joint-trusts-versus-separate-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t3-3-7-community-property-states/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t4-1-1-why-an-inheritance-can-cost-someone-their-benefi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t4-1-2-special-needs-trusts-first-party-and-third-party/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t4-1-3-pooled-trusts-run-by-nonprofits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t4-1-4-able-accounts-and-how-they-compare/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t4-1-5-payback-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t4-1-6-choosing-a-trustee-for-a-vulnerable-beneficiary/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t4-1-7-government-benefit-trusts-beyond-the-us/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t4-2-1-paying-for-long-term-care/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t4-2-2-medicaid-asset-protection-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t4-2-3-look-back-periods-and-penalties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t4-2-4-income-trusts-miller-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t4-2-5-protecting-the-family-home/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t4-2-6-elder-financial-abuse-and-the-trustee-s-shield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t4-2-7-planning-conversations-with-aging-parents/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t4-3-1-protective-trusts-the-english-approach/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t4-3-2-spendthrift-trusts-and-the-creditor-wall/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t4-3-3-addiction-and-gambling-trusts-with-guardrails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t4-3-4-trusts-for-beneficiaries-who-cannot-manage-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t4-3-5-hybrid-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t4-3-6-letters-of-wishes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t4-3-7-reporting-to-beneficiaries/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t5-1-1-estate-and-gift-tax-the-basics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t5-1-2-the-annual-exclusion-and-crummey-powers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t5-1-3-irrevocable-trusts-and-getting-assets-out-of-the/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t5-1-4-life-insurance-trusts-ilit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t5-1-5-grantor-trusts-and-why-defective-can-be-useful/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t5-1-6-installment-sales-to-grantor-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t5-1-7-the-clifford-trust-and-the-history-of-income-shi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t5-2-1-grats-grantor-retained-annuity-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t5-2-2-gruts-grantor-retained-unitrusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t5-2-3-annuity-trusts-and-unitrusts-compared/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t5-2-4-qualified-personal-residence-trusts-qprt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t5-2-5-beneficiary-defective-inheritor-trusts-bdit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t5-2-6-tax-motivated-trusts-and-the-anti-abuse-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t5-2-7-when-the-tax-law-changes-under-a-plan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t5-3-1-dynasty-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t5-3-2-generation-skipping-transfer-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t5-3-3-rule-against-perpetuities-and-its-abolition/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t5-3-4-charitable-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t5-3-5-charitable-remainder-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t5-3-6-charitable-lead-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t5-3-7-foundations-donor-advised-funds-and-trusts-compa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t6-1-1-the-creditor-problem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t6-1-2-third-party-trusts-versus-self-settled-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t6-1-3-domestic-asset-protection-trusts-dapt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t6-1-4-asset-protection-trusts-in-general/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t6-1-5-exception-creditors-child-support-taxes-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t6-1-6-choosing-a-dapt-state/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t6-1-7-real-cases-when-shields-held-and-when-they-faile/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t6-2-1-international-and-offshore-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t6-2-2-cook-islands-nevis-and-the-offshore-model/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t6-2-3-duress-clauses-flight-clauses-and-contempt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t6-2-4-reporting-fbar-fatca-crs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t6-2-5-purpose-trusts-and-the-vista-and-star-regimes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t6-2-6-special-purpose-trusts-in-finance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t6-2-7-offshore-myths/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t6-3-1-fraudulent-and-voidable-transfers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t6-3-2-badges-of-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t6-3-3-timing-why-planning-must-come-before-trouble/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t6-3-4-bankruptcy-and-the-ten-year-reach-back/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t6-3-5-professional-ethics-what-advisers-must-refuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t6-3-6-blind-trusts-for-officials-and-executives/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t6-3-7-privacy-versus-secrecy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t7-1-1-land-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t7-1-2-the-illinois-land-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t7-1-3-nominee-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t7-1-4-land-trusts-and-privacy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t7-1-5-holding-rental-property-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t7-1-6-deeds-title-insurance-and-trust-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t7-1-7-farm-and-ranch-succession/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t7-2-1-business-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t7-2-2-the-massachusetts-business-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t7-2-3-delaware-statutory-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t7-2-4-real-estate-investment-trusts-reit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t7-2-5-voting-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t7-2-6-business-succession-planning/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t7-2-7-trusts-and-operating-companies-llcs-inside-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t7-3-1-rabbi-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t7-3-2-secular-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t7-3-3-retirement-accounts-and-see-through-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t7-3-4-specialty-assets-art-collections-intellectual-pr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t7-3-5-firearms-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t7-3-6-holding-a-closely-held-business-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t7-3-7-trust-administration-for-complex-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t8-1-1-united-states-the-uniform-trust-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t8-1-2-united-kingdom-trusts-after-the-trustee-act-2000/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t8-1-3-canada-and-australia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t8-1-4-ireland/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t8-1-5-trust-friendly-states-nevada-south-dakota-delawa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t8-1-6-the-channel-islands-and-the-crown-dependencies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t8-1-7-choosing-governing-law-and-situs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t8-2-1-the-french-fiducie/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t8-2-2-liechtenstein-switzerland-and-the-foundation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t8-2-3-waqf-today-the-gulf-and-malaysia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t8-2-4-china-s-trust-law-2001/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t8-2-5-japan-s-trust-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t8-2-6-latin-america-the-fideicomiso/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t8-2-7-recognising-a-foreign-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t8-3-1-the-trustee-s-first-ninety-days/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t8-3-2-investing-under-the-prudent-investor-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t8-3-3-accounts-and-records/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t8-3-4-trust-taxation-who-pays-the-income-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t8-3-5-decanting-and-modifying-an-irrevocable-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t8-3-6-disputes-litigation-and-mediation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t8-3-7-ending-a-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t9-1-1-can-a-trust-hold-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t9-1-2-keys-custody-and-the-trustee-s-duty-of-care/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t9-1-3-multisig-and-inheritance-planning/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t9-1-4-exchanges-accounts-and-access-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t9-1-5-rufadaa-fiduciary-access-to-digital-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t9-1-6-valuing-volatile-assets-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t9-1-7-directed-trusts-for-digital-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t9-2-1-tokenised-real-world-assets-and-who-owns-what/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t9-2-2-delaware-statutory-trusts-and-tokenisation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t9-2-3-spot-bitcoin-etfs-as-grantor-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t9-2-4-stablecoin-reserves-held-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t9-2-5-escrow-smart-contracts-and-the-word-trustless/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t9-2-6-daos-purpose-trusts-and-legal-wrappers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t9-2-7-proof-of-reserves-versus-a-trustee-s-accounting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t9-3-1-what-smart-contracts-cannot-replace/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t9-3-2-fiduciary-duty-in-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t9-3-3-the-three-roles-on-a-blockchain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t9-3-4-self-custody-and-the-settlor-as-trustee/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t9-3-5-building-a-plan-that-survives-you/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t9-3-6-where-to-go-from-here/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/fr/lesson/t9-3-7-glossary-and-the-road-home/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lessons/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l1-1-1-barter-and-the-coincidence-of-wants/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l1-1-2-the-properties-of-good-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l1-1-3-commodity-money-shells-salt-and-grain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l1-1-4-gold-silver-and-coinage/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l1-1-5-representative-money-and-the-gold-standard/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l1-1-6-fiat-money-and-the-end-of-gold-convertibility-19/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l1-1-7-inflation-debasement-and-the-cantillon-effect/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l1-2-1-public-key-cryptography-diffie-hellman-and-rsa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l1-2-2-david-chaum-blind-signatures-and-digicash/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l1-2-3-the-cypherpunk-manifesto-and-the-mailing-list/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l1-2-4-hashcash-proof-of-work-before-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l1-2-5-b-money-and-bit-gold/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l1-2-6-reusable-proofs-of-work-rpow/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l1-2-7-the-double-spend-problem-and-the-byzantine-gener/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l1-3-1-the-whitepaper-31-october-2008/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l1-3-2-the-genesis-block-and-its-headline/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l1-3-3-hal-finney-and-the-first-transaction/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l1-3-4-bitcoin-pizza-day/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l1-3-5-early-exchanges-and-the-rise-of-mt-gox/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l1-3-6-satoshi-steps-away/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l1-3-7-the-first-boom-and-bust-cycles/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l2-1-1-hash-functions-and-sha-256/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l2-1-2-hash160-sha-256-then-ripemd-160/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l2-1-3-private-keys-public-keys-and-secp256k1/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l2-1-4-digital-signatures-ecdsa-and-schnorr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l2-1-5-entropy-and-randomness/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l2-1-6-addresses-and-encodings-base58check-bech32-bech3/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l2-1-7-seed-phrases-bip39/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l2-2-1-the-utxo-model/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l2-2-2-inputs-and-outputs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l2-2-3-fees-and-fee-rates-sat-vb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l2-2-4-change-outputs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l2-2-5-the-mempool/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l2-2-6-replace-by-fee-and-child-pays-for-parent/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l2-2-7-the-life-of-a-transaction/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l2-3-1-the-block-header/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l2-3-2-merkle-trees/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l2-3-3-a-chain-of-hashes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l2-3-4-proof-of-work-and-the-target/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l2-3-5-difficulty-adjustment-every-2016-blocks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l2-3-6-the-block-subsidy-and-the-halving/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l2-3-7-the-21-million-supply-schedule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l3-1-1-what-a-full-node-does/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l3-1-2-peer-to-peer-gossip/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l3-1-3-initial-block-download/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l3-1-4-pruned-nodes-and-light-clients-spv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l3-1-5-running-your-own-node/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l3-1-6-bitcoin-core-and-other-implementations/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l3-1-7-consensus-rules-and-validation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l3-2-1-from-cpus-to-gpus-fpgas-and-asics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l3-2-2-mining-pools/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l3-2-3-hashrate-and-security/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l3-2-4-mining-economics-energy-subsidy-and-fees/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l3-2-5-block-templates-and-stratum-v2/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l3-2-6-stale-blocks-and-propagation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l3-2-7-the-energy-debate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l3-3-1-nakamoto-consensus-the-most-work-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l3-3-2-51-attacks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l3-3-3-soft-forks-and-hard-forks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l3-3-4-the-bip-process/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l3-3-5-the-block-size-war/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l3-3-6-segwit-activation-and-the-uasf/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l3-3-7-taproot-activation-and-speedy-trial/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l4-1-1-script-a-stack-language/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l4-1-2-standard-scripts-p2pkh-and-p2sh/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l4-1-3-multisignature/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l4-1-4-timelocks-cltv-and-csv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l4-1-5-hashlocks-and-htlcs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l4-1-6-standardness-and-policy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l4-1-7-segregated-witness-and-transaction-malleability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l4-2-1-taproot-and-schnorr-signatures/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l4-2-2-tapscript-and-script-trees-mast/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l4-2-3-partially-signed-transactions-psbt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l4-2-4-output-descriptors/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l4-2-5-covenants-and-vaults-ctv-op-cat-and-the-2026-deb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l4-2-6-the-cryptographic-frontier-witness-encryption-an/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l4-2-7-zero-knowledge-on-bitcoin-proofs-and-shielded-tr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l4-3-1-hd-wallets-bip32-bip44-bip84-bip86/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l4-3-2-hardware-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l4-3-3-multisig-custody-and-inheritance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l4-3-4-backups-and-passphrases/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l4-3-5-operational-security-and-common-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l4-3-6-privacy-the-chain-s-leaks-coinjoin-and-payjoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l4-3-7-silent-payments-and-the-privacy-upgrades-ahead/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l5-1-1-payment-channels/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l5-1-2-routing-with-htlcs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l5-1-3-invoices-bolt11-and-bolt12/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l5-1-4-liquidity-and-channel-management/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l5-1-5-penalties-and-watchtowers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l5-1-6-lightning-wallets-and-service-providers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l5-1-7-lightning-s-limits-ark-and-the-new-payment-layer/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l5-2-1-what-bitcoin-lacks-and-who-you-trust-to-add-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l5-2-2-sidechains-liquid-and-rootstock/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l5-2-3-statechains-and-ark/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l5-2-4-ecash-cashu-and-fedimint/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l5-2-5-the-drivechain-debate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l5-2-6-bitvm-and-the-bridge-problem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l5-2-7-wrapped-bitcoin-and-bridges/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l5-3-1-colored-coins-counterparty-and-the-rare-pepes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l5-3-2-omni-tether-and-the-dollar-s-return-to-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l5-3-3-ordinal-theory-and-inscriptions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l5-3-4-brc-20-and-the-metaprotocols/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l5-3-5-runes-psbt-swaps-and-bitcoin-native-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l5-3-6-client-side-validation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l5-3-7-contracts-on-bitcoin-dlcs-and-keyless-custody-le/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l6-1-1-anyone-can-copy-the-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l6-1-2-fair-launch-premine-ico-and-venture-allocation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l6-1-3-blockchain-not-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l6-1-4-the-trilemma-sales-pitch/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l6-1-5-who-can-change-the-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l6-1-6-proof-of-work-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l6-1-7-reading-a-tokenomics-page/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l6-2-1-namecoin-and-litecoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l6-2-2-dogecoin-the-first-memecoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l6-2-3-ripple-and-xrp/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l6-2-4-peercoin-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l6-2-5-monero-and-privacy-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l6-2-6-forks-clones-and-pump-and-dumps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l6-2-7-what-survived-and-why/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l6-3-1-the-ethereum-whitepaper-and-the-evm/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l6-3-2-erc-20-and-the-2017-ico-boom/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l6-3-3-the-dao-hack-and-ethereum-classic/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l6-3-4-defi-amms-lending-and-what-broke/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l6-3-5-stablecoins-and-the-terra-collapse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l6-3-6-nfts-cryptopunks-to-the-2021-mania/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l6-3-7-the-merge-and-proof-of-stake/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l7-1-1-ethereum-the-power-and-price-of-programmability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l7-1-2-accounts-and-global-state/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l7-1-3-gas-the-fee-market-and-eip-1559/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l7-1-4-explicit-signing-utxos-versus-token-approvals/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l7-1-5-eth-s-monetary-policy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l7-1-6-rollups-and-fragmentation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l7-1-7-mev-builders-and-censorship/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l7-2-1-bnb-chain-an-exchange-s-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l7-2-2-stablecoins-dollars-on-rails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l7-2-3-tron-and-the-dollar-rails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l7-2-4-the-ethereum-killers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l7-2-5-the-2022-contagion/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l7-2-6-ftx-and-the-exchange-token-loop/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l7-2-7-altcoins-what-scarcity-and-survival-require/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l7-3-1-market-cycles-and-the-halving/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l7-3-2-exchange-failures-mt-gox-to-ftx/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l7-3-3-regulation-and-enforcement/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l7-3-4-spot-bitcoin-etfs-2024/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l7-3-5-strategy-and-the-claims-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l7-3-6-nation-state-adoption-el-salvador/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l7-3-7-tokenised-stocks-and-real-world-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l8-1-1-origins-proof-of-history/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l8-1-2-who-owned-sol/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l8-1-3-wormhole-and-the-bridge-hacks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l8-1-4-ftx-and-solana-s-near-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l8-1-5-the-memecoin-resurrection/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l8-1-6-validators-and-who-runs-the-chain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l8-1-7-solana-goes-institutional/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l8-2-1-spl-tokens-and-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l8-2-2-wallets-and-signing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l8-2-3-dexes-and-aggregators-raydium-and-jupiter/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l8-2-4-priority-fees-mev-and-jito/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l8-2-5-outages-resilience-and-the-cost-of-speed/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l8-2-6-reading-the-chain-explorers-and-holder-analysis/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l8-2-7-solana-and-memecoins-speed-attention-and-abuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l8-3-1-from-dogecoin-to-shiba-pepe-bonk-and-wif/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l8-3-2-pump-fun-the-bonding-curve-and-graduation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l8-3-3-launchpads-and-reward-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l8-3-4-community-culture-and-the-social-attack/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l8-3-5-token-anatomy-rug-pulls-and-honeypots/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l8-3-6-market-cap-math-and-position-sizing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l8-3-7-pairing-assets-and-the-launchpad-ecosystem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l9-1-1-low-float-high-fdv/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l9-1-2-points-airdrops-and-farming/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l9-1-3-celebrity-and-political-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l9-1-4-paid-promotion-and-disclosure/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l9-1-5-pump-fun-by-the-numbers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l9-1-6-bots-snipers-and-who-actually-wins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l9-1-7-10-october-2025-the-liquidation-day/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l9-2-1-a-taxonomy-of-market-abuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l9-2-2-admin-keys-and-immutability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l9-2-3-ordering-attacks-and-their-cures/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l9-2-4-launch-attacks-and-sybil-neutral-design/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l9-2-5-fake-activity-transparency-and-wallet-tracking/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l9-2-6-perpetual-curves-and-self-pricing-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l9-2-7-fair-launches-on-bitcoin-from-blueprint-to-pract/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l9-3-1-what-stonkfun-set-out-to-do/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l9-3-2-what-a-tokenized-stock-is/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l9-3-3-the-launch-math/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l9-3-4-reward-launches-the-flywheel-math/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l9-3-5-stonk-revenue-buyback-and-burn/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l9-3-6-the-september-spike-and-the-audit-trail/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l9-3-7-how-to-read-any-reward-launchpad/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l10-1-1-what-the-experiments-proved/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l10-1-2-what-the-experiments-disproved/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l10-1-3-a-fair-scorecard/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l10-1-4-dollars-come-home-to-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l10-1-5-bitcoin-native-finance-without-bridges/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l10-1-6-tokens-and-memes-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l10-1-7-why-bitcoin-is-different/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l10-2-1-step-1-take-inventory/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l10-2-2-step-2-records-before-moves/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l10-2-3-step-3-exiting-thin-markets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l10-2-4-step-4-real-bitcoin-not-a-claim/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l10-2-5-step-5-self-custody-verified/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l10-2-6-step-6-your-own-node/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l10-2-7-step-7-recovery-and-inheritance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l10-3-1-spending-lightning-in-practice/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l10-3-2-saving-cold-storage-that-lasts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l10-3-3-privacy-on-the-way-back/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l10-3-4-earning-and-circular-economies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l10-3-5-building-on-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l10-3-6-a-field-guide-to-the-next-pitch/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/l10-3-7-full-circle/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c1-1-1-code-is-not-outside-the-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c1-1-2-who-makes-crypto-law-legislators-regulators-cour/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c1-1-3-rules-guidance-and-enforcement-are-not-the-same-/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c1-1-4-jurisdiction-whose-law-applies-to-a-borderless-c/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c1-1-5-pseudonymous-is-not-anonymous/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c1-1-6-irreversible-transfers-and-why-the-law-cares/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c1-1-7-reading-a-crypto-law-headline/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c1-2-1-property-what-you-can-own/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c1-2-2-money-and-legal-tender/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c1-2-3-securities-the-investment-contract/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c1-2-4-commodities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c1-2-5-stablecoins-a-category-of-their-own/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c1-2-6-nfts-what-you-actually-buy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c1-2-7-one-token-several-labels/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c1-3-1-the-sec/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c1-3-2-the-cftc/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c1-3-3-the-irs-and-tax-authorities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c1-3-4-fincen-and-anti-money-laundering/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c1-3-5-ofac-and-sanctions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c1-3-6-state-regulators-and-the-bitlicense/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c1-3-7-international-bodies-fatf-iosco-and-the-fsb/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c2-1-1-crypto-is-property-for-us-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c2-1-2-selling-for-cash/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c2-1-3-swapping-one-coin-for-another/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c2-1-4-spending-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c2-1-5-gifts-and-inheritances/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c2-1-6-moving-between-your-own-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c2-1-7-what-is-not-a-taxable-event/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c2-2-1-mining-income/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c2-2-2-staking-rewards/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c2-2-3-airdrops-and-hard-forks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c2-2-4-getting-paid-in-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c2-2-5-lending-and-defi-yield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c2-2-6-liquidity-pools-and-lp-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c2-2-7-reward-tokens-and-fee-sharing-coins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c2-3-1-cost-basis-and-lot-selection/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c2-3-2-short-term-and-long-term-gains/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c2-3-3-losses-worthless-tokens-and-the-wash-sale-questi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c2-3-4-the-digital-asset-question-on-form-1040/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c2-3-5-form-1099-da-and-broker-reporting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c2-3-6-foreign-accounts-fbar-and-fatca/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c2-3-7-records-that-survive-an-audit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c3-1-1-sec-v-w-j-howey-co-1946/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c3-1-2-an-investment-of-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c3-1-3-a-common-enterprise/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c3-1-4-profit-from-the-efforts-of-others/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c3-1-5-the-dao-report-2017/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c3-1-6-telegram-kik-and-lbry/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c3-1-7-ripple-institutional-sales-and-exchange-sales/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c3-2-1-regulation-by-enforcement-and-its-critics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c3-2-2-the-sec-s-2025-change-of-course/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c3-2-3-the-sec-staff-statement-on-memecoins/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c3-2-4-the-genius-act-a-federal-stablecoin-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c3-2-5-market-structure-legislation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c3-2-6-exemptions-regulation-d-a-and-s/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c3-2-7-spot-bitcoin-and-ether-etfs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c3-3-1-mica-the-eu-s-crypto-regulation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c3-3-2-service-providers-under-mica/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c3-3-3-stablecoins-under-mica-emts-and-arts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c3-3-4-the-united-kingdom-s-regime/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c3-3-5-japan-s-payment-services-act/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c3-3-6-singapore-hong-kong-and-the-uae/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c3-3-7-licences-passporting-and-the-reverse-solicitatio/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c4-1-1-not-your-keys-what-an-exchange-account-really-is/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c4-1-2-exchange-collapse-mt-gox/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c4-1-3-ftx-commingling-and-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c4-1-4-celsius-when-the-terms-of-use-decided-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c4-1-5-self-custody-and-its-risks/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c4-1-6-proof-of-reserves-and-its-limits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c4-1-7-choosing-where-to-hold/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c4-2-1-pig-butchering-and-romance-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c4-2-2-fake-exchanges-and-fake-apps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c4-2-3-wallet-drainers-and-approval-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c4-2-4-impersonation-and-fake-support/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c4-2-5-recovery-scams-the-second-theft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c4-2-6-ponzi-schemes-and-guaranteed-yield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c4-2-7-reporting-fraud-and-what-happens-next/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c4-3-1-account-freezes-and-kyc-demands/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c4-3-2-seizure-and-civil-forfeiture/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c4-3-3-summonses-and-exchange-data/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c4-3-4-crossing-borders-with-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c4-3-5-no-chargebacks-irreversibility-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c4-3-6-clawbacks-when-a-bankrupt-platform-sues-customer/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c4-3-7-delistings-and-frozen-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c5-1-1-fair-launch-or-presale/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c5-1-2-team-allocations-vesting-and-disclosure/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c5-1-3-promising-returns-the-words-that-make-a-security/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c5-1-4-launchpads-and-bonding-curves/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c5-1-5-liquidity-locks-and-revoked-authorities/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c5-1-6-transfer-fees-and-reward-tokens/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c5-1-7-marketing-claims-and-consumer-protection-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c5-2-1-money-transmission-and-fincen-s-2019-guidance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c5-2-2-state-money-transmitter-licences/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c5-2-3-kyc-aml-and-the-bank-secrecy-act/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c5-2-4-the-travel-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c5-2-5-sanctions-screening-and-the-sdn-list/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c5-2-6-tornado-cash-sanctions-on-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c5-2-7-developers-in-court-tornado-cash-and-samourai/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c5-3-1-paid-promotion-and-the-disclosure-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c5-3-2-celebrity-promoters-and-class-actions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c5-3-3-kol-rounds-and-undisclosed-allocations/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c5-3-4-daos-partnerships-and-personal-liability/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c5-3-5-smart-contract-audits-and-what-they-promise/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c5-3-6-terms-of-service-and-disclaimers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c5-3-7-entity-choice-foundations-companies-and-dao-wrap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c6-1-1-pump-and-dump/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c6-1-2-wash-trading/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c6-1-3-spoofing-and-layering/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c6-1-4-front-running-and-mev/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c6-1-5-the-mango-markets-case/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c6-1-6-market-makers-and-manufactured-volume/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c6-1-7-signal-groups-and-coordinated-buying/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c6-2-1-rug-pulls-in-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c6-2-2-insider-trading-on-tokens-the-coinbase-listing-c/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c6-2-3-the-opensea-case/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c6-2-4-snipers-bundles-and-hidden-supply/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c6-2-5-exit-scams/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c6-2-6-hacks-and-exploits-as-theft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c6-2-7-bounties-white-hats-and-negotiated-returns/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c6-3-1-what-honest-disclosure-looks-like/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c6-3-2-locked-liquidity-and-renounced-control/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c6-3-3-on-chain-transparency-show-people-where-to-look/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c6-3-4-treasury-and-team-wallets-in-public/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c6-3-5-burns-what-they-do-and-do-not-change/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c6-3-6-talking-to-holders/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c6-3-7-a-launch-checklist/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c7-1-1-the-holding-period-advantage/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c7-1-2-tax-loss-harvesting-and-the-wash-sale-gap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c7-1-3-gifting-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c7-1-4-donating-crypto-to-charity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c7-1-5-step-up-in-basis-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c7-1-6-retirement-accounts-that-hold-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c7-1-7-specific-identification-choosing-which-coins-you/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c7-2-1-citizenship-based-taxation-the-us-exception/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c7-2-2-puerto-rico-and-act-60/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c7-2-3-zero-tax-countries-and-their-catches/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c7-2-4-exit-taxes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c7-2-5-holding-period-exemptions-germany-and-portugal/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c7-2-6-tax-residence-tests-and-treaties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c7-2-7-carf-the-end-of-quiet-offshore-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c7-3-1-tax-free-crypto-schemes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c7-3-2-offshore-trusts-and-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c7-3-3-sovereign-citizen-arguments-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c7-3-4-borrowing-against-crypto-tool-or-trap/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c7-3-5-unregulated-is-not-the-same-as-legal/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c7-3-6-privacy-coins-and-mixers-what-is-actually-allowe/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c7-3-7-spotting-a-pitch-that-ends-in-court/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c8-1-1-united-states-federal-and-state-layers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c8-1-2-canada/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c8-1-3-brazil-s-crypto-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c8-1-4-mexico-and-argentina/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c8-1-5-el-salvador-s-bitcoin-law-and-its-retreat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c8-1-6-the-rest-of-latin-america/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c8-1-7-the-americas-compared/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c8-2-1-mica-across-the-member-states/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c8-2-2-dac8-eu-tax-reporting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c8-2-3-germany/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c8-2-4-france/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c8-2-5-spain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c8-2-6-united-kingdom/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c8-2-7-russia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c8-3-1-china-the-ban-and-hong-kong-s-door/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c8-3-2-japan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c8-3-3-south-korea/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c8-3-4-singapore/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c8-3-5-malaysia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c8-3-6-the-uae-and-dubai-s-vara/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c8-3-7-india-the-30-tax-and-1-tds/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c9-1-1-crypto-lost-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c9-1-2-wills-keys-and-secrecy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c9-1-3-crypto-in-a-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c9-1-4-executors-and-fiduciary-access/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c9-1-5-valuing-crypto-in-an-estate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c9-1-6-multisig-and-dead-man-switches/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c9-1-7-leaving-instructions-without-leaving-keys/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c9-2-1-crypto-in-divorce/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c9-2-2-hidden-crypto-and-how-it-is-found/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c9-2-3-bankruptcy-and-crypto/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c9-2-4-creditors-and-judgments/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c9-2-5-loans-between-friends/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c9-2-6-business-partners-and-shared-wallets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c9-2-7-lost-or-stolen-insurance-and-police-reports/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c9-3-1-suing-over-crypto-who-and-where/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c9-3-2-arbitration-clauses-in-exchange-terms/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c9-3-3-class-actions/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c9-3-4-blockchain-evidence-and-tracing/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c9-3-5-freezing-orders-against-persons-unknown/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c9-3-6-serving-papers-by-nft/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/c9-3-7-where-to-go-from-here/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t1-1-1-what-a-trust-is-holding-for-someone-else/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t1-1-2-the-settlor-the-one-who-gives/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t1-1-3-the-trustee-the-one-who-holds/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t1-1-4-the-beneficiary-the-one-who-benefits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t1-1-5-legal-title-and-beneficial-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t1-1-6-fiduciary-duty-loyalty-prudence-impartiality/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t1-1-7-what-a-trust-is-not-wills-contracts-companies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t1-2-1-rome-the-fideicommissum/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t1-2-2-the-waqf-endowment-held-for-a-purpose/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t1-2-3-crusaders-and-the-english-use/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t1-2-4-the-statute-of-uses-1536-and-the-use-upon-a-use/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t1-2-5-chancery-and-equity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t1-2-6-civil-law-the-fiducie-and-the-treuhand/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t1-2-7-the-hague-trusts-convention-1985/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t1-3-1-express-trusts-made-on-purpose/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t1-3-2-resulting-trusts-when-the-purpose-fails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t1-3-3-constructive-trusts-equity-s-remedy-for-wrongs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t1-3-4-the-three-certainties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t1-3-5-funding-a-trust-holds-only-what-is-put-in-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t1-3-6-revocable-and-irrevocable/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t1-3-7-living-or-at-death-inter-vivos-and-testamentary/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t2-1-1-what-happens-when-you-die-without-a-plan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t2-1-2-wills-and-what-they-cannot-do/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t2-1-3-probate-time-cost-and-publicity/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t2-1-4-payable-on-death-and-transfer-on-death-accounts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t2-1-5-the-totten-trust-the-bank-account-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t2-1-6-joint-ownership-and-its-traps/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t2-1-7-when-a-trust-is-not-worth-it/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t2-2-1-do-it-yourself-online-forms-and-attorney-draftin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t2-2-2-what-an-estate-planning-attorney-charges-and-for/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t2-2-3-trustee-fees-family-professional-and-corporate/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t2-2-4-ongoing-costs-tax-returns-accounting-administrat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t2-2-5-cheap-mistakes-that-become-expensive/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t2-2-6-questions-to-ask-before-you-hire-anyone/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t2-2-7-free-and-low-cost-help-legal-aid-and-clinics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t2-3-1-choosing-a-trustee/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t2-3-2-successor-trustees-and-what-happens-when-one-qui/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t2-3-3-protectors-and-advisers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t2-3-4-naming-beneficiaries-without-starting-a-family-w/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t2-3-5-minors-and-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t2-3-6-trustee-duties-in-plain-words/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t2-3-7-when-trustees-fail-removal-and-remedies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t3-1-1-the-revocable-living-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t3-1-2-funding-a-living-trust-deeds-accounts-and-titles/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t3-1-3-the-pour-over-will-and-pour-over-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t3-1-4-incapacity-who-takes-over-while-you-are-alive/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t3-1-5-living-trust-myths-taxes-creditors-privacy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t3-1-6-updating-amending-and-restating/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t3-1-7-when-the-settlor-dies-administration-step-by-ste/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t3-2-1-the-testamentary-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t3-2-2-trusts-for-children-until-a-set-age/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t3-2-3-incentive-trusts-conditions-and-their-limits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t3-2-4-discretionary-trusts-trustee-judgement-as-the-ru/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t3-2-5-support-trusts-health-education-maintenance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t3-2-6-spendthrift-clauses-for-family/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t3-2-7-pet-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t3-3-1-marital-and-bypass-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t3-3-2-the-qtip-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t3-3-3-blended-families-and-second-marriages/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t3-3-4-spousal-lifetime-access-trusts-slat/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t3-3-5-divorce-and-existing-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t3-3-6-joint-trusts-versus-separate-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t3-3-7-community-property-states/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t4-1-1-why-an-inheritance-can-cost-someone-their-benefi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t4-1-2-special-needs-trusts-first-party-and-third-party/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t4-1-3-pooled-trusts-run-by-nonprofits/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t4-1-4-able-accounts-and-how-they-compare/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t4-1-5-payback-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t4-1-6-choosing-a-trustee-for-a-vulnerable-beneficiary/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t4-1-7-government-benefit-trusts-beyond-the-us/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t4-2-1-paying-for-long-term-care/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t4-2-2-medicaid-asset-protection-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t4-2-3-look-back-periods-and-penalties/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t4-2-4-income-trusts-miller-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t4-2-5-protecting-the-family-home/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t4-2-6-elder-financial-abuse-and-the-trustee-s-shield/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t4-2-7-planning-conversations-with-aging-parents/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t4-3-1-protective-trusts-the-english-approach/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t4-3-2-spendthrift-trusts-and-the-creditor-wall/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t4-3-3-addiction-and-gambling-trusts-with-guardrails/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t4-3-4-trusts-for-beneficiaries-who-cannot-manage-money/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t4-3-5-hybrid-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t4-3-6-letters-of-wishes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t4-3-7-reporting-to-beneficiaries/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t5-1-1-estate-and-gift-tax-the-basics/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t5-1-2-the-annual-exclusion-and-crummey-powers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t5-1-3-irrevocable-trusts-and-getting-assets-out-of-the/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t5-1-4-life-insurance-trusts-ilit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t5-1-5-grantor-trusts-and-why-defective-can-be-useful/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t5-1-6-installment-sales-to-grantor-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t5-1-7-the-clifford-trust-and-the-history-of-income-shi/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t5-2-1-grats-grantor-retained-annuity-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t5-2-2-gruts-grantor-retained-unitrusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t5-2-3-annuity-trusts-and-unitrusts-compared/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t5-2-4-qualified-personal-residence-trusts-qprt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t5-2-5-beneficiary-defective-inheritor-trusts-bdit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t5-2-6-tax-motivated-trusts-and-the-anti-abuse-rules/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t5-2-7-when-the-tax-law-changes-under-a-plan/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t5-3-1-dynasty-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t5-3-2-generation-skipping-transfer-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t5-3-3-rule-against-perpetuities-and-its-abolition/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t5-3-4-charitable-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t5-3-5-charitable-remainder-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t5-3-6-charitable-lead-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t5-3-7-foundations-donor-advised-funds-and-trusts-compa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t6-1-1-the-creditor-problem/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t6-1-2-third-party-trusts-versus-self-settled-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t6-1-3-domestic-asset-protection-trusts-dapt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t6-1-4-asset-protection-trusts-in-general/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t6-1-5-exception-creditors-child-support-taxes-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t6-1-6-choosing-a-dapt-state/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t6-1-7-real-cases-when-shields-held-and-when-they-faile/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t6-2-1-international-and-offshore-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t6-2-2-cook-islands-nevis-and-the-offshore-model/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t6-2-3-duress-clauses-flight-clauses-and-contempt/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t6-2-4-reporting-fbar-fatca-crs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t6-2-5-purpose-trusts-and-the-vista-and-star-regimes/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t6-2-6-special-purpose-trusts-in-finance/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t6-2-7-offshore-myths/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t6-3-1-fraudulent-and-voidable-transfers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t6-3-2-badges-of-fraud/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t6-3-3-timing-why-planning-must-come-before-trouble/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t6-3-4-bankruptcy-and-the-ten-year-reach-back/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t6-3-5-professional-ethics-what-advisers-must-refuse/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t6-3-6-blind-trusts-for-officials-and-executives/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t6-3-7-privacy-versus-secrecy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t7-1-1-land-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t7-1-2-the-illinois-land-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t7-1-3-nominee-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t7-1-4-land-trusts-and-privacy/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t7-1-5-holding-rental-property-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t7-1-6-deeds-title-insurance-and-trust-ownership/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t7-1-7-farm-and-ranch-succession/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t7-2-1-business-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t7-2-2-the-massachusetts-business-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t7-2-3-delaware-statutory-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t7-2-4-real-estate-investment-trusts-reit/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t7-2-5-voting-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t7-2-6-business-succession-planning/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t7-2-7-trusts-and-operating-companies-llcs-inside-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t7-3-1-rabbi-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t7-3-2-secular-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t7-3-3-retirement-accounts-and-see-through-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t7-3-4-specialty-assets-art-collections-intellectual-pr/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t7-3-5-firearms-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t7-3-6-holding-a-closely-held-business-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t7-3-7-trust-administration-for-complex-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t8-1-1-united-states-the-uniform-trust-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t8-1-2-united-kingdom-trusts-after-the-trustee-act-2000/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t8-1-3-canada-and-australia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t8-1-4-ireland/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t8-1-5-trust-friendly-states-nevada-south-dakota-delawa/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t8-1-6-the-channel-islands-and-the-crown-dependencies/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t8-1-7-choosing-governing-law-and-situs/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t8-2-1-the-french-fiducie/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t8-2-2-liechtenstein-switzerland-and-the-foundation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t8-2-3-waqf-today-the-gulf-and-malaysia/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t8-2-4-china-s-trust-law-2001/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t8-2-5-japan-s-trust-law/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t8-2-6-latin-america-the-fideicomiso/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t8-2-7-recognising-a-foreign-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t8-3-1-the-trustee-s-first-ninety-days/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t8-3-2-investing-under-the-prudent-investor-rule/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t8-3-3-accounts-and-records/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t8-3-4-trust-taxation-who-pays-the-income-tax/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t8-3-5-decanting-and-modifying-an-irrevocable-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t8-3-6-disputes-litigation-and-mediation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t8-3-7-ending-a-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t9-1-1-can-a-trust-hold-bitcoin/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t9-1-2-keys-custody-and-the-trustee-s-duty-of-care/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t9-1-3-multisig-and-inheritance-planning/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t9-1-4-exchanges-accounts-and-access-at-death/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t9-1-5-rufadaa-fiduciary-access-to-digital-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t9-1-6-valuing-volatile-assets-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t9-1-7-directed-trusts-for-digital-assets/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t9-2-1-tokenised-real-world-assets-and-who-owns-what/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t9-2-2-delaware-statutory-trusts-and-tokenisation/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t9-2-3-spot-bitcoin-etfs-as-grantor-trusts/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t9-2-4-stablecoin-reserves-held-in-trust/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t9-2-5-escrow-smart-contracts-and-the-word-trustless/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t9-2-6-daos-purpose-trusts-and-legal-wrappers/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t9-2-7-proof-of-reserves-versus-a-trustee-s-accounting/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t9-3-1-what-smart-contracts-cannot-replace/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t9-3-2-fiduciary-duty-in-code/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t9-3-3-the-three-roles-on-a-blockchain/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t9-3-4-self-custody-and-the-settlor-as-trustee/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t9-3-5-building-a-plan-that-survives-you/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t9-3-6-where-to-go-from-here/</loc><lastmod>2026-10-21</lastmod></url>
<url><loc>https://mstrcat.com/academy/ms/lesson/t9-3-7-glossary-and-the-road-home/</loc><lastmod>2026-10-21</lastmod></url>
</urlset>
